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DDB

Active
Private limited companyfounded 201313 yrs activeZavelstraat(STE) 34, 9190 Stekene, BelgiumKBO/BCE: BE 0502.948.265

DDB has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €46k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 8920 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
46 / 100
Fair▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-55
Solvency38▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.43 in 2024), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.9%
Return on assets
2.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
17 d early
2023
26 d early
2022
35 d early
2021
32 d early
2020
26 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€506k▲ 9.9%
2024 · €461k
2020: €299k 2021: €295k 2022: €309k 2023: €324k 2024: €461k
2020 → 2025
Total assets
€1.69M▲ 21.4%
2024 · €1.39M
2020: €1.76M 2021: €1.40M 2022: €1.83M 2023: €1.77M 2024: €1.39M
2020 → 2025
Net result
€46k▼ 66.6%
2024 · €137k
2020: €-926 2021: €-4k 2022: €14k 2023: €14k 2024: €137k
2020 → 2025
Working capital
€-401k▼ 6.6%
2024 · €-376k
2020: €-451k 2021: €-492k 2022: €-509k 2023: €-529k 2024: €-376k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€295k-€309k▲ 4.9%€324k▲ 4.6%€461k▲ 42.3%€506k▲ 9.9%
Operating result€27k-€43k▲ 59.7%€59k▲ 38.7%€225k▲ 280%€79k▼ 64.7%
Net result€-4k-€14k€14k▼ 1.3%€137k▲ 863%€46k▼ 66.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €27k€27kNet result 2021: €-4k€-4kOperating result 2022: €43k€43kNet result 2022: €14k€14kOperating result 2023: €59k€59kNet result 2023: €14k€14kOperating result 2024: €225k€225kNet result 2024: €137k€137kOperating result 2025: €79k€79kNet result 2025: €46k€46k20212022202320242025
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets €1.10M▼ 0.8%
Current assets €596k▲ 106%
Equity and liabilities €1.69M
Equity €506k▲ 9.9%
Debt €1.19M▲ 27.0%
The debt ratio rises from 67.0% to 70.1%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€136k
2024 · €279k
Cash flow
€102k
2024 · €191k
Solvency
29.9%
2024 · 33.0%
Current ratio
0.60
2024 · 0.43
Quick ratio
0.38
2024 · 0.34
Debt / equity
2.34
2024 · 2.03
ROE
9.0%
2024 · 29.7%
ROA
2.7%
2024 · 9.8%
Interest coverage
6.76
2024 · 7.22
Debt
€1.19M
2024 · €933k
Debt ≤ 1 year
€997k
2024 · €665k
Debt > 1 year
€126k
2024 · €205k
Income taxes
€14k
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€1.39M€1.69M
Fixed assets 21/28€1.10M€1.10M
Tangible fixed assets 22/27€1.10M€1.10M
Current assets 29/58€289k€596k
Stocks & contracts in progress 3€65k€217k
Amounts receivable within one year 40/41€65k€231k
Investments 50/53€150k€0
Cash & bank 54/58€8k€146k
Total equity & liabilities 10/49€1.39M€1.69M
Equity 10/15€461k€506k
Contributions / capital 10/11€300k€300k=
Reserves 13€161k€206k
Amounts payable 17/49€933k€1.19M
Amounts payable after one year 17€205k€126k
Amounts payable within one year 42/48€665k€997k
Trade debts payable within one year 44€117k€529k
Income statement Code20242025
Gross operating margin 9900€338k€149k
Operating result 9901€225k€79k
Financial income 75€388€181
Financial charges 65€39k€20k
Result before taxes 9903€186k€59k
Income taxes 67/77€49k€14k
Net result for the period 9904€137k€46k
Result to be appropriated 9905€137k€46k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €500kEq €506k ▲9.9%
4 profitable years in a row build equity to €506k.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2020net €137k ▲863%
Operating result €225k, net result €137k, both a record.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-11
State Gazette act Director changes
Pierre De Brabander
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €14k
Net result €14k after 2 loss-making years.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, last change in 2023
BAEYENS Tiny
Statutair bestuurder · since 22-11-2023
Current
HERWEYERS Geert
Statutair bestuurder · since 22-11-2023
Current
22-11-2023 BAEYENS Tiny: Appointed as Statutair bestuurder
22-11-2023 HERWEYERS Geert: Appointed as Statutair bestuurder
22-11-2023 HERWEYERS Geert: Resigned as Statutair bestuurder
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2013
exact location from the address register On OpenStreetMap
Ground area
6,466 m²
Building footprint
1,538 m²
Parcel 46024A1805/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
DDB
Zavelstraat(STE) 34, 9190 StekeneRenting and operating of own or leased non-residential real estate, excluding land
since 20132.216.842.651
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46024A1805/00G000 Flanders 6,466 m² 1 · 1,537 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 11,969 companies in sector 68203 we hold annual accounts for 5,808. 4,342 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-01-2013
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.