DBA - PLAN
ActiveSummary
DBA - PLAN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.58M and a net result of €154k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 2015 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 7.82 against 7.33 in 2024; short-term debt: 9.9% and cash: 19.1% of total assets), and 18.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
7.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
12 d late
2022
23 d late
2021
25 d late
2020
26 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.58M▲ 10.8%
2024 · €1.43M
2018: €942k
2019: €621k▼ -34.1% vs 2018lowest in 8 years
2020: €727k▲ +17.2% vs 2019
2021: €886k▲ +21.8% vs 2020
2022: €946k▲ +6.7% vs 2021
2023: €1.24M▲ +31.5% vs 2022
2024: €1.43M▲ +14.7% vs 2023
2025: €1.58M▲ +10.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.94M▲ 6.5%
2024 · €1.83M
2018: €1.61M
2019: €1.51M▼ -6.5% vs 2018
2020: €1.27M▼ -15.7% vs 2019lowest in 8 years
2021: €1.36M▲ +7.0% vs 2020
2022: €1.44M▲ +5.6% vs 2021
2023: €1.76M▲ +22.9% vs 2022
2024: €1.83M▲ +3.5% vs 2023
2025: €1.94M▲ +6.5% vs 2024highest in 8 years
2018 → 2025
Net result
€154k▼ 16.0%
2024 · €183k
2018: €81klowest in 8 years
2019: €109k▲ +33.6% vs 2018
2020: €107k▼ -1.7% vs 2019
2021: €159k▲ +48.8% vs 2020
2022: €210k▲ +32.0% vs 2021
2023: €298k▲ +42.1% vs 2022highest in 8 years
2024: €183k▼ -38.6% vs 2023
2025: €154k▼ -16.0% vs 2024
2018 → 2025
Working capital
€1.32M▲ 18.2%
2024 · €1.11M
2018: €657k
2019: €336k▼ -48.9% vs 2018lowest in 8 years
2020: €451k▲ +34.5% vs 2019
2021: €609k▲ +34.9% vs 2020
2022: €647k▲ +6.4% vs 2021
2023: €927k▲ +43.2% vs 2022
2024: €1.11M▲ +20.2% vs 2023
2025: €1.32M▲ +18.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€886k-€946k▲ 6.7%€1.24M▲ 31.5%€1.43M▲ 14.7%€1.58M▲ 10.8%
2021: €886klowest in 5 years
2022: €946k▲ +6.7% vs 2021
2023: €1.24M▲ +31.5% vs 2022
2024: €1.43M▲ +14.7% vs 2023
2025: €1.58M▲ +10.8% vs 2024highest in 5 years
Operating result€238k-€312k▲ 31.2%€445k▲ 42.5%€271k▼ 39.2%€217k▼ 19.6%
2021: €238k
2022: €312k▲ +31.2% vs 2021
2023: €445k▲ +42.5% vs 2022highest in 5 years
2024: €271k▼ -39.2% vs 2023
2025: €217k▼ -19.6% vs 2024lowest in 5 years
Net result€159k-€210k▲ 32.0%€298k▲ 42.1%€183k▼ 38.6%€154k▼ 16.0%
2021: €159k
2022: €210k▲ +32.0% vs 2021
2023: €298k▲ +42.1% vs 2022highest in 5 years
2024: €183k▼ -38.6% vs 2023
2025: €154k▼ -16.0% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€433k ▼ 19.1%
Current assets
€1.51M ▲ 17.1%
Equity and liabilities €1.94M
Equity
€1.58M ▲ 10.8%
Debt
€363k ▼ 8.9%
Debt's share of the balance-sheet total falls from 21.8% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€321k▼
2024 · €375k
Cash flow
€257k▼
2024 · €287k
Current ratio
7.82▲
2024 · 7.33
Debt to equity
0.23▼
2024 · 0.28
ROE
9.7%▼
2024 · 12.8%
ROA
7.9%▼
2024 · 10.0%
Interest coverage
31.93▲
2024 · 27.67
Debt ≤ 1 year
€193k▲
2024 · €176k
Debt > 1 year
€169k▼
2024 · €221k
Income taxes
€77k▼
2024 · €89k
Staff costs
€468k▲
2024 · €426k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.83M€1.94M▲
Fixed assets21/28€535k€433k▼
Tangible fixed assets22/27€532k€430k▼
Land and buildings22€272k€246k▼
Plant, machinery and equipment23€48k€30k▼
Furniture and vehicles24€157k€105k▼
Other tangible fixed assets26€55k€48k▼
Financial fixed assets28€3k€3k=
Current assets29/58€1.29M€1.51M▲
Amounts receivable within one year40/41€227k€287k▲
Trade receivables40€213k€282k▲
Other amounts receivable41€14k€5k▼
Current investments50/53€867k€853k▼
Cash at bank and in hand54/58€192k€371k▲
Deferred charges and accrued income490/1€4k€521▼
Equity and liabilities
Total equity and liabilities10/49€1.83M€1.94M▲
