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DD Assur

Active
Private limited company· 2 yrs active
Frans Buyensstraat 15 ·2000 Antwerpen, Belgium
KBO/BCE: BE 1003.059.776
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DD Assur is 2.3% (moderate). The 2025 annual accounts show equity of €92k and a net result of €32k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 08-05-2026 84 d early 2026-00106251
31-12-2024 31-07-2025 26-06-2025 35 d early 2025-00180324

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€32k-37.1%
Working capital€92k+52.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-05-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2024: €66k€66kNet result 2024: €50k€50kOperating result 2025: €45k€45kNet result 2025: €32k€32k20242025
Operating resultNet result
Net profit
€32k
-37.1% 24-25
Total assets
€106k
+35.0% 24-25
Equity
€92k
+52.5% 24-25
Working capital
€92k
+52.5% 24-25
Income taxes
€9k
-32.6% 24-25
Debt
€14k
-22.4% 24-25
Debt ≤ 1y
€14k
-22.4% 24-25
Current ratio
7.43
+73.8% 24-25
Show 5 other metrics
Quick ratio
7.43
+73.8% 24-25
Solvency
86.5%
+13.0% 24-25
Debt / equity
0.16
-49.1% 24-25
ROE
34.4%
-58.7% 24-25
ROA
29.8%
-53.4% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€32k
Cash flow-
Staff costs-
Income taxes€9k
Dividends-
Total assets€106k
Equity€92k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€92k
Employees (FTE)-
Ratios (computed)
2025
Current ratio7.43
Quick ratio7.43
Working capital ratio86.5%
Solvency86.5%
Debt / equity0.16
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA29.8%
ROE34.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€106k
Current assets 29/58€106k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€106k
Equity 10/15€92k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€82k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€621
Income statement
Gross operating margin 9900€46k
Operating result 9901€45k
Financial income 75€0
Financial charges 65€4k
Result before taxes 9903€41k
Income taxes 67/77€9k
Net result for the period 9904€32k
Result to be appropriated 9905€32k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
85 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Frans Buyensstraat 152000 Antwerpen

Establishment units

1 location
DD Assur
Frans Buyensstraat 15, 2000 AntwerpenActiviteiten van verzekeringsagenten en -makelaars
since 20232.352.875.055
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,079 m²
Buildings1
Building footprint1,267 m²
Volume (LiDAR)1 m³
Tallest building0.6 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3917/00P002 Flanders 7,079 m² 1 · 1,267 m² 0.6 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
07-05-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
07-05-2025 Registered office moved to Antwerpen Registered-office change
  • 2000 Antwerpen, Frans Buyensstraat 15 bus 1801

Analysis

Financial profile

5 of 5 axes measured
Health85Profitability100Solvency100Growth52Stability82
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL DD Assur
Registered office
Frans Buyensstraat 15 bus 1801
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.