dCADs
ActivedCADs has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €6k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 51% of 3476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-19
Solvency77▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.37 in 2024; short-term debt: 10.7% and cash: 10% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
12 d early
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 4.8%
2024 · €100k
2022: €65k
2023: €78k
2024: €100k
2022 → 2025
Total assets
€201k▼ 6.9%
2024 · €216k
2022: €210k
2023: €221k
2024: €216k
2022 → 2025
Net result
€6k▼ 75.2%
2024 · €23k
2022: €65k
2023: €13k
2024: €23k
2022 → 2025
Working capital
€629▼ 95.2%
2024 · €13k
2022: €26k
2023: €11k
2024: €13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€65k-€78k▲ 19.6%€100k▲ 28.3%€104k▲ 4.8%
Operating result€84k-€21k▼ 74.9%€35k▲ 66.6%€13k▼ 63.2%
Net result€65k-€13k▼ 80.4%€23k▲ 79.4%€6k▼ 75.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€179k▲ 6.5%
Current assets
€22k▼ 53.7%
Equity and liabilities €201k
Equity
€104k▲ 4.8%
Debt
€97k▼ 17.0%
The debt ratio falls from 54.0% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €43k
Cash flow
€14k▼
2024 · €31k
Solvency
51.9%▲
2024 · 46.0%
Current ratio
1.03▼
2024 · 1.37
Quick ratio
1.03▼
2024 · 1.37
Debt / equity
0.93▼
2024 · 1.17
ROE
5.4%▼
2024 · 22.9%
ROA
2.8%▼
2024 · 10.5%
Interest coverage
4.92▼
2024 · 8.21
Debt
€97k▼
2024 · €117k
Debt ≤ 1 year
€22k▼
2024 · €35k
Debt > 1 year
€75k▼
2024 · €80k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€201k▼
Fixed assets21/28€168k€179k▲
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€98k€92k▼
Land and buildings22€94k€89k▼
Plant, machinery and equipment23€3k€3k▼
Financial fixed assets28€67k€85k▲
Current assets29/58€48k€22k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€6€318▲
Cash at bank and in hand54/58€40k€20k▼
Deferred charges and accrued income490/1€159-
Equity and liabilities
Total equity and liabilities10/49€216k€201k▼
Equity10/15€100k€104k▲
Contributions10/11€50€50=
Reserves13€100k€104k▲
Distributable reserves133€100k€104k▲
Amounts payable17/49€117k€97k▼
Amounts payable after more than one year17€80k€75k▼
Financial debts170/4€80k€75k▼
Amounts payable within one year42/48€35k€22k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€18k€10k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€9k€833▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€23k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€487-
Gross operating margin9900€68k€23k▼
Operating profit (loss)9901€35k€13k▼
Financial income75/76B€7€9▲
Recurring financial income75€7€9▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€30k€9k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€23k€6k▼
Profit (loss) for the period to be appropriated9905€23k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€6k▼
Profit (loss) brought forward from the previous period14P€78k-
Transfer to equity691/2€100k€5k▼
To other reserves6921€100k€5k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €6k ▼75.2%
Net result drops to €6k, the lowest in the series.
31-12
Financial
Equity above €100kEq €104k ▲4.8%
4 profitable years in a row build equity to €104k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elisabethlaan 4238400 OostendeGround area
198 m²
Building footprint
83 m²
Volume, LiDAR
759 m³
Parcel 35383C0366/00N002, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
dCADs
since 20212.320.242.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35383C0366/00N002 | Flanders | 198 m² | 1 · 82 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EO
BE 0417.724.164
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MeCADesign
BE 0541.941.077
Perwez · Eq €104k
VALERIE MASSON NOTAIRE
BE 0878.582.547
Ottignies-Louvain-la-Neuve · Eq €103k
VAN MOFFAERT & TYTGAT, geassocieerde notarissen
BE 0882.292.501
Sint-Martens-Latem · Eq €103k
DIDIER VANNESTE, NOTARIS
BE 0883.105.123
Schaarbeek · Eq €103k
Of 685 companies in sector 74112 we hold annual accounts for 312. 233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2021
Fiscal year end31-12
Activities, NACEBEL
74112Other professional, scientific and technical activities
62020IT consultancy
62200Computer consultancy and computer facilities management
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.