DB Dynamic
ActiveThe computed 12-month bankruptcy probability of DB Dynamic is 1.8% (moderate). The 2025 annual accounts show equity of €29k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 7431 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency52▲+15
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.86 in 2024; short-term debt: 73.5% and cash: 55.6% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
14.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €29k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
12 d late
2024
57 d early
2023
30 d early
2022
11 d early
2021
22 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 108%
2024 · €14k
2020: €58k
2021: €78k
2022: €96k
2023: €3k
2024: €14k
2020 → 2025
Total assets
€108k▼ 3.0%
2024 · €112k
2020: €104k
2021: €128k
2022: €149k
2023: €133k
2024: €112k
2020 → 2025
Net result
€16k▲ 45.3%
2024 · €11k
2020: €55k
2021: €21k
2022: €20k
2023: €7k
2024: €11k
2020 → 2025
Working capital
€408
2024 · €-13k
2020: €51k
2021: €67k
2022: €83k
2023: €-25k
2024: €-13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€96k▲ 22.8%€3k▼ 96.9%€14k▲ 360%€29k▲ 108%
Operating result€27k-€29k▲ 4.5%€13k▼ 53.3%€18k▲ 36.1%€23k▲ 26.6%
Net result€21k-€20k▼ 4.7%€7k▼ 66.4%€11k▲ 62.1%€16k▲ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€28k▲ 3.2%
Current assets
€80k▼ 5.1%
Equity and liabilities €108k
Equity
€29k▲ 108%
Debt
€80k▼ 18.7%
The debt ratio falls from 87.6% to 73.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €22k
Cash flow
€20k▲
2024 · €15k
Solvency
26.5%▲
2024 · 12.4%
Current ratio
1.01▲
2024 · 0.86
Quick ratio
1.01▲
2024 · 0.86
Debt / equity
2.77▼
2024 · 7.08
ROE
54.8%▼
2024 · 78.3%
ROA
14.5%▲
2024 · 9.7%
Interest coverage
13.75▲
2024 · 8.05
Debt
€80k▼
2024 · €98k
Debt ≤ 1 year
€80k▼
2024 · €98k
Income taxes
€5k▲
2024 · €5k
Staff costs
€61k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€108k▼
Fixed assets21/28€27k€28k▲
Tangible fixed assets22/27€27k€28k▲
Other tangible fixed assets26€27k€28k▲
Current assets29/58€84k€80k▼
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€21k€16k▼
Other amounts receivable41-€70
Cash at bank and in hand54/58€60k€60k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€112k€108k▼
Equity10/15€14k€29k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€11k€26k▲
Amounts payable17/49€98k€80k▼
Amounts payable within one year42/48€98k€80k▼
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43€35€202▲
Credit institutions430/8€35€202▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€24k€18k▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€55k€44k▼
Accrued charges and deferred income492/3€279€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€58k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€41k€1k▼
Gross operating margin9900€122k€90k▼
Operating profit (loss)9901€18k€23k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€15k€21k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€11k€16k▲
Profit (loss) for the period to be appropriated9905€11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€27k▲
Profit (loss) brought forward from the previous period14P-€11k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €7k ▼66.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
F. van de Ponseelelaan 199470 DenderleeuwGround area
332 m²
Building footprint
87 m²
Volume, LiDAR
489 m³
Parcel 41011A0644/02C007, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DB Dynamic
since 20192.294.692.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A0644/02C007 | Flanders | 332 m² | 1 · 87 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.