DBL
ActiveSummary
DBL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 23.64 against 50.0 in 2024; short-term debt: 4.1% and cash: 1.3% of total assets), and 4.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
3.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
3 d late
2023
47 d late
2022
8 d late
2021
on the day
2019
1 d early
2018
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▲ 3.8%
2024 · €175k
2019: €163klowest value
2021: €170k
2022: €172k▲ +1.5% vs 2021
2023: €174k▲ +0.8% vs 2022
2024: €175k▲ +1.0% vs 2023
2025: €182k▲ +3.8% vs 2024highest value
2019 → 2025
Total assets
€190k▲ 6.1%
2024 · €179k
2019: €192khighest value
2021: €178klowest value
2022: €182k▲ +2.4% vs 2021
2023: €188k▲ +3.0% vs 2022
2024: €179k▼ -4.6% vs 2023
2025: €190k▲ +6.1% vs 2024
2019 → 2025
Net result
€7k▲ 286%
2024 · €2k
2019: €23khighest value
2021: €2k
2022: €3k▲ +15.3% vs 2021
2023: €1k▼ -45.2% vs 2022lowest value
2024: €2k▲ +24.2% vs 2023
2025: €7k▲ +286% vs 2024
2019 → 2025
Working capital
€178k▲ 1.2%
2024 · €175k
2019: €163klowest value
2021: €170k
2022: €172k▲ +1.5% vs 2021
2023: €174k▲ +0.8% vs 2022
2024: €175k▲ +1.0% vs 2023
2025: €178k▲ +1.2% vs 2024highest value
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€172k▲ 1.5%€174k▲ 0.8%€175k▲ 1.0%€182k▲ 3.8%
2021: €170klowest in 5 years
2022: €172k▲ +1.5% vs 2021
2023: €174k▲ +0.8% vs 2022
2024: €175k▲ +1.0% vs 2023
2025: €182k▲ +3.8% vs 2024highest in 5 years
Operating result€-464-€-927▼ 100.0%€-2k▼ 164%€-2k▲ 16.1%€4k
2021: €-464
2022: €-927▼ -100.0% vs 2021
2023: €-2k▼ -164% vs 2022lowest in 5 years
2024: €-2k▲ +16.1% vs 2023
2025: €4k▲ +283% vs 2024highest in 5 years
Net result€2k-€3k▲ 15.3%€1k▼ 45.2%€2k▲ 24.2%€7k▲ 286%
2021: €2k
2022: €3k▲ +15.3% vs 2021
2023: €1k▼ -45.2% vs 2022lowest in 5 years
2024: €2k▲ +24.2% vs 2023
2025: €7k▲ +286% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€5k
Current assets
€185k
Equity and liabilities €190k
Equity
€182k ▲ 3.8%
Debt
€8k ▲ 119%
Debt's share of the balance-sheet total rises from 2.0% to 4.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
23.64▼
2024 · 50.00
Debt to equity
0.04▲
2024 · 0.02
ROE
3.6%▲
2024 · 1.0%
ROA
3.5%▲
2024 · 1.0%
Debt ≤ 1 year
€8k▲
2024 · €4k
Income taxes
€2k▲
2024 · €650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€179k€190k▲
Fixed assets21/28-€5k
Financial fixed assets28-€5k
Current assets29/58€179k€185k▲
Amounts receivable after more than one year29-€178k
Other amounts receivable291-€178k
Amounts receivable within one year40/41€175k-
Other amounts receivable41€175k-
Cash at bank and in hand54/58€1€2k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€179k€190k▲
Equity10/15€175k€182k▲
Contributions10/11€45k€45k=
Reserves13€130k€130k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€126k€126k=
Profit (loss) carried forward14-€7k
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€679€437▼
Gross operating margin9900€-1k€4k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€49€39▼
Recurring financial charges65€49€39▼
Profit (loss) for the period before taxes9903€2k€9k▲
Income taxes67/77€650€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €391 | €531 | €679 | €437 | ▼ 35.7% |
| Gross operating margin9900 | €-464 | €-536 | €-2k | €-1k | €4k | ▲ 406% |
| Operating profit (loss)9901 | €-464 | €-927 | €-2k | €-2k | €4k | ▲ 283% |
| Financial income75/76B | - | €4k | €5k | €4k | €5k | ▲ 19.2% |
| Recurring financial income75 | €5k | €4k | €5k | €4k | €5k | ▲ 19.2% |