Equity10/15€1.43M€1.58M▲
Contributions10/11€6k€6k=
Reserves13€1.42M€1.57M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.42M€1.57M▲
Amounts payable17/49€399k€363k▼
Amounts payable after more than one year17€221k€169k▼
Financial debts170/4€221k€169k▼
Amounts payable within one year42/48€176k€193k▲
Current portion of amounts payable after more than one year42€50k€52k▲
Financial debts43€40k-
Credit institutions430/8€40k-
Trade debts44€23k€46k▲
Suppliers440/4€23k€46k▲
Taxes, remuneration and social security45€61k€95k▲
Taxes450/3€11k€56k▲
Remuneration and social security454/9€50k€39k▼
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€2k€582▼
Income statement
Code20242025
Remuneration, social security and pensions62€426k€468k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€104k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€809k€796k▼
Operating profit (loss)9901€271k€217k▼
Financial income75/76B€15k€26k▲
Recurring financial income75€15k€9k▼
Non-recurring financial income76B-€17k
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€10k▼
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€272k€231k▼
Income taxes67/77€89k€77k▼
Profit (loss) for the period9904€183k€154k▼
Profit (loss) for the period to be appropriated9905€183k€154k▼
Appropriation of the result
Profit (loss) to be appropriated9906€183k€154k▼
Transfer to equity691/2€183k€154k▼
To other reserves6921€183k€154k▼
Social balance
Average headcount (FTE)90875.05.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €289k | €349k | €406k | €426k | €468k | ▲ 9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €90k | €91k | €94k | €105k | €104k | ▼ 1.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2k | - | - | - |
| Other operating charges640/8 | €6k | €6k | €8k | €7k | €6k | ▼ 10.0% |
| Gross operating margin9900 | €622k | €758k | €954k | €809k | €796k | ▼ 1.6% |
| Operating profit (loss)9901 | €238k | €312k | €445k | €271k | €217k | ▼ 19.6% |
| Financial income75/76B | €3k | €3k | €8k | €15k | €26k | ▲ 75.2% |
| Recurring financial income75 | €3k | €3k | €8k | €15k | €9k | ▼ 38.4% |
| Non-recurring financial income76B | - | - | - | - | €17k | - |
| Financial charges65/66B | €6k | €7k | €12k | €14k | €13k | ▼ 4.9% |
| Recurring financial charges65 | €6k | €7k | €11k | €14k | €10k | ▼ 25.9% |
| Non-recurring financial charges66B | - | - | €1k | - | €3k | - |
| Profit (loss) for the period before taxes9903 | €234k | €308k | €440k | €272k | €231k | ▼ 15.2% |
| Income taxes67/77 | €75k | €98k | €142k | €89k | €77k | ▼ 13.5% |
| Profit (loss) for the period9904 | €159k | €210k | €298k | €183k | €154k | ▼ 16.0% |
| Profit (loss) for the period to be appropriated9905 | €159k | €210k | €298k | €183k | €154k | ▼ 16.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.36M | €1.44M | €1.76M | €1.83M | €1.94M | ▲ 6.5% |
| Fixed assets21/28 | €582k | €619k | €589k | €535k | €433k | ▼ 19.1% |
| Tangible fixed assets22/27 | €580k | €617k | €587k | €532k | €430k | ▼ 19.2% |
| Land and buildings22 | €350k | €322k | €297k | €272k | €246k | ▼ 9.3% |
| Plant, machinery and equipment23 | €57k | €62k | €60k | €48k | €30k | ▼ 37.1% |
| Furniture and vehicles24 | €95k | €163k | €167k | €157k | €105k | ▼ 33.2% |
| Other tangible fixed assets26 | €78k | €69k | €62k | €55k | €48k | ▼ 12.7% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €777k | €816k | €1.18M | €1.29M | €1.51M | ▲ 17.1% |
| Amounts receivable within one year40/41 | €191k | €203k | €357k | €227k | €287k | ▲ 26.5% |
| Trade receivables40 | €187k | €197k | €356k | €213k | €282k | ▲ 32.2% |
| Other amounts receivable41 | €4k | €6k | €2k | €14k | €5k | ▼ 62.5% |
