Dakwerken L. Segers
ActiveSummary
Dakwerken L. Segers has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €204. Equity is shrinking by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▼-62
Solvency46▼-12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.41 in 2023; short-term debt: 78.9% and cash: 56.1% of total assets), and 78.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.1%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
1 d early
2022
31 d late
2021
16 d late
2020
26 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€30k▼ 61.4%
2023 · €78k
2018: €332k
2019: €336k
2020: €313k
2021: €150k
2022: €98k
2023: €78k
2018 → 2024
Total assets
€142k▼ 39.9%
2023 · €236k
2018: €364k
2019: €398k
2020: €443k
2021: €322k
2022: €336k
2023: €236k
2018 → 2024
Net result
€204▼ 99.8%
2023 · €93k
2018: €-7k
2019: €34k
2020: €79k
2021: €33k
2022: €74k
2023: €93k
2018 → 2024
Working capital
€23k▼ 64.6%
2023 · €64k
2018: €322k
2019: €328k
2020: €299k
2021: €129k
2022: €77k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€313k-€150k▼ 51.9%€98k▼ 34.9%€78k▼ 20.7%€30k▼ 61.4%
Operating result€84k-€30k▼ 64.7%€77k▲ 161%€92k▲ 18.6%€-3k
Net result€79k-€33k▼ 58.7%€74k▲ 126%€93k▲ 25.8%€204▼ 99.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €92k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142k
Fixed assets
€7k ▼ 45.9%
Current assets
€135k ▼ 39.5%
Equity and liabilities €142k
Equity
€30k ▼ 61.4%
Debt
€112k ▼ 29.4%
Debt's share of the balance-sheet total rises from 67.1% to 78.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2023 · €100k
Cash flow
€8k▼
2023 · €102k
Current ratio
1.20▼
2023 · 1.41
Quick ratio
1.16▼
2023 · 1.37
Debt to equity
3.74▲
2023 · 2.04
ROE
0.7%▼
2023 · 119.4%
ROA
0.1%▼
2023 · 39.2%
Interest coverage
-277.20▼
2023 · 130.09
Debt ≤ 1 year
€112k▼
2023 · €159k
Income taxes
€939▲
2023 · €821
Staff costs
€24k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€236k€142k▼
Fixed assets21/28€13k€7k▼
Tangible fixed assets22/27€13k€7k▼
Plant, machinery and equipment23€7k€3k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€2k€994▼
Current assets29/58€223k€135k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€4k€32k▲
Trade receivables40€2k€28k▲
Other amounts receivable41€2k€4k▲
Current investments50/53€16k€17k▲
Cash at bank and in hand54/58€196k€80k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€236k€142k▼
Equity10/15€78k€30k▼
Contributions10/11€200€200=
Reserves13€77k€30k▼
Distributable reserves133€77k€30k▼
Amounts payable17/49€159k€112k▼
Amounts payable within one year42/48€159k€112k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Advances received on contracts in progress46€18k-
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€130k€103k▼
Accrued charges and deferred income492/3€2-
Income statement
Code20232024
Remuneration, social security and pensions62€19k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€122k€32k▼
Operating profit (loss)9901€92k€-3k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€772€-19▼
Recurring financial charges65€772€-19▼
Profit (loss) for the period before taxes9903€94k€1k▼
Income taxes67/77€821€939▲
Profit (loss) for the period9904€93k€204▼
Profit (loss) for the period to be appropriated9905€93k€204▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€204▼
Transfer from equity791/2€2k€48k▲
Profit to be distributed694/7€95k€48k▼
Return on contributions (dividend)694-€48k
Directors or managers695€95k€204▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €93k ▲25.8%
Operating result €92k, net result €93k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 1282018 AntwerpenGround area
1,513 m²
Building footprint
295 m²
Volume, LiDAR
2,171 m³
2 parcels, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dakwerken L. Segers
since 19762.012.758.710
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042B0173/00A000 | Flanders | 1,421 m² | 1 · 223 m² | 11.2 m · 2 fl. |
| 11810K1615/00D002 | Flanders | 91 m² | 1 · 72 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 9,747 EUR awarded · 9,803 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,556 EUR | 2,556 EUR |
| 2023 | 2 | 5,112 EUR | 5,168 EUR |
| 2022 | 2 | 2,079 EUR | 2,079 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesDakwerken L. Segers BV40465
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1976
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.