Checked.be
Active
BE 0436.064.785Private limited company (pre-2019)
Dakwerken Siebens
Rooienberg 76 ·2570 Duffel, Belgium· 37 yrs active
Sector: Plumbing work
(43221)
Conclusion
Dakwerken Siebens has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €1k. Equity is growing by ~80.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 36383 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €11k |
| Net result | €1k |
| Staff (FTE) | 3.3 |
| Better than sector | 18% |
Financial profile
66
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
68
Profitability
60
Solvency
22
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
68
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
15
2021
31
2022
71
2023
68
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.05 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.03 (≥ 1.0)
+5
Leverage
Debt/equity 5.39 (> 3.0)
-10
Profitability
ROE 12% (≥ 10%)
+10
Interest coverage
Interest coverage 6.7× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~80.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.7% | 46.6% | |
| Net result | €1k | €9k | |
| Equity | €11k | €58k | |
| Gross operating margin | €127k | €38k | |
| Staff costs | €118k | €40k |
€6k
-75.9%
21-24
€1k
-93.9%
21-24
€6k
-76.7%
21-24
€68k
+0.2%
21-24
€11k
+13.7%
21-24
€3k
+205.0%
21-24
3
0.0%
21-24
€118k
-15.0%
21-24
€482
+1.4%
21-24
€57k
-1.9%
21-24
€57k
+6.0%
21-24
€5k
-56.6%
21-24
1.05
+3.0%
21-24
1.03
+3.1%
21-24
15.7%
+13.4%
21-24
5.39
-13.7%
21-24
12.1%
-94.7%
21-24
1.9%
-94.0%
21-24
6.75
-74.0%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €6k | €25k | €13k | €-7k |
| Net profit | €1k | €21k | €-1k | €-18k |
| Cash flow | €6k | €26k | €12k | €-8k |
| Staff costs | €118k | €139k | €163k | €127k |
| Income taxes | €482 | €475 | €449 | €419 |
| Dividends | - | - | - | - |
| Total assets | €68k | €68k | €98k | €87k |
| Equity | €11k | €9k | €-12k | €-11k |
| Debt | €57k | €58k | €110k | €97k |
| of which ≤ 1y | €57k | €54k | €99k | €80k |
| of which > 1y | - | €5k | €11k | €17k |
| Working capital | €3k | €865 | €-19k | €-25k |
| Employees (FTE) | 3.3 | 3.3 | 3.8 | 3.5 |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 1.05 | 1.02 | 0.81 | 0.69 |
| Quick ratio | 1.03 | 1.00 | 0.68 | 0.67 |
| Working capital ratio | 3.9% | 1.3% | -19.6% | -29.3% |
| Solvency | 15.7% | 13.8% | -12.0% | -12.4% |
| Debt / equity | 5.39 | 6.25 | -9.31 | -9.08 |
| Long-term debt ratio | - | 0.50 | -0.92 | -1.57 |
| Interest coverage | 6.75 | 25.94 | 15.34 | -13.62 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 1.9% | 31.2% | -1.1% | -21.0% |
| ROE | 12.1% | 226.1% | 9.1% | 169.9% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €68k | €68k | €98k | €87k |
| Fixed assets | 21/28 | €8k | €13k | €18k | €31k |
| Tangible fixed assets | 22/27 | €8k | €13k | €18k | €31k |
| Financial fixed assets | 28 | €363 | €363 | €363 | €363 |
| Current assets | 29/58 | €59k | €55k | €80k | €55k |
| Stocks & contracts in progress | 3 | €1k | €1k | €13k | €1k |
| Amounts receivable within one year | 40/41 | €45k | €29k | €59k | €49k |
| Cash & bank | 54/58 | €55 | €20k | €3k | €1k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €68k | €68k | €98k | €87k |
| Equity | 10/15 | €11k | €9k | €-12k | €-11k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €36k | €36k | €36k | €36k |
| Accumulated profits (losses) | 14 | €-44k | €-45k | €-66k | €-65k |
| Amounts payable | 17/49 | €57k | €58k | €110k | €97k |
| Amounts payable after one year | 17 | - | €5k | €11k | €17k |
| Amounts payable within one year | 42/48 | €57k | €54k | €99k | €80k |
| Trade debts payable within one year | 44 | €25k | €7k | €29k | €16k |
| Income statement | |||||
| Gross operating margin | 9900 | €127k | €167k | €179k | €122k |
| Operating result | 9901 | €1k | €20k | €60 | €-17k |
| Financial income | 75 | €1k | €2k | €186 | €25 |
| Financial charges | 65 | €905 | €974 | €863 | €527 |
| Result before taxes | 9903 | €2k | €22k | €-617 | €-18k |
| Income taxes | 67/77 | €482 | €475 | €449 | €419 |
| Net result for the period | 9904 | €1k | €21k | €-1k | €-18k |
| Result to be appropriated | 9905 | €1k | €21k | €-1k | €-18k |
Legal Structure
| NACE primary | Plumbing work(43221) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 14-12-1988 |
| Status | Active |
| Postal code | 2570 |
Establishment units
DAKWERKEN SIEBENS
since 19892.041.487.437
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0031/00S003 | Flanders | 3,024 m² | 1 · 587 m² | 10.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Credit advice
Company registry (CBE)
Activities
Plumbing work43221Roofing work434104522045332Installation of electric heating, air conditioning, cooling and ventilation43222
Names & trade names
| Legal nameNL | Dakwerken Siebens |
Similar companies
E.A. TOTAAL BOUW
BE 0725.500.909 · Boom
Ken Débouchage
BE 0784.587.468 · Dilbeek
AS-TECHNIK
BE 0793.212.055 · Roeselare
GUIMAPEX
BE 1015.033.239 · Sint-Genesius-Rode
DI CAPUA
BE 0474.305.155 · Waterloo