D- TEK
ActiveSummary
D- TEK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.60M and a net result of €-50k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 1114 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-7
Solvency68▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.47 in 2023; short-term debt: 34.9% and cash: 1.7% of total assets), but 57.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.9%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
56 d late
2022
12 d early
2021
11 d early
2020
12 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€3.13M
EBIT margin
6.2%
Net result
€-50k
2023 · €302k
2018: €146k
2019: €421k
2020: €489k
2021: €656k
2022: €739k
2023: €302k
2018 → 2024
Working capital
€1.18M▲ 21.5%
2023 · €970k
2018: €1.16M
2019: €1.09M
2020: €1.84M
2021: €1.19M
2022: €873k
2023: €970k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.41M-€2.33M▼ 3.4%€2.27M▼ 2.3%€2.58M▲ 13.4%€2.60M▲ 0.8%
Operating result€511k-€748k▲ 46.5%€775k▲ 3.6%€489k▼ 36.9%€78k▼ 84.0%
Net result€489k-€656k▲ 34.0%€739k▲ 12.7%€302k▼ 59.1%€-50k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 84% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.07M
Fixed assets
€2.77M ▼ 3.4%
Current assets
€3.29M ▲ 8.7%
Equity and liabilities €6.07M
Equity
€2.60M ▲ 0.8%
Debt
€3.47M ▲ 4.3%
Debt's share of the balance-sheet total rises from 56.3% to 57.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.10M▲
2023 · €947k
Cash flow
€968k▲
2023 · €760k
Current ratio
1.56▲
2023 · 1.47
Quick ratio
1.02▼
2023 · 1.08
Debt to equity
1.33▲
2023 · 1.29
ROE
-1.9%▼
2023 · 11.7%
ROA
-0.8%▼
2023 · 5.1%
Interest coverage
9.74▲
2023 · 9.36
Debt ≤ 1 year
€2.12M▲
2023 · €2.06M
Debt > 1 year
€1.29M▲
2023 · €1.21M
Income taxes
€44k▼
2023 · €125k
Staff costs
€1.84M▲
2023 · €1.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 66 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5.90M€6.07M▲
Fixed assets21/28€2.87M€2.77M▼
Intangible fixed assets21€611k€803k▲
Tangible fixed assets22/27€2.19M€1.90M▼
Land and buildings22€936k€857k▼
Plant, machinery and equipment23€71k€115k▲
Furniture and vehicles24€31k€22k▼
Leasing and similar rights25€34k€152k▲
Assets under construction and advance payments27€1.11M€750k▼
Financial fixed assets28€75k€75k=
Current assets29/58€3.03M€3.29M▲
Stocks and contracts in progress3€807k€1.13M▲
Stocks30/36€807k€1.13M▲
Amounts receivable within one year40/41€1.84M€2.02M▲
Trade receivables40€1.32M€1.41M▲
Other amounts receivable41€522k€607k▲
Current investments50/53€200k-
Cash at bank and in hand54/58€128k€103k▼
Deferred charges and accrued income490/1€58k€46k▼
Equity and liabilities
Total equity and liabilities10/49€5.90M€6.07M▲
Equity10/15€2.58M€2.60M▲
Contributions10/11€899k€899k=
Capital10€899k€899k=
Issued capital100€899k€899k=
Reserves13€109k€109k=
Non-distributable reserves130/1€90k€90k=
Legal reserve130€90k€90k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€813k€763k▼
Investment grants15€758k€830k▲
Amounts payable17/49€3.32M€3.47M▲
Amounts payable after more than one year17€1.21M€1.29M▲
Financial debts170/4€1.06M€1.09M▲
Advances received on contracts in progress176€148k€195k▲
Amounts payable within one year42/48€2.06M€2.12M▲
Current portion of amounts payable after more than one year42€308k€432k▲
Financial debts43€526k€539k▲
Credit institutions430/8€526k€539k▲
Trade debts44€623k€760k▲
Suppliers440/4€623k€760k▲
Advances received on contracts in progress46€76k-
Taxes, remuneration and social security45€338k€335k▼
Taxes450/3€100k€73k▼
Remuneration and social security454/9€238k€262k▲
Other amounts payable47/48€190k€50k▼
Accrued charges and deferred income492/3€52k€61k▲
Income statement
Code20232024
Remuneration, social security and pensions62€1.71M€1.84M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€458k€1.02M▲
Other operating charges640/8€11k€28k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€2.67M€2.97M▲
Operating profit (loss)9901€489k€78k▼
Financial income75/76B€39k€33k▼
Recurring financial income75€39k€33k▼
