DBK SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of DBK SOLUTIONS is 2.1% (moderate). The 2025 annual accounts show equity of €15k and a net result of €1k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 2906 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-31
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.37 against 2.25 in 2024), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
5.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
13 d late
2024
25 d late
2023
21 d late
2022
81 d early
2021
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 7.2%
2024 · €14k
2021: €-668
2022: €2k
2023: €12k
2024: €14k
2021 → 2025
Total assets
€18k▼ 15.0%
2024 · €21k
2021: €29k
2022: €25k
2023: €19k
2024: €21k
2021 → 2025
Net result
€1k▼ 44.2%
2024 · €2k
2021: €-3k
2022: €3k
2023: €10k
2024: €2k
2021 → 2025
Working capital
€12k▲ 40.1%
2024 · €9k
2021: €-8k
2022: €-5k
2023: €4k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-668-€2k€12k▲ 498%€14k▲ 14.7%€15k▲ 7.2%
Operating result€-2k-€3k€12k▲ 267%€6k▼ 48.1%€4k▼ 41.7%
Net result€-3k-€3k€10k▲ 277%€2k▼ 82.3%€1k▼ 44.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€3k▼ 45.3%
Current assets
€15k▼ 4.4%
Equity and liabilities €18k
Equity
€15k▲ 7.2%
Debt
€3k▼ 60.0%
The debt ratio falls from 33.0% to 15.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €9k
Cash flow
€4k▼
2024 · €4k
Solvency
84.5%▲
2024 · 67.0%
Current ratio
5.37▲
2024 · 2.25
Quick ratio
5.37▲
2024 · 2.25
Debt / equity
0.18▼
2024 · 0.49
ROE
6.7%▼
2024 · 12.8%
ROA
5.7%▼
2024 · 8.6%
Interest coverage
22.46▼
2024 · 48.73
Debt
€3k▼
2024 · €7k
Debt ≤ 1 year
€3k▼
2024 · €7k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€18k
Fixed assets
21/28€3k
Tangible fixed assets
22/27€3k
Current assets
29/58€15k
Amounts receivable within one year
40/41€13k
Cash & bank
54/58€956
Total equity & liabilities
10/49€18k
Equity
10/15€15k
Contributions / capital
10/11€3k
Accumulated profits (losses)
14€13k
Amounts payable
17/49€3k
Amounts payable within one year
42/48€3k
Trade debts payable within one year
44€1k
Income statement
Code2025
Gross operating margin
9900€7k
Operating result
9901€4k
Financial income
75€0
Financial charges
65€275
Result before taxes
9903€3k
Income taxes
67/77€2k
Net result for the period
9904€1k
Result to be appropriated
9905€1k
This is the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 5.37
Current ratio from 2.25 to 5.37; short-term debt falls from €7k to €3k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2021net €10k ▲277%
Operating result €12k, net result €10k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.68 to 1.63; short-term debt falls from €14k to €7k.
29-11
State Gazette act
Registered-office change
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 22,838 companies in sector 43211 we hold annual accounts for 10,009. 6,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2020
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
61100Wired, wireless and satellite telecommunications
61200Telecommunications
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.