DDBK SERVICES
ActiveDDBK SERVICES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €738. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 383 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-22
Solvency48▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.24 in 2024; short-term debt: 41.2% and cash: 10.3% of total assets), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 383 sector peers (2025).
NBB · sector comparisonPosition among 383 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
17 d early
2023
7 d early
2022
12 d early
2021
42 d early
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 4.5%
2024 · €16k
2020: €2k
2021: €8k
2022: €8k
2023: €16k
2024: €16k
2020 → 2025
Total assets
€74k▲ 50.0%
2024 · €50k
2020: €16k
2021: €26k
2022: €28k
2023: €44k
2024: €50k
2020 → 2025
Net result
€738▲ 250%
2024 · €211
2020: €-1k
2021: €6k
2022: €42
2023: €8k
2024: €211
2020 → 2025
Working capital
€-252
2024 · €7k
2020: €2k
2021: €8k
2022: €8k
2023: €16k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€8k▲ 0.5%€16k▲ 93.3%€16k▲ 1.3%€17k▲ 4.5%
Operating result€9k-€2k▼ 80.7%€12k▲ 584%€2k▼ 87.1%€3k▲ 58.4%
Net result€6k-€42▼ 99.4%€8k▲ 18,642%€211▼ 97.3%€738▲ 250%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€44k▲ 230%
Current assets
€30k▼ 16.2%
Equity and liabilities €74k
Equity
€17k▲ 4.5%
Debt
€57k▲ 72.4%
The debt ratio rises from 67.0% to 77.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €3k
Cash flow
€2k▲
2024 · €2k
Solvency
23.0%▼
2024 · 33.0%
Current ratio
0.99▼
2024 · 1.24
Quick ratio
0.99▼
2024 · 1.24
Debt / equity
3.35▲
2024 · 2.03
ROE
4.3%▲
2024 · 1.3%
ROA
1.0%▲
2024 · 0.4%
Interest coverage
3.28▼
2024 · 12.52
Debt
€57k▲
2024 · €33k
Debt ≤ 1 year
€31k▲
2024 · €29k
Debt > 1 year
€27k▲
2024 · €4k
Income taxes
€559▼
2024 · €1k
Staff costs
€52k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€74k▲
Fixed assets21/28€13k€44k▲
Tangible fixed assets22/27€13k€44k▲
Furniture and vehicles24€2k€19k▲
Other tangible fixed assets26€12k€26k▲
Current assets29/58€36k€30k▼
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40€17k€22k▲
Cash at bank and in hand54/58€18k€8k▼
Deferred charges and accrued income490/1€816€1k▲
Equity and liabilities
Total equity and liabilities10/49€50k€74k▲
Equity10/15€16k€17k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€33k€57k▲
Amounts payable after more than one year17€4k€27k▲
Financial debts170/4€4k€27k▲
Amounts payable within one year42/48€29k€31k▲
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€55k€59k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€251€1k▲
Recurring financial charges65€251€1k▲
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77€1k€559▼
Profit (loss) for the period9904€211€738▲
Profit (loss) for the period to be appropriated9905€211€738▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Profit (loss) brought forward from the previous period14P€13k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €8k ▲18642%
Operating result €12k, net result €8k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Mouquet(R-C) 237520 TournaiGround area
1,802 m²
Building footprint
465 m²
Volume, LiDAR
2,936 m³
Parcel 57069A0492/00K000, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57069A0492/00K000 | Wallonia | 1,802 m² | 1 · 465 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,008 companies in sector 94120 we hold annual accounts for 350. 81 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
94120Activities of professional membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.