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DAFICO

Active
Private limited company·Activiteiten van holdings· 5 yrs active
Avenue Thomas Edison 115 ·1402 Nivelles, Belgium
KBO/BCE: BE 0765.920.512
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

DAFICO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €138k and a net result of €7k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 3139 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-06-2025 34 d early 2025-00220716
31-12-2023 31-07-2024 22-07-2024 9 d early 2024-00291241
31-12-2022 31-07-2023 24-07-2023 7 d early 2023-00272371
31-12-2021 31-07-2022 30-06-2022 31 d early 2022-20125713

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€138k+5.2%
Net result€7k-66.3%
Total assets€406k-9.7%
Solvency33.9%+4.8pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2021: €6k€6kNet result 2021: €-9k€-9kOperating result 2022: €22k€22kNet result 2022: €11k€11kOperating result 2023: €37k€37kNet result 2023: €20k€20kOperating result 2024: €16k€16kNet result 2024: €7k€7k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11.5%/year over 4 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €154k (€143k - €165k)2026: €171k (€160k - €182k)2027: €191k (€180k - €202k)2021: €100k2022: €111k2023: €131k2024: €138k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.9% 52.5%
better than 36% of 3139 sector peers
Net result €7k €32k
better than 25% of 3135 sector peers
Equity €138k €75k
better than 67% of 3140 sector peers
Gross operating margin €86k €52k
better than 68% of 3132 sector peers
Total assets €406k €192k
better than 71% of 3141 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P36
2021: P26 · n=9282022: P29 · n=18122023: P33 · n=25632024: P36 · n=31392021 2024
Stable position over 2021-2024 · n=928-3139
Net result P25
2021: P9 · n=9302022: P33 · n=18122023: P43 · n=25622024: P25 · n=31352021 2024
Improving position over 2021-2024 · n=930-3135
Equity P67
2021: P66 · n=9302022: P70 · n=18122023: P70 · n=25632024: P67 · n=31402021 2024
Stable position over 2021-2024 · n=930-3140
Gross operating margin P68
2021: P67 · n=9232022: P69 · n=18102023: P69 · n=25592024: P68 · n=31322021 2024
Stable position over 2021-2024 · n=923-3132
Describes the position versus peers, not a forecast.
Net profit
€7k
-66.3% 21-24
Total assets
€406k
-9.7% 21-24
Equity
€138k
+5.2% 21-24
Income taxes
€2k
-73.9% 21-24
Debt
€268k
-15.9% 21-24
Debt ≤ 1y
€60k
-5.7% 21-24
Debt > 1y
€208k
-18.4% 21-24
Solvency
33.9%
+16.6% 21-24
ROE
5.0%
-68.0% 21-24
ROA
1.7%
-62.7% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€7k
Cash flown/a
Staff costs-
Income taxes€2k
Dividends-
Total assets€406k
Equity€138k
Debt€268k
of which ≤ 1y€60k
of which > 1y€208k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency33.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA1.7%
ROE5.0%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€406k
Fixed assets 21/28€346k
Tangible fixed assets 22/27€346k
Current assets 29/58€60k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€406k
Equity 10/15€138k
Contributions / capital 10/11€4k
Reserves 13€26k
Accumulated profits (losses) 14€107k
Amounts payable 17/49€268k
Amounts payable after one year 17€208k
Amounts payable within one year 42/48€60k
Income statement
Gross operating margin 9900€86k
Operating result 9901€16k
Financial charges 65€6k
Result before taxes 9903€9k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Roland Boone
    Director
    State Gazette act 25305824 (22-01-2025)
    Current
    15-01-2025 → present
Former directors (2)
  • Michel de Fierlant
    Director
    State Gazette act 25305824 (22-01-2025)
    Former
    - → 15-01-2025
  • Philippe de Machant d'Asembourg
    Director
    State Gazette act 25305824 (22-01-2025)
    Former
    - → 15-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation15-03-2021
StatusActive
Postal code1402

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
4 companies at this address See who is registered here

Establishment units

1 location
DAFICO
Avenue Thomas Edison 115, 1402 NivellesHoldings
since 20212.316.095.526
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,761 m²
Buildings1
Building footprint1,032 m²
Volume (LiDAR)4,325 m³
Tallest building7.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25099D0012/00X000 Wallonia 2,761 m² 1 · 1,032 m² 7.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
22-01-2025 1 director appointed, 2 resigning Director changes·Dimitri CLEENEWERCK de CRAYENCOUR
  • Roland Boone, Bestuurder
  • Michel de Fierlant, Bestuurder
  • Philippe de Machant d'Asembourg, Bestuurder
Notary: Dimitri CLEENEWERCK de CRAYENCOUR · BruxellesFirm: INDEKEU - de CRAYENCOUR

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability25Solvency54Growth78Stability94
63 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 25
Solvency 54
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Vermogensbeheer66300Vermogensbeheer66300
Primary activity highlighted.
Names & trade names
Legal nameFR DAFICO
Registered office
Avenue Thomas Edison 115
1402 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.