Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DaCat CONCEPT is 20.7% (high). The 2021 annual accounts show equity of €52k and a net result of €46k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone20.7%
High
0%0,5%1,5%4%10%≥25%
Recent warning signals
+No NACE activity registered
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events03-04-2026
KBO administration
Late accounts filing
Signals
Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-06-2022 was due at the National Bank by 31-01-2023. Nothing is on record today, 1297 days later. 4 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 30-06-2021 was due by 31-01-2022 and was filed on 17-02-2022, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2021, that is 31-01-2022.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | nothing on record | not filed | - |
| 30-06-2023 | 31-01-2024 | nothing on record | not filed | - |
| 30-06-2022 | 31-01-2023 | nothing on record | not filed | - |
| 30-06-2021 | 31-01-2022 | 17-02-2022 | 17 d late | 2022-05900291 |
| 30-06-2020 | 31-01-2021 | 29-01-2021 | 2 d early | 2021-03500293 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
1 eventLate accounts filing
Financials
Turnover€357k-52.0%
EBIT margin4.8%-1.3pp
Net result€46k+29.2%
Working capital€51k+24.7%
Annual accounts & ratios
Source: NBB · 2021Annual accounts filed on 17-02-2022 with the NBB · fiscal year 2021 · micro
€357k
-52.0%
20-21
€18k
-60.6%
20-21
€46k
+29.2%
20-21
€47k
+29.9%
20-21
€78k
+42.2%
20-21
€52k
+24.9%
20-21
€51k
+24.7%
20-21
€3k
-71.4%
20-21
Show 9 other metrics
€26k
+97.0%
20-21
€26k
+97.0%
20-21
2.97
-27.8%
20-21
2.97
-27.8%
20-21
66.8%
-12.1%
20-21
88.1%
+3.5%
20-21
58.9%
-9.1%
20-21
12.9%
+169.4%
20-21
5.0%
-18.0%
20-21
Figures by fiscal year
| Fiscal year | 2021 |
|---|---|
| Deposit | micro |
| Revenue | €357k |
| EBITDA | €18k |
| Net profit | €46k |
| Cash flow | €47k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €78k |
| Equity | €52k |
| Debt | €26k |
| of which ≤ 1y | €26k |
| of which > 1y | - |
| Working capital | €51k |
| Employees (FTE) | - |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 2.97 |
| Quick ratio | 2.97 |
| Working capital ratio | 65.3% |
| Solvency | 66.8% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | 12.9% |
| ROA | 58.9% |
| ROE | 88.1% |
| EBITDA margin | 5.0% |
| Days sales outstanding | 71d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €78k |
| Fixed assets | 21/28 | €1k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €77k |
| Amounts receivable within one year | 40/41 | €69k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €78k |
| Equity | 10/15 | €52k |
| Accumulated profits (losses) | 14 | €46k |
| Amounts payable | 17/49 | €26k |
| Amounts payable within one year | 42/48 | €26k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Turnover | 70 | €357k |
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €17k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €13k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €10k |
| Result to be appropriated | 9905 | €10k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2021 · computed85
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Directors
Directors & mandates
3 directors5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current09-12-2025 → present
Former directors (2)
-
Former- → 08-12-2025
-
Former- → 31-05-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 21-01-2019 |
| Status | Active |
| Postal code | 1190 |
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationDaCat CONCEPT
since 20192.285.499.152
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area462 m²
Buildings2
Building footprint266 m²
Volume (LiDAR)3,325 m³
Tallest building15.3 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0386/00A002 | Brussels | 274 m² | 1 · 184 m² | 15.1 m · 4 fl. |
| 21384D0289/00N004 | Brussels | 188 m² | 1 · 83 m² | 15.3 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette03-04-2026
KBO administration
Late accounts filing
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
5 acts Address history · 1
14-09-2021
v3.2
All acts · 5
updated 5 months ago
2026
04-03-2026 1 director appointed, 1 resigning correction
- PANA Marius, Bestuurder
- Ferrent Daniel, Bestuurder
2025
29-12-2025 1 director appointed, 1 resigning
2023
03-01-2023 CEBOTARI Vasile resigns as managing director
2021
14-09-2021 Registered office moved from Bruxelles to GANSHOREN
- Place Saint-Lambert 10, 1020 Bruxelles → RUE FRANS VERVAECK 1, 1083 GANSHOREN
Summary:
v3.2
2019
23-01-2019 Incorporation of a new SNC
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured80
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
85
Profitability
72
Solvency
100
Growth
52
Stability
92
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | DaCat CONCEPT |
Registered office
Victor Rousseaulaan 296
1190 Vorst, Belgium
Registration history
- 03-04-2026 Late accounts filing
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.