DARMAT
ActiveSummary
DARMAT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.05M and a net result of €624. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 87% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-9
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.39 in 2024; short-term debt: 17.4% and cash: 0.1% of total assets), and 20.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
18 d late
2023
14 d early
2022
6 d early
2021
4 d late
2020
29 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€211k▼ 12.9%
2023 · €242k
2019: €396khighest in 6 years
2020: €256k▼ -35.4% vs 2019
2021: €303k▲ +18.4% vs 2020
2022: €221k▼ -27.1% vs 2021
2023: €242k▲ +9.4% vs 2022
2024: €211k▼ -12.9% vs 2023lowest in 6 years
2019 → 2024
EBIT margin
4.8%▲ 2.5pp
2023 · 2.4%
2019: 12.6%
2020: 14.3%▲ +13.7% vs 2019highest in 6 years
2021: 4.0%▼ -71.8% vs 2020
2022: 12.5%▲ +211% vs 2021
2023: 2.4%▼ -81.1% vs 2022lowest in 6 years
2024: 4.8%▲ +104% vs 2023
2019 → 2024
Net result
€624▲ 50.7%
2024 · €414
2019: €882khighest in 7 years
2020: €149k▼ -83.1% vs 2019
2021: €29k▼ -80.2% vs 2020
2022: €13k▼ -55.2% vs 2021
2023: €98▼ -99.3% vs 2022lowest in 7 years
2024: €414▲ +323% vs 2023
2025: €624▲ +50.7% vs 2024
2019 → 2025
Working capital
€-502k▲ 0.1%
2024 · €-503k
2019: €-363k
2020: €-295k▲ +18.6% vs 2019highest in 7 years
2021: €-421k▼ -42.7% vs 2020
2022: €-457k▼ -8.7% vs 2021
2023: €-438k▲ +4.2% vs 2022
2024: €-503k▼ -14.7% vs 2023lowest in 7 years
2025: €-502k▲ +0.1% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€303k-€221k▼ 27.1%€242k▲ 9.4%€211k▼ 12.9%
2021: €303khighest in 4 years
2022: €221k▼ -27.1% vs 2021
2023: €242k▲ +9.4% vs 2022
2024: €211k▼ -12.9% vs 2023lowest in 4 years
Equity€3.04M-€3.05M▲ 0.4%€3.05M=€3.05M=€3.05M=
2021: €3.04Mlowest in 5 years
2022: €3.05M▲ +0.4% vs 2021
2023: €3.05M● +0.0% vs 2022
2024: €3.05M● +0.0% vs 2023
2025: €3.05M● +0.0% vs 2024highest in 5 years
Operating result€12k-€28k▲ 127%€6k▼ 79.3%€10k▲ 77.8%€4k▼ 65.4%
2021: €12k
2022: €28k▲ +127% vs 2021highest in 5 years
2023: €6k▼ -79.3% vs 2022
2024: €10k▲ +77.8% vs 2023
2025: €4k▼ -65.4% vs 2024lowest in 5 years
Net result€29k-€13k▼ 55.2%€98▼ 99.3%€414▲ 323%€624▲ 50.7%
2021: €29khighest in 5 years
2022: €13k▼ -55.2% vs 2021
2023: €98▼ -99.3% vs 2022lowest in 5 years
2024: €414▲ +323% vs 2023
2025: €624▲ +50.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.83M
Fixed assets
€3.67M =
Current assets
€165k ▼ 48.8%
Equity and liabilities €3.83M
Equity
€3.05M =
Debt
€783k ▼ 16.7%
Debt's share of the balance-sheet total falls from 23.6% to 20.4%. Debt is lower.