Financial charges65/66B€101k€118k▲
Recurring financial charges65€101k€113k▲
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€427k€-7k▼
Income taxes67/77€125k€44k▼
Profit (loss) for the period9904€302k€-50k▼
Profit (loss) for the period to be appropriated9905€302k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.00M€763k▼
Profit (loss) brought forward from the previous period14P€701k€813k▲
Profit to be distributed694/7€190k-
Return on contributions (dividend)694€190k-
Social balance
Average headcount (FTE)908720.823.8▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointments · RestructuringAppointment: RSM INTERAUDIT SRL (statutory auditor) · Merger · Dissolution13 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointments · Restructuring
Appointment: RSM INTERAUDIT SRL (statutory auditor) · Merger · Dissolution13 facts ▸
- General meeting, 13-08-2026
- Merger, absorption, 13-08-2026
- Dissolution, 13-08-2026
- Net-asset statement, 31-12-2025
- Share issue, 77, fusion
- Capital increase, €89.838
- Capital increase, €100.211,42
- Capital, €1.089.249,42
- Mandate compensation, ANDRÉ Justine
- Accounting effect, 01-01-2026
- Self dealing exclusion, aucune action de la Société Absorbante attribuée en échange des actions de la Société Absorbée détenues par la Société Absorbante elle-même, article 12:34
- Auditor appointment, RSM INTERAUDIT SRL (statutory auditor)
- +1 further facts in this act
25-06
State Gazette act
RestructuringMerger · Accounting effect · Power of attorney14 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Power of attorney14 facts ▸
- Board meeting, 15-06-2026
- Merger, 15-06-2026
- Accounting effect, 01-01-2026
- Power of attorney, Alexandre Pasdermadjian
- Power of attorney, Louise Collin
- Power of attorney, Pierre Lüttgens
- Power of attorney, Simon Meyskens
- Power of attorney, Brent Mastin
- Power of attorney, Anthea Debout
- Power of attorney, Deloitte Legal - Lawyers BV
- Personnel transfer, Transfert automatique de plein droit du personnel (3 personnes) sous CCT n° 32bis, y compris les assurances de groupe en cours
- Notary, Présidera les assemblées générales extraordinaires de la Société Absorbante et de la Société Absorbée
- +2 further facts in this act
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 47 days late
2024
31-12
Financial
Weakest financial yearnet €-50k ▼117%
Net result drops to €-50k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 56 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €739k ▲12.7%
Operating result €775k, net result €739k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €2MEq €2.41M ▲37.1%
3 profitable years in a row build equity to €2.41M.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 8 days late
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue René Descartes 197000 MonsGround area
5,469 m²
Building footprint
899 m²
Volume, LiDAR
4,595 m³
Parcel 53402A0191/00R007, Wallonia · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D-TEK
since 19952.070.070.565
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0191/00R007 | Wallonia | 5,469 m² | 1 · 899 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTook over:EVERDEEN
Capital and shareholders
Capital over the years
- 04-09-2026 Capital increase of 89,838 EUR · to 989,038 EUR
- 04-09-2026 Capital increase of 100,211.42 EUR · to 1,089,249.42 EUR · 33 new shares
Similar companies · same sector, comparable size
HRD ANTWERP
BE 0885.938.315
Antwerpen · Eq €2.67M
SECO BELGIUM
BE 0680.633.657
Brussel · Eq €2.71M
MINDGAP
BE 0723.944.355
Antwerpen · Eq €2.72M
Fugro Belgium
BE 0403.026.288
Ottignies-Louvain-la-Neuve · Eq €2.73M
APILEC
BE 0474.823.215
Floreffe · Eq €2.75M
Of 2,145 companies in sector 71209 we hold annual accounts for 1,086. 360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-01-1995
Fiscal year end31-12
Activities, NACEBEL 2025
20590Manufacture of chemicals and chemical products
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.