DBA
ActiveSummary
DBA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €811k and a net result of €208k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 6.21 against 4.54 in 2024; short-term debt: 14% and cash: 46.3% of total assets), and 14% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
22.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
on the day
2021
31 d late
2020
16 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€811k▲ 30.5%
2024 · €621k
2018: €282k
2019: €293k
2020: €255k
2021: €278k
2022: €313k
2023: €447k
2024: €621k
2018 → 2025
Total assets
€942k▲ 23.9%
2024 · €761k
2018: €373k
2019: €369k
2020: €444k
2021: €434k
2022: €444k
2023: €587k
2024: €761k
2018 → 2025
Net result
€208k▲ 12.7%
2024 · €185k
2018: €40k
2019: €11k
2020: €-162
2021: €23k
2022: €69k
2023: €174k
2024: €185k
2018 → 2025
Working capital
€687k▲ 39.0%
2024 · €494k
2018: €154k
2019: €172k
2020: €127k
2021: €125k
2022: €163k
2023: €315k
2024: €494k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€278k-€313k▲ 12.6%€447k▲ 42.8%€621k▲ 39.1%€811k▲ 30.5%
Operating result€30k-€99k▲ 227%€266k▲ 170%€281k▲ 5.5%€309k▲ 10.2%
Net result€23k-€69k▲ 196%€174k▲ 153%€185k▲ 6.3%€208k▲ 12.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €942k
Fixed assets
€124k ▼ 2.6%
Current assets
€819k ▲ 29.2%
Equity and liabilities €942k
Equity
€811k ▲ 30.5%
Debt
€132k ▼ 5.7%
Debt's share of the balance-sheet total falls from 18.4% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€324k▲
2024 · €299k
Cash flow
€223k▲
2024 · €203k
Current ratio
6.21▲
2024 · 4.54
Debt to equity
0.16▼
2024 · 0.22
ROE
25.7%▼
2024 · 29.8%
ROA
22.1%▼
2024 · 24.3%
Interest coverage
84.05▲
2024 · 69.16
Debt ≤ 1 year
€132k▼
2024 · €140k
Income taxes
€98k▲
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€761k€942k▲
Fixed assets21/28€127k€124k▼
Tangible fixed assets22/27€24k€21k▼
Land and buildings22€5k€3k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€10k€11k▲
Financial fixed assets28€103k€103k=
Current assets29/58€634k€819k▲
Amounts receivable within one year40/41€391k€379k▼
Trade receivables40€380k€368k▼
Other amounts receivable41€11k€11k▼
Cash at bank and in hand54/58€239k€436k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€761k€942k▲
Equity10/15€621k€811k▲
Contributions10/11€19k€19k=
Reserves13€553k€743k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€0-
Other1319€1k€1k=
Distributable reserves133€552k€741k▲
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€140k€132k▼
Amounts payable within one year42/48€140k€132k▼
Financial debts43€24k€24k▲
Credit institutions430/8€24k€24k▲
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€56k€48k▼
Taxes450/3€56k€48k▼
Other amounts payable47/48€48k€55k▲
Accrued charges and deferred income492/3€24€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€302k€326k▲
Operating profit (loss)9901€281k€309k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€278k€307k▲
Income taxes67/77€93k€98k▲
Profit (loss) for the period9904€185k€208k▲
Profit (loss) for the period to be appropriated9905€185k€208k▲
Appropriation of the result
Profit (loss) to be appropriated9906€234k€258k▲
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer from equity791/2€10k€19k▲
Transfer to equity691/2€185k€208k▲
To other reserves6921€185k€208k▲
Profit to be distributed694/7€10k€19k▲
Return on contributions (dividend)694€10k€19k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €208k ▲12.7%
Operating result €309k, net result €208k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €621k ▲39.1%
4 profitable years in a row build equity to €621k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-162 ▼102%
Net result drops to €-162, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulst 659340 LedeGround area
532 m²
Building footprint
164 m²
Volume, LiDAR
661 m³
Parcel 41034D0432/00B002, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hulst 65, 9340 Lede
since 20002.097.628.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034D0432/00B002 | Flanders | 532 m² | 1 · 164 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400G0UTU7J9F02J45
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.