d-velop-it.com
Actived-velop-it.com has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €75k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+17
Solvency95▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 0.41 in 2024; short-term debt: 18.4% and cash: 3.3% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
21%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
1 d late
2022
31 d late
2021
34 d early
2020
6 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 43.0%
2024 · €175k
2018: €116k
2019: €127k
2020: €138k
2021: €125k
2022: €140k
2023: €155k
2024: €175k
2018 → 2025
Total assets
€358k▲ 33.6%
2024 · €268k
2018: €366k
2019: €336k
2020: €311k
2021: €301k
2022: €302k
2023: €286k
2024: €268k
2018 → 2025
Net result
€75k▲ 292%
2024 · €19k
2018: €-5k
2019: €11k
2020: €11k
2021: €-13k
2022: €15k
2023: €15k
2024: €19k
2018 → 2025
Working capital
€42k
2024 · €-20k
2018: €-68k
2019: €-67k
2020: €-56k
2021: €-66k
2022: €-51k
2023: €-34k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€140k▲ 11.7%€155k▲ 11.0%€175k▲ 12.3%€250k▲ 43.0%
Operating result€5k-€26k▲ 424%€26k▲ 3.1%€32k▲ 22.9%€115k▲ 256%
Net result€-13k-€15k€15k▲ 5.3%€19k▲ 24.1%€75k▲ 292%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 256% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets
€250k▼ 1.7%
Current assets
€108k▲ 690%
Equity and liabilities €358k
Equity
€250k▲ 43.0%
Debt
€109k▲ 16.1%
The debt ratio falls from 34.9% to 30.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€130k▲
2024 · €48k
Cash flow
€90k▲
2024 · €35k
Solvency
69.7%▲
2024 · 65.1%
Current ratio
1.65▲
2024 · 0.41
Quick ratio
1.65▲
2024 · 0.41
Debt / equity
0.43▼
2024 · 0.54
ROE
30.1%▲
2024 · 11.0%
ROA
21.0%▲
2024 · 7.1%
Interest coverage
40.09▲
2024 · 11.61
Debt
€109k▲
2024 · €93k
Debt ≤ 1 year
€66k▲
2024 · €34k
Debt > 1 year
€43k▼
2024 · €60k
Income taxes
€37k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€268k€358k▲
Fixed assets21/28€254k€250k▼
Tangible fixed assets22/27€254k€250k▼
Land and buildings22€248k€242k▼
Furniture and vehicles24€202€2k▲
Other tangible fixed assets26€7k€5k▼
Current assets29/58€14k€108k▲
Amounts receivable within one year40/41€2k€95k▲
Trade receivables40€458€87k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€268k€358k▲
Equity10/15€175k€250k▲
Contributions10/11€19k€19k=
Reserves13€156k€231k▲
Distributable reserves133€156k€231k▲
Amounts payable17/49€93k€109k▲
Amounts payable after more than one year17€60k€43k▼
Financial debts170/4€52k€35k▼
Other amounts payable178/9€8k€8k=
Amounts payable within one year42/48€34k€66k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€14k€48k▲
Taxes450/3€14k€48k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€325-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€55k€138k▲
Operating profit (loss)9901€32k€115k▲
Financial income75/76B€60€195▲
Recurring financial income75€60€195▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€28k€112k▲
Income taxes67/77€9k€37k▲
Profit (loss) for the period9904€19k€75k▲
Profit (loss) for the period to be appropriated9905€19k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€75k▲
Transfer to equity691/2€19k€75k▲
To other reserves6921€19k€75k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €75k ▲292%
Operating result €115k, net result €75k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.65
Current ratio from 0.41 to 1.65.
31-12
Financial
Equity above €200kEq €250k ▲43%
4 profitable years in a row build equity to €250k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Equity above €150kEq €155k ▲11%
2 profitable years in a row build equity to €155k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-13k ▼215%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Roen 381570 PajottegemGround area
3,342 m²
Building footprint
797 m²
Volume, LiDAR
679 m³
2 parcels, Flanders, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SYMPHONY CROWN IMPERIAL
since 19982.089.638.039
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25088B0194/00B000 | Wallonia | 2,696 m² | 1 · 660 m² | - |
| 23023D0493/00T000 | Flanders | 646 m² | 1 · 138 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIMAR CONCEPT
BE 0662.387.165
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SWAN PRODUCTS BELGIUM
BE 0867.242.059
Meise · Eq €249k
ALPHAR ETTERBEEK
BE 0826.801.571
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WHISPER NOT
BE 0476.660.572
Herent · Eq €248k
DAMANO
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1998
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.