D&L Vastgoed
ActiveSummary
D&L Vastgoed has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €9k. Equity is growing by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 2.9 in 2024; short-term debt: 25.2% and cash: 49.5% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
119 d early
2023
23 d early
2022
112 d late
2021
26 d late
2020
24 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 12.2%
2024 · €75k
2018: €6k
2019: €10k
2020: €20k
2021: €22k
2022: €58k
2023: €66k
2024: €75k
2018 → 2025
Total assets
€113k▲ 3.6%
2024 · €109k
2018: €35k
2019: €86k
2020: €89k
2021: €103k
2022: €103k
2023: €100k
2024: €109k
2018 → 2025
Net result
€9k▼ 3.1%
2024 · €9k
2018: €100
2019: €4k
2020: €9k
2021: €2k
2022: €36k
2023: €8k
2024: €9k
2018 → 2025
Working capital
€63k▼ 1.0%
2024 · €64k
2018: €3k
2019: €2k
2020: €2k
2021: €3k
2022: €40k
2023: €52k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€58k▲ 164%€66k▲ 13.8%€75k▲ 14.3%€85k▲ 12.2%
Operating result€9k-€56k▲ 529%€17k▼ 69.6%€18k▲ 5.7%€17k▼ 5.7%
Net result€2k-€36k▲ 1,482%€8k▼ 77.8%€9k▲ 18.1%€9k▼ 3.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€21k ▲ 86.3%
Current assets
€92k ▼ 6.0%
Equity and liabilities €113k
Equity
€85k ▲ 12.2%
Debt
€28k ▼ 15.6%
Debt's share of the balance-sheet total falls from 30.9% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €21k
Cash flow
€14k▲
2024 · €12k
Current ratio
3.23▲
2024 · 2.90
Debt to equity
0.34▼
2024 · 0.45
ROE
10.8%▼
2024 · 12.5%
ROA
8.1%▼
2024 · 8.7%
Interest coverage
126.92▼
2024 · 152.95
Debt ≤ 1 year
€28k▼
2024 · €34k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€113k▲
Fixed assets21/28€11k€21k▲
Tangible fixed assets22/27€6k€16k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€5k€13k▲
Other tangible fixed assets26€1k€2k▲
Financial fixed assets28€5k€5k=
Current assets29/58€98k€92k▼
Amounts receivable within one year40/41€26k€36k▲
Trade receivables40€853€0▼
Other amounts receivable41€25k€36k▲
Cash at bank and in hand54/58€72k€56k▼
Equity and liabilities
Total equity and liabilities10/49€109k€113k▲
Equity10/15€75k€85k▲
Contributions10/11€6k€6k=
Reserves13€68k€77k▲
Non-distributable reserves130/1€354€354=
Reserves not available under the articles1311€354€354=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€59k€68k▲
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€34k€28k▼
Amounts payable within one year42/48€34k€28k▼
Trade debts44€18k€13k▼
Suppliers440/4€18k€13k▼
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€15k€16k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€24k▲
Operating profit (loss)9901€18k€17k▼
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€138€170▲
Recurring financial charges65€138€170▲
Profit (loss) for the period before taxes9903€18k€17k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€10k▼
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer to equity691/2€9k€9k▼
To other reserves6921€9k€9k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 112 days late
2022
31-12
Financial
Highest result since 2018net €36k ▲1482%
Operating result €56k, net result €36k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelslei 342980 ZoerselGround area
203 m²
Building footprint
111 m²
Volume, LiDAR
696 m³
Parcel 11453I0191/02Y000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D&L Vastgoed
since 20142.228.874.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0191/02Y000 | Flanders | 203 m² | 1 · 111 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.