Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of D3V is 0.2% (very low). The 2024 annual accounts show equity of €1.32M and a net result of €316k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 90 sector peers (fiscal year 2024). The company has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 60.5% | 28.7% | |
| Net result | €316k | €10k | |
| Equity | €1.32M | €46k | |
| Gross operating margin | €1.58M | €112k | |
| Staff costs | €999k | €172k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €533k |
| Net profit | €316k |
| Cash flow | €464k |
| Staff costs | €999k |
| Income taxes | €77k |
| Dividends | €150k |
| Total assets | €2.18M |
| Equity | €1.32M |
| Debt | €862k |
| of which ≤ 1y | €862k |
| of which > 1y | - |
| Working capital | €410k |
| Employees (FTE) | 26.6 |
| 2024 | |
|---|---|
| Current ratio | 1.48 |
| Quick ratio | 1.45 |
| Working capital ratio | 18.8% |
| Solvency | 60.5% |
| Debt / equity | 0.65 |
| Long-term debt ratio | - |
| Interest coverage | 103.74 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.5% |
| ROE | 23.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.18M |
| Fixed assets | 21/28 | €909k |
| Intangible fixed assets | 21 | €265k |
| Tangible fixed assets | 22/27 | €644k |
| Financial fixed assets | 28 | €8 |
| Current assets | 29/58 | €1.27M |
| Stocks & contracts in progress | 3 | €21k |
| Amounts receivable within one year | 40/41 | €655k |
| Investments | 50/53 | €231k |
| Cash & bank | 54/58 | €357k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.18M |
| Equity | 10/15 | €1.32M |
| Contributions / capital | 10/11 | €500k |
| Reserves | 13 | €781k |
| Accumulated profits (losses) | 14 | €10k |
| Amounts payable | 17/49 | €862k |
| Amounts payable within one year | 42/48 | €862k |
| Trade debts payable within one year | 44 | €137k |
| Income statement | ||
| Gross operating margin | 9900 | €1.58M |
| Operating result | 9901 | €385k |
| Financial income | 75 | €13k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €393k |
| Income taxes | 67/77 | €77k |
| Net result for the period | 9904 | €316k |
| Result to be appropriated | 9905 | €316k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019C0059/00P006 | Flanders | 501 m² | 1 · 2 m² | 1.4 m |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Ask AI about this company
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AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | D3V |
| Trade nameNL | DE WITTE VLINDER |