Key figures and ratios
EBITDA
€4k
Cash flow
€624
Current ratio
0.25▼
2024 · 0.39
Debt to equity
0.26▼
2024 · 0.31
ROE
0.0%▲
2024 · 0.0%
ROA
0.0%▲
2024 · 0.0%
Interest coverage
1.22
Debt ≤ 1 year
€667k▼
2024 · €824k
Debt > 1 year
€116k=
2024 · €116k
Income taxes
€0▼
2024 · €5k
Staff costs
€34k▼
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.99M€3.83M▼
Fixed assets21/28€3.67M€3.67M=
Financial fixed assets28€3.67M€3.67M=
Current assets29/58€321k€165k▼
Amounts receivable within one year40/41€318k€159k▼
Trade receivables40€313k€152k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€942€1k▲
Equity and liabilities
Total equity and liabilities10/49€3.99M€3.83M▼
Equity10/15€3.05M€3.05M=
Contributions10/11€375k€375k=
Capital10€375k€375k=
Issued capital100€375k€375k=
Reserves13€1.89M€1.89M=
Non-distributable reserves130/1€38k€38k=
Legal reserve130€38k€38k=
Distributable reserves133€1.85M€1.85M=
Profit (loss) carried forward14€787k€788k▲
Amounts payable17/49€940k€783k▼
Amounts payable after more than one year17€116k€116k=
Financial debts170/4€116k€116k=
Amounts payable within one year42/48€824k€667k▼
Current portion of amounts payable after more than one year42€70k€5k▼
Trade debts44€39k€50k▲
Suppliers440/4€39k€50k▲
Taxes, remuneration and social security45€17k€20k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48€698k€592k▼
Income statement
Code20242025
Turnover70€211k-
Goods, raw materials, services and sundry goods60/61€122k€113k▼
Remuneration, social security and pensions62€79k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€0
Other operating charges640/8€1k€644▼
Gross operating margin9900€91k€38k▼
Operating profit (loss)9901€10k€4k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€6k€624▼
Income taxes67/77€5k€0▼
Profit (loss) for the period9904€414€624▲
Profit (loss) for the period to be appropriated9905€414€624▲
Appropriation of the result
Profit (loss) to be appropriated9906€787k€788k▲
Profit (loss) brought forward from the previous period14P€787k€787k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €303k | €221k | €242k | €211k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €193k | €113k | €53k | €122k | €113k | ▼ 7.4% |
| Remuneration, social security and pensions62 | €117k | €78k | €98k | €79k | €34k | ▼ 56.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €2k | - | €0 | - |
| Other operating charges640/8 | €292 | €297 | €323 | €1k | €644 | ▼ 50.8% |
| Non-recurring operating charges66A | €142 | - | €83k | - | - | - |
| Gross operating margin9900 | €134k | €110k | €190k | €91k | €38k | ▼ 57.7% |
| Operating profit (loss)9901 | €12k | €28k | €6k | €10k | €4k | ▼ 65.4% |
| Financial income75/76B | €25k | - | - | €0 | €0 | ▼ 16.7% |
| Recurring financial income75 | €25k | - | - | €0 | €0 | ▼ 16.7% |
| Financial charges65/66B | €12k | €10k | €4k | €5k | €3k | ▼ 35.9% |
| Recurring financial charges65 | €12k | €10k | €4k | €5k | €3k | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | €26k | €18k | €1k | €6k | €624 | ▼ 89.0% |
| Income taxes67/77 | €-4k | €5k | €1k | €5k | €0 | ▼ 100.0% |
| Profit (loss) for the period9904 | €29k | €13k | €98 | €414 | €624 | ▲ 50.7% |
| Profit (loss) for the period to be appropriated9905 | €29k | €13k | €98 | €414 | €624 | ▲ 50.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.78M | €3.84M | €3.81M | €3.99M | €3.83M | ▼ 3.9% |
| Fixed assets21/28 | €3.76M | €3.75M | €3.67M | €3.67M | €3.67M | = |
| Tangible fixed assets22/27 | €6k | €2k | - | - | - | - |
| Furniture and vehicles24 | €6k | €2k | - | - | - | - |
| Financial fixed assets28 | €3.75M | €3.75M | €3.67M | €3.67M | €3.67M | = |
