D. VAN WYMEERSCH
ActiveSummary
D. VAN WYMEERSCH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €4k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+62
Solvency88▼-11
Growth39▲+4
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 5.07 in 2024; short-term debt: 22.5% and cash: 30.9% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
79 d early
2024
25 d early
2023
6 d late
2022
20 d early
2021
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€104k▲ 34.2%
2024 · €78k
2021: €136k
2022: €169k
2023: €172k
2024: €78k
2021 → 2025
EBIT margin
5.0%▲ 31.3pp
2024 · -26.4%
2021: 20.7%
2022: 71.9%
2023: 50.1%
2024: -26.4%
2021 → 2025
Net result
€4k
2024 · €-21k
2021: €28k
2022: €115k
2023: €42k
2024: €-21k
2021 → 2025
Working capital
€54k▼ 54.6%
2024 · €119k
2021: €26k
2022: €90k
2023: €139k
2024: €119k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€136k-€169k▲ 24.1%€172k▲ 2.2%€78k▼ 55.0%€104k▲ 34.2%
Equity€31k-€146k▲ 373%€189k▲ 28.9%€167k▼ 11.2%€102k▼ 39.3%
Operating result€28k-€121k▲ 331%€86k▼ 28.8%€-20k€5k
Net result€28k-€115k▲ 313%€42k▼ 63.3%€-21k€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€71k ▼ 10.9%
Current assets
€90k ▼ 39.1%
Equity and liabilities €161k
Equity
€102k ▼ 39.3%
Debt
€59k ▼ 1.1%
Debt's share of the balance-sheet total rises from 26.4% to 36.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €-11k
Cash flow
€14k▲
2024 · €-11k
Current ratio
2.49▼
2024 · 5.07
Debt to equity
0.58▲
2024 · 0.36
ROE
3.6%▲
2024 · -12.6%
ROA
2.3%▲
2024 · -9.3%
Interest coverage
4.61▲
2024 · -3.84
Debt ≤ 1 year
€36k▲
2024 · €29k
Debt > 1 year
€23k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€227k€161k▼
Fixed assets21/28€79k€71k▼
Tangible fixed assets22/27€29k€21k▼
Furniture and vehicles24€791€2k▲
Leasing and similar rights25€29k€19k▼
Financial fixed assets28€50k€50k=
Current assets29/58€148k€90k▼
Amounts receivable within one year40/41€38k€40k▲
Trade receivables40€38k€40k▲
Other amounts receivable41€19€19=
Cash at bank and in hand54/58€110k€50k▼
Equity and liabilities
Total equity and liabilities10/49€227k€161k▼
Equity10/15€167k€102k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Profit (loss) carried forward14€164k€98k▼
Amounts payable17/49€60k€59k▼
Amounts payable after more than one year17€31k€23k▼
Financial debts170/4€31k€23k▼
Amounts payable within one year42/48€29k€36k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€14k€16k▲
Income statement
Code20242025
Turnover70€78k€104k▲
Goods, raw materials, services and sundry goods60/61€86k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-9k€18k▲
Operating profit (loss)9901€-20k€5k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-21k€4k▲
Income taxes67/77€-298-
Profit (loss) for the period9904€-21k€4k▲
Profit (loss) for the period to be appropriated9905€-21k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€168k▲
Profit (loss) brought forward from the previous period14P€185k€164k▼
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼150%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 6 days late
2023
31-12
Financial
Equity above €150kEq €189k ▲28.9%
3 profitable years in a row build equity to €189k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
03-12
Financial
Highest result since 2021net €115k ▲313%
Operating result €121k, net result €115k, both a record.
03-12
Financial
Equity above €100kEq €146k ▲373%
2 profitable years in a row build equity to €146k.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Gonceries 366032 CharleroiGround area
1,131 m²
Building footprint
179 m²
Volume, LiDAR
1,826 m³
2 parcels, Wallonia · tallest building 21.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Athénée 6, 6000 Charleroi
since 20202.311.603.337
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52050A0603/00R000 | Wallonia | 843 m² | 1 · 67 m² | 9.6 m · 3 fl. |
| 52011B0239/00M121 | Wallonia | 288 m² | 1 · 112 m² | 21.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500S1ZIIY18P9RN21
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.