D. TOURS
ActiveD. TOURS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €717k and a net result of €145k. Equity is growing by ~71.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
73
/ 100
Healthy▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency39▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.28 in 2024), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
4.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
3 d early
2023
9 d late
2022
53 d late
2021
22 d late
2020
15 d early
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€717k▼ 0.7%
2024 · €722k
2018: €28k
2019: €28k
2020: €27k
2021: €24k
2022: €756k
2023: €903k
2024: €722k
2018 → 2025
Total assets
€3.11M▲ 11.9%
2024 · €2.78M
2018: €33k
2019: €33k
2020: €33k
2021: €661k
2022: €2.00M
2023: €2.66M
2024: €2.78M
2018 → 2025
Net result
€145k▲ 21.1%
2024 · €120k
2018: €-91
2019: €331
2020: €-1k
2021: €-3k
2022: €234k
2023: €146k
2024: €120k
2018 → 2025
Working capital
€666k▲ 23.8%
2024 · €538k
2018: €28k
2019: €28k
2020: €27k
2021: €29k
2022: €426k
2023: €714k
2024: €538k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€756k▲ 3,024%€903k▲ 19.4%€722k▼ 20.0%€717k▼ 0.7%
Operating result€-2k-€327k€200k▼ 38.8%€145k▼ 27.7%€198k▲ 36.9%
Net result€-3k-€234k€146k▼ 37.4%€120k▼ 18.3%€145k▲ 21.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€218k▼ 32.0%
Current assets
€2.89M▲ 17.6%
Equity and liabilities €3.11M
Equity
€717k▼ 0.7%
Debt
€2.40M▲ 16.3%
The debt ratio rises from 74.0% to 77.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€307k▲
2024 · €242k
Cash flow
€254k▲
2024 · €217k
Solvency
23.0%▼
2024 · 26.0%
Current ratio
1.30▲
2024 · 1.28
Quick ratio
1.30▲
2024 · 1.28
Debt / equity
3.34▲
2024 · 2.85
ROE
20.2%▲
2024 · 16.6%
ROA
4.7%▲
2024 · 4.3%
Interest coverage
56.60▲
2024 · 53.59
Debt
€2.40M▲
2024 · €2.06M
Debt ≤ 1 year
€2.23M▲
2024 · €1.92M
Debt > 1 year
€19k▼
2024 · €39k
Income taxes
€62k▲
2024 · €44k
Staff costs
€271k▲
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.78M€3.11M▲
Fixed assets21/28€321k€218k▼
Intangible fixed assets21€247k€165k▼
Tangible fixed assets22/27€70k€50k▼
Furniture and vehicles24€11k€12k▲
Leasing and similar rights25€58k€38k▼
Financial fixed assets28€4k€4k▲
Current assets29/58€2.46M€2.89M▲
Amounts receivable after more than one year29€813k€546k▼
Other amounts receivable291€813k€546k▼
Amounts receivable within one year40/41€353k€512k▲
Trade receivables40€2k€38k▲
Other amounts receivable41€351k€475k▲
Cash at bank and in hand54/58€728k€937k▲
Deferred charges and accrued income490/1€567k€899k▲
Equity and liabilities
Total equity and liabilities10/49€2.78M€3.11M▲
Equity10/15€722k€717k▼
Contributions10/11€528k€528k=
Profit (loss) carried forward14€194k€189k▼
Amounts payable17/49€2.06M€2.40M▲
Amounts payable after more than one year17€39k€19k▼
Financial debts170/4€39k€19k▼
Amounts payable within one year42/48€1.92M€2.23M▲
Current portion of amounts payable after more than one year42€19k€20k▲
Financial debts43€50k€0▼
Credit institutions430/8€50k€0▼
Trade debts44€1.44M€1.94M▲
Suppliers440/4€1.44M€1.94M▲
Taxes, remuneration and social security45€105k€106k▲
Taxes450/3€56k€50k▼
Remuneration and social security454/9€48k€57k▲
Other amounts payable47/48€309k€161k▼
Accrued charges and deferred income492/3€98k€148k▲
Income statement
Code20242025
Remuneration, social security and pensions62€247k€271k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€109k▲
Other operating charges640/8€4k€10k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€492k€588k▲
Operating profit (loss)9901€145k€198k▲
Financial income75/76B€24k€14k▼
Recurring financial income75€24k€14k▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€164k€207k▲
Income taxes67/77€44k€62k▲
Profit (loss) for the period9904€120k€145k▲
Profit (loss) for the period to be appropriated9905€120k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€494k€339k▼
Profit (loss) brought forward from the previous period14P€375k€194k▼
Profit to be distributed694/7€300k€150k▼
Return on contributions (dividend)694€300k€150k▼
Social balance
Average headcount (FTE)90874.85.3▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 53 days late
2022
31-12
Financial
Back to profitnet €234k
Net result €234k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €756k ▲3024%
Equity rises from €24k to €756k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Back to profitnet €331
Net result €331 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Astridplein 42280 GrobbendonkGround area
532 m²
Building footprint
535 m²
Volume, LiDAR
3,755 m³
2 parcels, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Travel Experience
since 20212.324.634.395
Travel Experience
since 20212.324.634.494
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0166/00E003 | Flanders | 345 m² | 1 · 263 m² | 10.4 m · 2 fl. |
| 13010B0309/00D000 | Flanders | 187 m² | 1 · 272 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,430 companies in sector 79110 we hold annual accounts for 874. 574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2014
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.