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DB CONSTRUCTION

Active
Private limited company·Algemene bouw van residentiële gebouwen· 3 yrs active
Hamerstraat 60 ·9000 Gent, Belgium
KBO/BCE: BE 0797.464.615
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Age3 yrs
Staff (FTE)0.5
Real estate1 parcel · 76 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DB CONSTRUCTION is 2.5% (moderate). The 2024 annual accounts show equity of €38k and a net result of €38k. Its solvency ranks better than 43% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-01-2026, 174 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 21-01-2026 174 d late 2026-00011742

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€38k
Working capital€36k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 21-01-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.8% 39.4%
better than 43% of 3827 sector peers
Net result €38k €9k
better than 83% of 3824 sector peers
Equity €38k €29k
better than 59% of 3832 sector peers
Gross operating margin €100k €26k
better than 86% of 3822 sector peers
Staff costs €25k €16k
higher than 57% of 1125 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€71k
Net profit€38k
Cash flow€57k
Staff costs€25k
Income taxes€11k
Dividends-
Total assets€112k
Equity€38k
Debt€74k
of which ≤ 1y€57k
of which > 1y€17k
Working capital€36k
Employees (FTE)0.5
Ratios (computed)
2024
Current ratio1.64
Quick ratio1.64
Working capital ratio32.1%
Solvency33.8%
Debt / equity1.96
Long-term debt ratio0.45
Interest coverage19.67
Gross margin-
Net margin-
ROA33.8%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€112k
Fixed assets 21/28€20k
Tangible fixed assets 22/27€20k
Current assets 29/58€93k
Amounts receivable within one year 40/41€32k
Cash & bank 54/58€60k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€112k
Equity 10/15€38k
Reserves 13€38k
Amounts payable 17/49€74k
Amounts payable after one year 17€17k
Amounts payable within one year 42/48€57k
Trade debts payable within one year 44€39k
Income statement
Gross operating margin 9900€100k
Operating result 9901€52k
Financial income 75€73
Financial charges 65€4k
Result before taxes 9903€49k
Income taxes 67/77€11k
Net result for the period 9904€38k
Result to be appropriated 9905€38k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hamerstraat 609000 Gent

Establishment units

1 location
Hamerstraat 60, 9000 Gent
Vervaardiging van geassembleerde parketvloeren
since 20232.340.878.729
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area76 m²
Buildings1
Building footprint53 m²
Volume (LiDAR)319 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44816K0487/00M005 Flanders 76 m² 1 · 53 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency67Growth-Stability79
83 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 67
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,725 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Overige gespecialiseerde bouwactiviteiten, neg43990Gevelreiniging43992Restaureren van bouwwerken43995Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameNL DB CONSTRUCTION
Registered office
Hamerstraat 60
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.