DAKWERKEN CRISTIAN
ActiveSummary
The computed 12-month bankruptcy probability of DAKWERKEN CRISTIAN is 2.3% (moderate). The 2025 annual accounts show equity of €227k and a net result of €58k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency74▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.37 in 2024; short-term debt: 23.9% and cash: 36.6% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
12.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€227k▲ 33.3%
2024 · €170k
2023: €108k
2024: €170k
2023 → 2025
Total assets
€461k▲ 18.4%
2024 · €389k
2023: €283k
2024: €389k
2023 → 2025
Net result
€58k▼ 8.5%
2024 · €64k
2023: €105k
2024: €64k
2023 → 2025
Working capital
€106k▲ 233%
2024 · €32k
2023: €25k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€108k-€170k▲ 57.5%€227k▲ 33.3%
Operating result€135k-€86k▼ 36.4%€80k▼ 6.5%
Net result€105k-€64k▼ 39.1%€58k▼ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €461k
Fixed assets
€244k ▼ 9.8%
Current assets
€216k ▲ 83.1%
Equity and liabilities €461k
Equity
€227k ▲ 33.3%
Debt
€234k ▲ 6.8%
Debt's share of the balance-sheet total falls from 56.2% to 50.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145k▲
2024 · €126k
Cash flow
€123k▲
2024 · €104k
Current ratio
1.97▲
2024 · 1.37
Quick ratio
1.94▲
2024 · 1.31
Debt to equity
1.03▼
2024 · 1.28
ROE
25.7%▼
2024 · 37.4%
ROA
12.7%▼
2024 · 16.4%
Interest coverage
17.60▼
2024 · 19.50
Debt ≤ 1 year
€110k▲
2024 · €86k
Debt > 1 year
€124k▼
2024 · €133k
Income taxes
€15k▼
2024 · €16k
Staff costs
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€389k€461k▲
Fixed assets21/28€271k€244k▼
Tangible fixed assets22/27€268k€242k▼
Plant, machinery and equipment23€21k€22k▲
Furniture and vehicles24€247k€220k▼
Financial fixed assets28€3k€3k=
Current assets29/58€118k€216k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€40k€38k▼
Trade receivables40€17k€20k▲
Other amounts receivable41€23k€18k▼
Cash at bank and in hand54/58€69k€168k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€389k€461k▲
Equity10/15€170k€227k▲
Contributions10/11€5k€5k=
Reserves13€165k€222k▲
Distributable reserves133€165k€222k▲
Amounts payable17/49€219k€234k▲
Amounts payable after more than one year17€133k€124k▼
Financial debts170/4€133k€124k▼
Amounts payable within one year42/48€86k€110k▲
Current portion of amounts payable after more than one year42€37k€49k▲
Trade debts44€18k€48k▲
Suppliers440/4€18k€48k▲
Taxes, remuneration and social security45€19k€6k▼
Taxes450/3€16k€6k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€11k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€64k▲
Other operating charges640/8€2k€19k▲
Gross operating margin9900€133k€172k▲
Operating profit (loss)9901€86k€80k▼
Financial income75/76B€91€2k▲
Recurring financial income75€91€2k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€80k€74k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€64k€58k▼
Profit (loss) for the period to be appropriated9905€64k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€58k▼
Transfer to equity691/2€62k€57k▼
To other reserves6921€62k€57k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €58k ▼8.5%
Net result drops to €58k, the lowest in the series.
30-06
Financial
Equity above €200kEq €227k ▲33.3%
3 profitable years in a row build equity to €227k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Equity above €150kEq €170k ▲57.5%
2 profitable years in a row build equity to €170k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Past. Lambrechtsstraat 102310 RijkevorselGround area
274 m²
Building footprint
89 m²
Volume, LiDAR
486 m³
Parcel 13502D0097/00T012, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN CRISTIAN
since 20222.339.915.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0097/00T012 | Flanders | 274 m² | 1 · 89 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D-Reno
BE 0733.711.067
Pajottegem · Eq €226,823
AV Dakwerken
BE 0794.882.930
Niel · Eq €227,343
BEYERS
BE 0453.962.473
Wuustwezel · Eq €227,734
DAKWERKEN MOMBAERTS
BE 0846.492.076
Geetbets · Eq €226,258
WILRIJKSE DAKWERKEN
BE 0463.007.823
Antwerpen · Eq €227,981
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2022
Fiscal year end30-06
Activities, NACEBEL 2025
43410Roofing work
43221Plumbing work
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.