DDIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38k and a net result of €35k. Its solvency ranks better than 67% of 8018 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€38k
Net result
€35k
Total assets
€53k
Solvency
70.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €53k
Fixed assets
€2k
Current assets
€51k
Equity and liabilities €53k
Equity
€38k
Debt
€16k
Debt finances 29.5% of the balance-sheet total.
Key figures and ratios
Solvency
70.5%
ROE
92.0%
ROA
64.9%
Debt
€16k
Debt ≤ 1 year
€16k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€53k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€51k
Amounts receivable within one year40/41€27k
Trade receivables40€27k
Cash at bank and in hand54/58€24k
Equity and liabilities
Total equity and liabilities10/49€53k
Equity10/15€38k
Contributions10/11€3k
Profit (loss) carried forward14€35k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€45
Suppliers440/4€45
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26
Other operating charges640/8€400
Gross operating margin9900€44k
Operating profit (loss)9901€43k
Financial charges65/66B€33
Recurring financial charges65€33
Profit (loss) for the period before taxes9903€43k
Income taxes67/77€9k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léopold 85030 GemblouxGround area
230 m²
Building footprint
85 m²
Parcel 92053D0220/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DDIM
since 20252.375.760.028
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053D0220/00S000indicative | Wallonia | 230 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2025
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
62100Computer programming
62900Other information technology and computer services
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.