DBM
ActiveSummary
DBM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €25k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 7.2 against 6.12 in 2024; short-term debt: 11.4% and cash: 56.7% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
7.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
60 d late
2023
50 d late
2022
62 d late
2021
23 d late
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€256k▲ 10.6%
2024 · €232k
2018: €110k
2019: €144k
2020: €175k
2021: €184k
2022: €214k
2023: €219k
2024: €232k
2018 → 2025
Total assets
€332k▲ 3.1%
2024 · €322k
2018: €178k
2019: €206k
2020: €232k
2021: €252k
2022: €271k
2023: €253k
2024: €322k
2018 → 2025
Net result
€25k▲ 99.3%
2024 · €12k
2018: €45k
2019: €33k
2020: €32k
2021: €9k
2022: €44k
2023: €6k
2024: €12k
2018 → 2025
Working capital
€234k▲ 13.7%
2024 · €206k
2018: €87k
2019: €122k
2020: €154k
2021: €161k
2022: €181k
2023: €205k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€184k-€214k▲ 15.9%€219k▲ 2.6%€232k▲ 5.6%€256k▲ 10.6%
Operating result€13k-€57k▲ 330%€8k▼ 85.1%€17k▲ 107%€37k▲ 111%
Net result€9k-€44k▲ 387%€6k▼ 87.5%€12k▲ 121%€25k▲ 99.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€60k ▼ 20.9%
Current assets
€272k ▲ 10.5%
Equity and liabilities €332k
Equity
€256k ▲ 10.6%
Debt
€76k ▼ 16.2%
Debt's share of the balance-sheet total falls from 28.1% to 22.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €27k
Cash flow
€44k▲
2024 · €22k
Current ratio
7.20▲
2024 · 6.12
Debt to equity
0.30▼
2024 · 0.39
ROE
9.6%▲
2024 · 5.3%
ROA
7.4%▲
2024 · 3.8%
Interest coverage
19.39▲
2024 · 18.38
Debt ≤ 1 year
€38k▼
2024 · €40k
Debt > 1 year
€38k▼
2024 · €50k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€322k€332k▲
Fixed assets21/28€76k€60k▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€72k€58k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€67k€54k▼
Current assets29/58€246k€272k▲
Amounts receivable within one year40/41€133k€77k▼
Trade receivables40€108k€56k▼
Other amounts receivable41€25k€22k▼
Cash at bank and in hand54/58€106k€188k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€322k€332k▲
Equity10/15€232k€256k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€14k€38k▲
Distributable reserves133€14k€38k▲
Profit (loss) carried forward14€205k€205k=
Amounts payable17/49€91k€76k▼
Amounts payable after more than one year17€50k€38k▼
Financial debts170/4€50k€38k▼
Amounts payable within one year42/48€40k€38k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€18k€13k▼
Suppliers440/4€18k€13k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€1k€620▼
Income statement
Code20242025
Non-recurring operating income76A€260€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€19k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€490€2▼
Gross operating margin9900€29k€60k▲
Operating profit (loss)9901€17k€37k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€16k€34k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€12k€25k▲
Profit (loss) for the period to be appropriated9905€12k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€217k€230k▲
Profit (loss) brought forward from the previous period14P€205k€205k▲
Transfer to equity691/2€12k€25k▲
To other reserves6921€12k€25k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼87.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 62 days late
2022
31-12
Financial
Equity above €200kEq €214k ▲15.9%
5 profitable years in a row build equity to €214k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €175k ▲22%
3 profitable years in a row build equity to €175k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwenrodestraat 241861 MeiseGround area
624 m²
Building footprint
100 m²
Volume, LiDAR
603 m³
Parcel 23093A0002/00A002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DBM
since 20142.231.075.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093A0002/00A002 | Flanders | 624 m² | 1 · 100 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FANDEC
BE 0432.794.697
Antwerpen · Eq €258,170
Las Fiestas
BE 0810.897.234
Aalst · Eq €253,427
CONSIST
BE 0471.581.138
Oudenaarde · Eq €252,791
PIANO'S LOVROVIC
BE 0437.331.527
Wommelgem · Eq €260,583
Linflex
BE 0407.902.915
Beveren · Eq €247,445
Of 1,170 companies in sector 46499 we hold annual accounts for 743. 553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46499Wholesale of other household goods
46649Wholesale of other machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.