Summary
Dag Theuwissen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €296k and a net result of €78k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 2435 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
29 d late
2023
30 d late
2022
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€296k▲ 35.5%
2024 · €219k
2022: €74k
2023: €145k
2024: €219k
2022 → 2025
Net result
€78k▲ 5.6%
2024 · €74k
2022: €74k
2023: €71k
2024: €74k
2022 → 2025
Total assets
€336k▲ 20.8%
2024 · €278k
2022: €90k
2023: €214k
2024: €278k
2022 → 2025
Solvency
88.2%▲ 9.6pp
2024 · 78.7%
2022: 82.6%
2023: 67.9%
2024: 78.7%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€74k-€145k▲ 95.5%€219k▲ 50.7%€296k▲ 35.5%
Operating result€104k-€98k▼ 5.4%€90k▼ 8.5%€101k▲ 12.7%
Net result€74k-€71k▼ 3.8%€74k▲ 3.8%€78k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets
€11k ▲ 876%
Current assets
€325k ▲ 17.2%
Equity and liabilities €336k
Equity
€296k ▲ 35.5%
Debt
€40k ▼ 33.4%
Debt's share of the balance-sheet total falls from 21.3% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
26.2%▼
2024 · 33.6%
ROA
23.1%▼
2024 · 26.5%
Debt ≤ 1 year
€40k▼
2024 · €59k
Income taxes
€32k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€278k€336k▲
Fixed assets21/28€1k€11k▲
Tangible fixed assets22/27€1k€11k▲
Furniture and vehicles24€1k€11k▲
Current assets29/58€277k€325k▲
Amounts receivable after more than one year29€109k€109k=
Trade receivables290€0-
Other amounts receivable291€109k€109k=
Amounts receivable within one year40/41€65k€170k▲
Trade receivables40€0-
Other amounts receivable41€65k€170k▲
Cash at bank and in hand54/58€102k€43k▼
Deferred charges and accrued income490/1€610€2k▲
Equity and liabilities
Total equity and liabilities10/49€278k€336k▲
Equity10/15€219k€296k▲
Contributions10/11€500€500=
Reserves13€218k€296k▲
Distributable reserves133€218k€296k▲
Amounts payable17/49€59k€40k▼
Amounts payable within one year42/48€59k€40k▼
Trade debts44€896€3k▲
Suppliers440/4€896€3k▲
Taxes, remuneration and social security45€58k€36k▼
Taxes450/3€58k€36k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€415€796▲
Other operating charges640/8€476€930▲
Gross operating margin9900€91k€103k▲
Operating profit (loss)9901€90k€101k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€954€618▼
Recurring financial charges65€954€618▼
Profit (loss) for the period before taxes9903€94k€110k▲
Income taxes67/77€20k€32k▲
Profit (loss) for the period9904€74k€78k▲
Profit (loss) for the period to be appropriated9905€74k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€78k▲
Transfer to equity691/2€74k€78k▲
To the legal reserve6920€74k€0▼
To other reserves6921-€78k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €78k ▲5.6%
Net result €78k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €219k ▲50.7%
3 profitable years in a row build equity to €219k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €71k ▼3.8%
Net result drops to €71k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €145k ▲95.5%
2 profitable years in a row build equity to €145k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 11461082 Sint-Agatha-BerchemGround area
2,748 m²
Building footprint
1,831 m²
Volume, LiDAR
26,648 m³
Parcel 21342B0081/00A004, Brussels · tallest building 29.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Dag Theuwissen
since 20212.324.520.569
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0081/00A004 | Brussels | 2,748 m² | 1 · 1,831 m² | 29.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1006.447.650
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LOWETTE-WINTERS
BE 0775.576.663
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DEVELOPMENT
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FINANSART
BE 0673.923.633
Thuin · Eq €305,414
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 635 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.