| Current assets29/58 | €22k | €84k | €141k | €321k | €165k | ▼ 48.8% |
| Amounts receivable within one year40/41 | €14k | €65k | €99k | €318k | €159k | ▼ 50.1% |
| Trade receivables40 | €13k | €65k | €99k | €313k | €152k | ▼ 51.3% |
| Other amounts receivable41 | €514 | - | €18 | €5k | €6k | ▲ 21.1% |
| Current investments50/53 | €8 | €7 | €7 | - | - | - |
| Cash at bank and in hand54/58 | €6k | €19k | €42k | €2k | €5k | ▲ 140% |
| Deferred charges and accrued income490/1 | €2k | - | - | €942 | €1k | ▲ 27.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.78M | €3.84M | €3.81M | €3.99M | €3.83M | ▼ 3.9% |
| Equity10/15 | €3.04M | €3.05M | €3.05M | €3.05M | €3.05M | = |
| Contributions10/11 | €375k | €375k | €375k | €375k | €375k | = |
| Capital10 | €375k | €375k | €375k | €375k | €375k | = |
| Issued capital100 | €375k | €375k | €375k | €375k | €375k | = |
| Reserves13 | €1.89M | €1.89M | €1.89M | €1.89M | €1.89M | = |
| Non-distributable reserves130/1 | €38k | €38k | €38k | €38k | €38k | = |
| Legal reserve130 | €38k | €38k | - | €38k | €38k | = |
| Reserves not available under the articles1311 | - | - | €38k | - | - | - |
| Distributable reserves133 | €1.85M | €1.85M | €1.85M | €1.85M | €1.85M | = |
| Profit (loss) carried forward14 | €774k | €787k | €787k | €787k | €788k | ▲ 0.1% |
| Amounts payable17/49 | €744k | €789k | €760k | €940k | €783k | ▼ 16.7% |
| Amounts payable after more than one year17 | €301k | €247k | €181k | €116k | €116k | = |
| Financial debts170/4 | €301k | €247k | €181k | €116k | €116k | = |
| Amounts payable within one year42/48 | €443k | €542k | €580k | €824k | €667k | ▼ 19.1% |
| Current portion of amounts payable after more than one year42 | €150k | €67k | €72k | €70k | €5k | ▼ 92.3% |
| Trade debts44 | €75k | €96k | €45k | €39k | €50k | ▲ 25.7% |
| Suppliers440/4 | €75k | €96k | €45k | €39k | €50k | ▲ 25.7% |
| Taxes, remuneration and social security45 | €22k | €28k | €29k | €17k | €20k | ▲ 20.1% |
| Taxes450/3 | €8k | €15k | €11k | €3k | €3k | ▼ 12.6% |
| Remuneration and social security454/9 | €14k | €12k | €18k | €14k | €17k | ▲ 27.3% |
| Other amounts payable47/48 | €197k | €351k | €434k | €698k | €592k | ▼ 15.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €13k | €98 | €414 | €624 | ▲ 50.7% |
| + Depreciation and write-downs630 | €4k | €4k | €2k | - | €0 | - |
| Operating cash flow (approximation) | €33k | €17k | €2k | €414 | €624 | ▲ 50.7% |
| Investment in fixed assets (approximation) | - | €0 | €83k | €0 | €0 | - |
| Change in cash | - | €13k | €23k | €-40k | €3k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €98 ▼99.3%
Net result drops to €98, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2012
Ground area
973 m²
Building footprint
148 m²
Volume, LiDAR
704 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Place Verte 21, 5620 Florennes
since 20122.209.292.784
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047B0062/00Y002 | Wallonia | 663 m² | 1 · 70 m² | 11.9 m · 3 fl. |
| 93022K0245/00D000 | Wallonia | 309 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROOTHANDEL MEGRO
BE 0434.832.687
Maasmechelen · Eq €3.06M
GESTION INTELLIGENTE DE MODULES D'IDENTIFICATION
BE 0466.546.343
Chaudfontaine · Eq €3.02M
SIGUESOL
BE 0898.871.680
Soumagne · Eq €3.08M
N.T.S.A.
BE 0447.592.741
Asse · Eq €3.11M
BOSSAERTS P.
BE 0466.327.104
Ranst · Eq €3.15M
Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 1,989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
70200Business and other management consultancy
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Scores and ratios are computed by Checked and are not a credit decision.