Dakwerken Van de Sande
ActiveSummary
The computed 12-month bankruptcy probability of Dakwerken Van de Sande is 1.9% (moderate). The 2025 annual accounts show equity of €57k and a net result of €18k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 27786 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+16
Solvency77▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.64 in 2024; short-term debt: 26.4% and cash: 34.6% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
88 d early
2024
55 d early
2023
52 d early
2022
31 d early
2021
31 d early
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 45.1%
2024 · €39k
2020: €23k
2021: €28k
2022: €56k
2023: €37k
2024: €39k
2020 → 2025
Total assets
€109k▲ 31.2%
2024 · €83k
2020: €83k
2021: €150k
2022: €158k
2023: €118k
2024: €83k
2020 → 2025
Net result
€18k▲ 539%
2024 · €3k
2020: €18k
2021: €5k
2022: €27k
2023: €-19k
2024: €3k
2020 → 2025
Working capital
€20k▼ 12.3%
2024 · €23k
2020: €6k
2021: €-4k
2022: €17k
2023: €9k
2024: €23k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€56k▲ 95.8%€37k▼ 34.4%€39k▲ 7.6%€57k▲ 45.1%
Operating result€8k-€38k▲ 365%€-18k€3k€20k▲ 492%
Net result€5k-€27k▲ 437%€-19k€3k€18k▲ 539%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 492% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€60k ▲ 144%
Current assets
€49k ▼ 16.5%
Equity and liabilities €109k
Equity
€57k ▲ 45.1%
Debt
€52k ▲ 18.7%
Debt's share of the balance-sheet total falls from 52.5% to 47.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €34k
Cash flow
€38k▲
2024 · €33k
Current ratio
1.69▲
2024 · 1.64
Debt to equity
0.91▼
2024 · 1.11
ROE
31.1%▲
2024 · 7.1%
ROA
16.3%▲
2024 · 3.3%
Interest coverage
51.58▲
2024 · 28.39
Debt ≤ 1 year
€29k▼
2024 · €36k
Debt > 1 year
€23k▲
2024 · €7k
Income taxes
€3k▲
2024 · €120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€109k▲
Fixed assets21/28€25k€60k▲
Tangible fixed assets22/27€21k€56k▲
Plant, machinery and equipment23€16k€3k▼
Furniture and vehicles24€2k€53k▲
Leasing and similar rights25€3k€897▼
Financial fixed assets28€4k€4k=
Current assets29/58€58k€49k▼
Amounts receivable within one year40/41€15k€6k▼
Trade receivables40€10k€3k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€41k€38k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€83k€109k▲
Equity10/15€39k€57k▲
Contributions10/11€5k€5k=
Reserves13€51k€52k▲
Distributable reserves133€51k€52k▲
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€43k€52k▲
Amounts payable after more than one year17€7k€23k▲
Financial debts170/4€7k€23k▲
Amounts payable within one year42/48€36k€29k▼
Current portion of amounts payable after more than one year42€20k€14k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€590€0▼
Remuneration and social security454/9€8k€8k=
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€951€0▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€20k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€36k€43k▲
Operating profit (loss)9901€3k€20k▲
Financial income75/76B€614€621▲
Recurring financial income75€614€621▲
Financial charges65/66B€1k€790▼
Recurring financial charges65€1k€790▼
Profit (loss) for the period before taxes9903€3k€20k▲
Income taxes67/77€120€3k▲
Profit (loss) for the period9904€3k€18k▲
Profit (loss) for the period to be appropriated9905€3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€1k▲
Profit (loss) brought forward from the previous period14P€-19k€-16k▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-19k ▼170%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €27k ▲437%
Operating result €38k, net result €27k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 508300 Knokke-HeistGround area
703 m²
Building footprint
153 m²
Volume, LiDAR
1,263 m³
Parcel 31039E0270/00S002, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dakwerken Van de Sande
since 20192.298.236.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0270/00S002 | Flanders | 703 m² | 1 · 153 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,718 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Abbreviation NL
Dakwerken VdS
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.