D&S BARCHON · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D&S BARCHON is 1.7% (moderate). The 2024 annual accounts show equity of €3k and a net result of €1k. Its solvency ranks better than 37% of 925 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	29-09-2025	60 d late	2025-00512015

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€1k

Working capital€-4k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	12.1%	24.7%	better than 37% of 925 sector peers
Net result	€1k	€5k	better than 37% of 921 sector peers
Equity	€3k	€17k	better than 30% of 926 sector peers
Gross operating margin	€52k	€27k	better than 66% of 920 sector peers
Staff costs	€48k	€28k	higher than 63% of 428 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€4k
Net profit	€1k
Cash flow	€3k
Staff costs	€48k
Income taxes	€583
Dividends	-
Total assets	€21k
Equity	€3k
Debt	€19k
of which ≤ 1y	€19k
of which > 1y	-
Working capital	€-4k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.77
Quick ratio	0.73
Working capital ratio	-20.2%
Solvency	12.1%
Debt / equity	7.29
Long-term debt ratio	-
Interest coverage	15.15
Gross margin	-
Net margin	-
ROA	4.9%
ROE	41.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €7k · 32.3% Current assets €14k · 67.7%

Equity & liabilities

Equity €3k · 12.1% Debt €19k · 87.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€21k
Fixed assets	21/28	€7k
Intangible fixed assets	21	€7k
Current assets	29/58	€14k
Stocks & contracts in progress	3	€654
Amounts receivable within one year	40/41	€10k
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€21k
Equity	10/15	€3k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€1k
Amounts payable	17/49	€19k
Amounts payable within one year	42/48	€19k
Trade debts payable within one year	44	€12k
Income statement
Gross operating margin	9900	€52k
Operating result	9901	€2k
Financial charges	65	€235
Result before taxes	9903	€2k
Income taxes	67/77	€583
Net result for the period	9904	€1k
Result to be appropriated	9905	€1k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

48 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Champs de Tignée 104671 Blégny

Establishment units

1 location

D&S BARCHON

Champs de Tignée 10, 4671 BlégnyWassen en poetsen van motorvoertuigen

since 20232.347.633.293

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area278 m²

Buildings1

Building footprint240 m²

Volume (LiDAR)1,156 m³

Tallest building7.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62010A0138/00L000	Wallonia	278 m²	1 · 240 m²	7.0 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

60 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48

Profitability 100

Solvency 14

Growth -

Stability 79

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