DAP HANNE KEUPERS
ActiveSummary
DAP HANNE KEUPERS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €41. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-10
Solvency42▼-8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.15 in 2024; short-term debt: 39.8% and cash: 23.7% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
0%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1272 sector peers (2025).
NBB · sector comparisonPosition among 1272 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 0.1%
2024 · €44k
2023: €30k
2024: €44k
2023 → 2025
Total assets
€258k▲ 48.5%
2024 · €174k
2023: €150k
2024: €174k
2023 → 2025
Net result
€41▼ 99.7%
2024 · €14k
2023: €25k
2024: €14k
2023 → 2025
Working capital
€11k▼ 25.0%
2024 · €15k
2023: €-6k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€44k▲ 47.7%€44k▲ 0.1%
Operating result€32k-€23k▼ 28.6%€5k▼ 77.9%
Net result€25k-€14k▼ 42.7%€41▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€144k ▲ 122%
Current assets
€113k ▲ 4.5%
Equity and liabilities €258k
Equity
€44k ▲ 0.1%
Debt
€214k ▲ 64.9%
Debt's share of the balance-sheet total rises from 74.7% to 82.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €44k
Cash flow
€32k▼
2024 · €36k
Current ratio
1.11▼
2024 · 1.15
Quick ratio
0.78▲
2024 · 0.77
Debt to equity
4.85▲
2024 · 2.95
ROE
0.1%▼
2024 · 32.3%
ROA
0.0%▼
2024 · 8.2%
Interest coverage
7.51▼
2024 · 16.71
Debt ≤ 1 year
€103k▲
2024 · €94k
Debt > 1 year
€111k▲
2024 · €36k
Income taxes
€156▼
2024 · €5k
Staff costs
€32k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€174k€258k▲
Fixed assets21/28€65k€144k▲
Tangible fixed assets22/27€65k€144k▲
Land and buildings22€1k-
Plant, machinery and equipment23€26k€13k▼
Furniture and vehicles24€37k€29k▼
Other tangible fixed assets26-€102k
Current assets29/58€109k€113k▲
Stocks and contracts in progress3€36k€34k▼
Stocks30/36€36k€34k▼
Amounts receivable within one year40/41€731€12k▲
Trade receivables40€731€2k▲
Other amounts receivable41-€10k
Cash at bank and in hand54/58€71k€61k▼
Deferred charges and accrued income490/1€322€6k▲
Equity and liabilities
Total equity and liabilities10/49€174k€258k▲
Equity10/15€44k€44k▲
Contributions10/11€5k€5k=
Reserves13€39k€39k▲
Distributable reserves133€39k€39k▲
Amounts payable17/49€130k€214k▲
Amounts payable after more than one year17€36k€111k▲
Financial debts170/4€36k€111k▲
Amounts payable within one year42/48€94k€103k▲
Current portion of amounts payable after more than one year42€10k€19k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€65k€64k▼
Income statement
Code20242025
Remuneration, social security and pensions62€23k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€32k▲
Other operating charges640/8€558€851▲
Gross operating margin9900€68k€69k▲
Operating profit (loss)9901€23k€5k▼
Financial income75/76B€138€89▼
Recurring financial income75€138€89▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€3k€5k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€19k€198▼
Income taxes67/77€5k€156▼
Profit (loss) for the period9904€14k€41▼
Profit (loss) for the period to be appropriated9905€14k€41▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€41▼
Profit (loss) brought forward from the previous period14P€25k-
Transfer to equity691/2€39k€41▼
To other reserves6921€39k€41▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €41 ▼99.7%
Net result drops to €41, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overdemerstraat 303511 HasseltGround area
887 m²
Building footprint
213 m²
Volume, LiDAR
1,082 m³
Parcel 71032B0139/00S000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAP HANNE KEUPERS
since 20222.336.572.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0139/00S000 | Flanders | 887 m² | 1 · 213 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 204 EUR awarded · 204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 204 EUR | 204 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end30-09
Activities, NACEBEL 2025
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.