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Generated 03-09-2026
Active BE 0423.069.854Private limited company

DAMEN

St. Martinusstraat 9 ·2470 Retie, Belgium· 44 yrs active
Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit (43222)
Conclusion Checked

DAMEN has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €18k. The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €265k
Net result €18k
Active 44 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health86Profitability33Solvency100Growth-Stability85
76 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 33
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1982, 44 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview43 NBB filings
Annual accounts filed on 01-07-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€29k
Net profit€18k
Cash flow€18k
Staff costs-
Income taxes€9k
Dividends-
Total assets€329k
Equity€265k
Debt€64k
of which ≤ 1y€64k
of which > 1y-
Working capital€264k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.12
Quick ratio5.12
Working capital ratio80.1%
Solvency80.6%
Debt / equity0.24
Long-term debt ratio-
Interest coverage11.32
Gross margin-
Net margin-
ROA5.3%
ROE6.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€329k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€328k
Amounts receivable within one year 40/41€143k
Cash & bank 54/58€184k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€329k
Equity 10/15€265k
Contributions / capital 10/11€19k
Reserves 13€247k
Amounts payable 17/49€64k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€39k
Operating result 9901€29k
Financial charges 65€3k
Result before taxes 9903€26k
Income taxes 67/77€9k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Damen, Benedikt Gustaaf Maria
    Director
    State Gazette act 23462017 (19-12-2023)
    Current
    19-12-2023 → present
Former directors (1)
  • Stoops, Anita Agnes Josepha
    Statutaire zaakvoerder
    State Gazette act 23462017 (19-12-2023)
    Former
    - → 19-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222)
Legal form Private limited company(610)
Incorporation01-07-1982
StatusActive
Postal code2470
Establishment units 1 location
PVBA DAMEN
St. Martinusstraat 9, 2470 Retiehet plaatsen van dakgoten en regenafvoerbuizen
since 19822.021.174.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036F0146/00Z000 Flanders 399 m² 1 · 102 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-12-2023 State Gazette act Director changes
v3.2
30-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
19-12-2023 1 director appointed, 1 resigning Director changes
  • Damen, Benedikt Gustaaf Maria, Bestuurder
  • Stoops, Anita Agnes Josepha, Statutaire zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Damen, Benedikt Gustaaf Maria",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "statutaire zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Stoops, Anita Agnes Josepha",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0423.069.854",
    "name_full": "DAMEN"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Sanitaire werkzaamheden43221Overig loodgieterswerk45332Groothandel in bouwmaterialen, algemeen assortiment46831Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.52462
Primary activity highlighted.
Names & trade names
Legal nameNL DAMEN
Registered office
St. Martinusstraat 9
2470 Retie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative