D.S. CONSTRUCT
ActiveD.S. CONSTRUCT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €180k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 2153 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+29
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.48 against 1.74 in 2024), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
62.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
58 d early
2022
56 d early
2021
54 d early
2020
57 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€216k▲ 504%
2024 · €36k
2018: €18k
2019: €-6k
2020: €4k
2021: €8k
2022: €12k
2023: €24k
2024: €36k
2018 → 2025
Total assets
€289k▲ 184%
2024 · €102k
2018: €37k
2019: €60k
2020: €37k
2021: €31k
2022: €35k
2023: €159k
2024: €102k
2018 → 2025
Net result
€180k▲ 1,419%
2024 · €12k
2018: €2k
2019: €-24k
2020: €9k
2021: €5k
2022: €4k
2023: €12k
2024: €12k
2018 → 2025
Working capital
€188k▲ 846%
2024 · €20k
2018: €18k
2019: €-22k
2020: €-8k
2021: €1k
2022: €12k
2023: €2k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€12k▲ 44.0%€24k▲ 96.9%€36k▲ 49.7%€216k▲ 504%
Operating result€5k-€5k▲ 0.2%€18k▲ 248%€18k▲ 4.5%€236k▲ 1,175%
Net result€5k-€4k▼ 23.4%€12k▲ 217%€12k▲ 1.0%€180k▲ 1,419%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1,175% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€59k▲ 6.6%
Current assets
€230k▲ 393%
Equity and liabilities €289k
Equity
€216k▲ 504%
Debt
€73k▲ 10.2%
The debt ratio falls from 64.9% to 25.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€251k▲
2024 · €33k
Cash flow
€196k▲
2024 · €26k
Solvency
74.8%▲
2024 · 35.1%
Current ratio
5.48▲
2024 · 1.74
Quick ratio
5.48▲
2024 · 1.74
Debt / equity
0.34▼
2024 · 1.85
ROE
83.5%▲
2024 · 33.2%
ROA
62.4%▲
2024 · 11.6%
Interest coverage
119.96▲
2024 · 13.62
Debt
€73k▲
2024 · €66k
Debt ≤ 1 year
€42k▲
2024 · €27k
Debt > 1 year
€31k▼
2024 · €39k
Income taxes
€53k▲
2024 · €4k
Staff costs
€199
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€289k▲
Fixed assets21/28€55k€59k▲
Tangible fixed assets22/27€55k€59k▲
Furniture and vehicles24€55k€59k▲
Current assets29/58€47k€230k▲
Amounts receivable within one year40/41€20k€13k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€27k€216k▲
Deferred charges and accrued income490/1-€727
Equity and liabilities
Total equity and liabilities10/49€102k€289k▲
Equity10/15€36k€216k▲
Contributions10/11€12k€12k=
Reserves13€23k€203k▲
Non-distributable reserves130/1€542€542=
Reserves not available under the articles1311€542€542=
Distributable reserves133€23k€203k▲
Amounts payable17/49€66k€73k▲
Amounts payable after more than one year17€39k€31k▼
Financial debts170/4€39k€31k▼
Amounts payable within one year42/48€27k€42k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€89€2k▲
Suppliers440/4€89€2k▲
Taxes, remuneration and social security45€7k€21k▲
Taxes450/3€4k€21k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€12k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€199
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€490€1k▲
Gross operating margin9900€33k€253k▲
Operating profit (loss)9901€18k€236k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€16k€233k▲
Income taxes67/77€4k€53k▲
Profit (loss) for the period9904€12k€180k▲
Profit (loss) for the period to be appropriated9905€12k€180k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€180k▲
Transfer to equity691/2€12k€180k▲
To other reserves6921€12k€180k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €180k ▲1419%
Operating result €236k, net result €180k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.48
Current ratio from 1.74 to 5.48.
31-12
Financial
Equity above €200kEq €216k ▲504%
6 profitable years in a row build equity to €216k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-24k ▼1184%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 653290 DiestGround area
450 m²
Building footprint
89 m²
Volume, LiDAR
658 m³
Parcel 24020B0158/00S000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D.S. Construct
since 20162.251.923.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020B0158/00S000 | Flanders | 450 m² | 1 · 89 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0468.731.417
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BKR
BE 0500.583.841
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LIMINDA
BE 0845.850.886
Evere · Eq €216k
ConstruBuild
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 11,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.