| Current investments50/53 | €341k | €415k | €691k | €867k | €853k | ▼ 1.7% |
| Cash at bank and in hand54/58 | €245k | €198k | €124k | €192k | €371k | ▲ 93.0% |
| Deferred charges and accrued income490/1 | - | €521 | €3k | €4k | €521 | ▼ 87.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.36M | €1.44M | €1.76M | €1.83M | €1.94M | ▲ 6.5% |
| Equity10/15 | €886k | €946k | €1.24M | €1.43M | €1.58M | ▲ 10.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €880k | €940k | €1.24M | €1.42M | €1.57M | ▲ 10.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €878k | €938k | €1.24M | €1.42M | €1.57M | ▲ 10.8% |
| Amounts payable17/49 | €473k | €489k | €520k | €399k | €363k | ▼ 8.9% |
| Amounts payable after more than one year17 | €304k | €320k | €271k | €221k | €169k | ▼ 23.4% |
| Financial debts170/4 | €304k | €320k | €271k | €221k | €169k | ▼ 23.4% |
| Amounts payable within one year42/48 | €169k | €169k | €248k | €176k | €193k | ▲ 9.9% |
| Current portion of amounts payable after more than one year42 | €46k | €54k | €50k | €50k | €52k | ▲ 2.8% |
| Financial debts43 | - | - | €70k | €40k | - | - |
| Credit institutions430/8 | - | - | €70k | €40k | - | - |
| Trade debts44 | €18k | €43k | €47k | €23k | €46k | ▲ 100.0% |
| Suppliers440/4 | €18k | €43k | €47k | €23k | €46k | ▲ 100.0% |
| Taxes, remuneration and social security45 | €104k | €72k | €81k | €61k | €95k | ▲ 57.6% |
| Taxes450/3 | €53k | €34k | €42k | €11k | €56k | ▲ 416% |
| Remuneration and social security454/9 | €51k | €38k | €39k | €50k | €39k | ▼ 20.7% |
| Other amounts payable47/48 | - | - | - | €2k | - | - |
| Accrued charges and deferred income492/3 | €182 | €212 | €1k | €2k | €582 | ▼ 65.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €159k | €210k | €298k | €183k | €154k | ▼ 16.0% |
| + Depreciation and write-downs630 | €90k | €91k | €94k | €105k | €104k | ▼ 1.0% |
| Operating cash flow (approximation) | €249k | €301k | €392k | €287k | €257k | ▼ 10.6% |
| Investment in fixed assets (approximation) | - | €-128k | €-64k | €-50k | €-1k | ▲ 97.7% |
| Change in cash | - | €-47k | €-74k | €68k | €179k | ▲ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €298k ▲42.1%
Operating result €445k, net result €298k, both a record.
31-12
Financial
Equity above €1MEq €1.24M ▲31.5%
6 profitable years in a row build equity to €1.24M.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 4 establishment units since 2003
Ground area
4,395 m²
Building footprint
829 m²
Volume, LiDAR
8,120 m³
4 parcels, Flanders · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
4 establishment units
Piannesbergstraat 24, 3590 Diepenbeek
since 20032.127.246.721
.
since 20072.163.937.564
DBA-PLAN
since 20072.282.958.742
Dokter Eduard Moreauxlaan 199, 8400 Oostende
since 20142.231.263.284
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0736/00P005 | Flanders | 2,126 m² | 1 · 375 m² | 18.0 m · 5 fl. |
| 71011B0077/00L045 | Flanders | 979 m² | 1 · 167 m² | 6.0 m · 1 fl. |
| 71011B0011/00D000 | Flanders | 819 m² | 1 · 119 m² | 6.5 m · 2 fl. |
| 71403G0490/00X000 | Flanders | 472 m² | 1 · 167 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,214 EUR awarded · 4,508 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,644 EUR | 1,644 EUR |
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 672 EUR | 966 EUR |
| 2022 | 1 | 1,793 EUR | 1,793 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,143 companies in sector 71209 we hold annual accounts for 1,085. 471 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
71112Activities of interior architects
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.