| Financial charges65/66B | - | €49 | €48 | €49 | €39 | ▼ 19.9% |
| Recurring financial charges65 | €49 | €49 | €48 | €49 | €39 | ▼ 19.9% |
| Profit (loss) for the period before taxes9903 | €4k | €3k | €2k | €2k | €9k | ▲ 282% |
| Income taxes67/77 | €2k | €965 | €631 | €650 | €2k | ▲ 272% |
| Profit (loss) for the period9904 | €2k | €3k | €1k | €2k | €7k | ▲ 286% |
| Profit (loss) for the period to be appropriated9905 | €2k | €3k | €1k | €2k | €7k | ▲ 286% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €178k | €182k | €188k | €179k | €190k | ▲ 6.1% |
| Fixed assets21/28 | - | - | - | - | €5k | - |
| Financial fixed assets28 | - | - | - | - | €5k | - |
| Current assets29/58 | €178k | €182k | €188k | €179k | €185k | ▲ 3.6% |
| Amounts receivable after more than one year29 | - | - | - | - | €178k | - |
| Other amounts receivable291 | - | - | - | - | €178k | - |
| Amounts receivable within one year40/41 | €173k | €178k | €183k | €175k | - | - |
| Other amounts receivable41 | - | €178k | €183k | €175k | - | - |
| Cash at bank and in hand54/58 | €17 | €1 | - | €1 | €2k | ▲ 441,802% |
| Deferred charges and accrued income490/1 | - | €4k | €5k | €4k | €5k | ▲ 19.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €178k | €182k | €188k | €179k | €190k | ▲ 6.1% |
| Equity10/15 | €170k | €172k | €174k | €175k | €182k | ▲ 3.8% |
| Contributions10/11 | - | €45k | €45k | €45k | €45k | = |
| Reserves13 | €125k | €127k | €129k | €130k | €130k | = |
| Non-distributable reserves130/1 | - | €5k | €5k | €5k | €5k | = |
| Reserves not available under the articles1311 | - | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | - | €123k | €124k | €126k | €126k | = |
| Profit (loss) carried forward14 | - | - | - | - | €7k | - |
| Amounts payable17/49 | €8k | €10k | €14k | €4k | €8k | ▲ 119% |
| Amounts payable within one year42/48 | €8k | €10k | €14k | €4k | €8k | ▲ 119% |
| Trade debts44 | €3k | - | €2k | €2k | €5k | ▲ 136% |
| Suppliers440/4 | - | - | €2k | €2k | €5k | ▲ 136% |
| Taxes, remuneration and social security45 | - | €1k | €2k | €1k | €2k | ▲ 88.7% |
| Taxes450/3 | - | €1k | €2k | €1k | €2k | ▲ 88.7% |
| Other amounts payable47/48 | - | €9k | €10k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €3k | €1k | €2k | €7k | ▲ 286% |
| Operating cash flow (approximation) | €2k | €3k | €1k | €2k | €7k | ▲ 286% |
| Change in cash | - | €-17 | - | - | €2k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Liquidity quadruplescurrent ratio 50.00
Current ratio from 13.43 to 50.00; short-term debt falls from €14k to €4k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
30-06
Financial
Weakest financial yearnet €1k ▼45.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 21.73
Current ratio from 6.60 to 21.73; short-term debt falls from €29k to €8k.
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 108 days late
2015
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2009
Ground area
1.0 ha
Building footprint
3,400 m²
Volume, LiDAR
436 m³
Parcel 11016B0723/00R002, Flanders · tallest building 4.1 m. Linked by address, not a title deed.
1 establishment unit
DBL
since 20092.188.506.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0723/00R002 | Flanders | 1.0 ha | 1 · 3,400 m² | 4.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,571. 1,895 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2009
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.