DAP Maité Van Heeswijk
ActiveDAP Maité Van Heeswijk has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €39k. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-1
Solvency71▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 4.08 in 2024; short-term debt: 12.9% and cash: 7.6% of total assets), but 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.6%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
120 d early
2024
23 d early
2023
33 d early
2022
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 35.4%
2024 · €109k
2022: €32k
2023: €75k
2024: €109k
2022 → 2025
Total assets
€325k▲ 25.4%
2024 · €259k
2022: €129k
2023: €157k
2024: €259k
2022 → 2025
Net result
€39k▲ 13.3%
2024 · €34k
2022: €27k
2023: €43k
2024: €34k
2022 → 2025
Working capital
€39k▼ 27.3%
2024 · €54k
2022: €40k
2023: €35k
2024: €54k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€75k▲ 135%€109k▲ 45.4%€148k▲ 35.4%
Operating result€34k-€55k▲ 62.7%€44k▼ 20.4%€51k▲ 17.0%
Net result€27k-€43k▲ 60.2%€34k▼ 20.9%€39k▲ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€243k▲ 29.8%
Current assets
€81k▲ 13.8%
Equity and liabilities €325k
Equity
€148k▲ 35.4%
Debt
€177k▲ 18.1%
The debt ratio falls from 57.8% to 54.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €74k
Cash flow
€83k▲
2024 · €65k
Solvency
45.6%▲
2024 · 42.2%
Current ratio
1.93▼
2024 · 4.08
Quick ratio
1.19▼
2024 · 2.35
Debt / equity
1.19▼
2024 · 1.37
ROE
26.1%▼
2024 · 31.2%
ROA
11.9%▼
2024 · 13.2%
Interest coverage
19.20▲
2024 · 19.00
Debt
€177k▲
2024 · €150k
Debt ≤ 1 year
€42k▲
2024 · €17k
Debt > 1 year
€135k▲
2024 · €132k
Income taxes
€8k▲
2024 · €6k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€325k▲
Fixed assets21/28€188k€243k▲
Tangible fixed assets22/27€188k€243k▲
Plant, machinery and equipment23€41k€50k▲
Furniture and vehicles24€17k€12k▼
Leasing and similar rights25€16k€0▼
Other tangible fixed assets26€113k€182k▲
Current assets29/58€71k€81k▲
Stocks and contracts in progress3€30k€31k▲
Stocks30/36€30k€31k▲
Amounts receivable within one year40/41€13k€23k▲
Trade receivables40€10k€22k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€28k€25k▼
Deferred charges and accrued income490/1€111€2k▲
Equity and liabilities
Total equity and liabilities10/49€259k€325k▲
Equity10/15€109k€148k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€104k€143k▲
Amounts payable17/49€150k€177k▲
Amounts payable after more than one year17€132k€135k▲
Financial debts170/4€84k€87k▲
Other amounts payable178/9€48k€48k▼
Amounts payable within one year42/48€17k€42k▲
Current portion of amounts payable after more than one year42€15k€26k▲
Trade debts44€201€7k▲
Suppliers440/4€201€7k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€81€5k▲
Remuneration and social security454/9€2k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€740
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€44k▲
Other operating charges640/8€371€1k▲
Gross operating margin9900€75k€108k▲
Operating profit (loss)9901€44k€51k▲
Financial income75/76B€432€58▼
Recurring financial income75€432€58▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€40k€46k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€34k€39k▲
Profit (loss) for the period to be appropriated9905€34k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€104k€143k▲
Profit (loss) brought forward from the previous period14P€70k€104k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲45.4%
3 profitable years in a row build equity to €109k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €43k ▲60.2%
Operating result €55k, net result €43k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaapsdijk 263900 PeltGround area
2,484 m²
Building footprint
675 m²
Volume, LiDAR
2,963 m³
Parcel 72502D0057/00L000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DAP Maité Van Heeswijk
since 20222.328.227.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502D0057/00L000 | Flanders | 2,484 m² | 1 · 675 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 38 EUR awarded · 38 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 38 EUR | 38 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.