Checked.be
Active
BE 0731.821.547Public limited company
D IMMO
Rue de Wellin,Ave 101 ·5580 Rochefort, Belgium· 7 yrs active
Sector: Renting and operating of own or leased non-residential real estate, excluding land
(68203)
Conclusion
D IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-25k) and a net result of €504. Equity is shrinking by ~89.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-25k |
| Net result | €504 |
| Better than sector | 17% |
| Active | 7 yrs |
Financial profile
40
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
11
Profitability
0
Solvency
33
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
11
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
5
2022
2
2023
7
2024
11
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.05 (< 1.0)
-10
Quick ratio
Quick ratio 0.05 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
Negatieve ROE -2%
-10
Interest coverage
Interest coverage 2.1×
+3
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~89.6%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1.1% | 16.2% | |
| Net result | €504 | €6k | |
| Equity | €-25k | €167k | |
| Gross operating margin | €147k | €77k | |
| Total assets | €2.24M | €1.39M |
€143k
+7669.2%
22-25
€504
-
22-25
€75k
-
22-25
€2.24M
+0.5%
22-25
€-25k
+2.0%
22-25
€-880k
-5.4%
22-25
€2.27M
+0.4%
22-25
€921k
+10.2%
22-25
€1.35M
-5.3%
22-25
0.05
+3443.7%
22-25
0.05
+3443.7%
22-25
-1.1%
+2.4%
22-25
-89.45
-2.4%
22-25
-2.0%
-
22-25
0.0%
-
22-25
2.09
+6638.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | micro schema | full schema |
| Revenue | - | - | - | - |
| EBITDA | €143k | €2k | €-18k | €-4k |
| Net profit | €504 | €-100k | €-20k | €-4k |
| Cash flow | €75k | €-57k | €-19k | €-4k |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €2.24M | €2.23M | €1.25M | €651k |
| Equity | €-25k | €-26k | €74k | €94k |
| Debt | €2.27M | €2.26M | €1.18M | €557k |
| of which ≤ 1y | €921k | €836k | €1.18M | €557k |
| of which > 1y | €1.35M | €1.42M | - | - |
| Working capital | €-880k | €-835k | €-1.15M | €-556k |
| Employees (FTE) | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, full schema, micro schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.05 | 0.00 | 0.02 | 0.00 |
| Quick ratio | 0.05 | 0.00 | 0.02 | 0.00 |
| Working capital ratio | -39.2% | -37.4% | -92.1% | -85.5% |
| Solvency | -1.1% | -1.2% | 5.9% | 14.4% |
| Debt / equity | -89.45 | -87.32 | 15.88 | 5.92 |
| Long-term debt ratio | -53.09 | -54.99 | - | - |
| Interest coverage | 2.09 | 0.03 | -19.53 | -83.61 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 0.0% | -4.5% | -1.6% | -0.6% |
| ROE | -2.0% | 386.4% | -27.0% | -4.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | 289d | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €2.24M | €2.23M | €1.25M | €651k |
| Fixed assets | 21/28 | €2.20M | €2.23M | €1.23M | €650k |
| Formation expenses | 20 | - | - | €0 | €351 |
| Intangible fixed assets | 21 | - | - | €650k | - |
| Tangible fixed assets | 22/27 | €2.20M | €2.23M | €575k | €650k |
| Current assets | 29/58 | €42k | €1k | €25k | €166 |
| Amounts receivable within one year | 40/41 | €39k | €1k | €23k | - |
| Cash & bank | 54/58 | €3k | €70 | €1k | €166 |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.24M | €2.23M | €1.25M | €651k |
| Equity | 10/15 | €-25k | €-26k | €74k | €94k |
| Contributions / capital | 10/11 | €100k | €100k | €100k | €100k |
| Accumulated profits (losses) | 14 | €-125k | €-126k | €-26k | €-6k |
| Amounts payable | 17/49 | €2.27M | €2.26M | €1.18M | €557k |
| Amounts payable after one year | 17 | €1.35M | €1.42M | - | - |
| Amounts payable within one year | 42/48 | €921k | €836k | €1.18M | €557k |
| Trade debts payable within one year | 44 | €32k | €6k | €93k | €2k |
| Income statement | |||||
| Gross operating margin | 9900 | €147k | €2k | €-18k | €-3k |
| Operating result | 9901 | €69k | €-41k | €-19k | €-4k |
| Financial income | 75 | - | €52 | €260 | - |
| Financial charges | 65 | €68k | €59k | €920 | €42 |
| Result before taxes | 9903 | €504 | €-100k | €-20k | €-4k |
| Net result for the period | 9904 | €504 | €-100k | €-20k | €-4k |
| Result to be appropriated | 9905 | €504 | €-100k | €-20k | €-4k |
Legal Structure
| NACE primary | Renting and operating of own or leased non-residential real estate, excluding land(68203) |
| Legal form | Public limited company(014) |
| Incorporation | 02-08-2019 |
| Status | Active |
| Postal code | 5580 |
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91008B0082/00H000 | Wallonia | 2,590 m² | 1 · 303 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €504
Net result €504 after 3 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet €-100k
Net result drops to €-100k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Renting and operating of own or leased non-residential real estate, excluding land68203Construction of residential and non-residential buildings41002
Names & trade names
| Legal nameFR | D IMMO |
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