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D&G SOLUTIONS

Active
Rue Oscar Flesch 8 ·4000 Liège, Belgium
KBO/BCE: BE 0800.997.591
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Board1
Staff (FTE)2.6

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D&G SOLUTIONS is 0.7% (low). The 2025 annual accounts show equity of €36k and a net result of €11k. Its solvency ranks better than 34% of 2749 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 23-03-2026 38 d early 2026-00060965
30-09-2024 30-04-2025 18-03-2025 43 d early 2025-00051166

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€0
EBIT marginNot published (abbreviated filing)
Net result€11k-52.8%
Working capital€-8k+54.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 23-03-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20k€30k€40kRevenue 2024: €0€0Operating result 2024: €40k€40kNet result 2024: €23k€23kRevenue 2025: €0€0Operating result 2025: €16k€16kNet result 2025: €11k€11k20242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 37.7% 62.2%
better than 34% of 2749 sector peers
Net result €11k €40k
better than 22% of 2751 sector peers
Equity €36k €62k
better than 38% of 2750 sector peers
Gross operating margin €78k €63k
better than 64% of 2751 sector peers
Staff costs €37k €17k
higher than 65% of 362 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€0
- 24-25
EBITDA
€39k
-32.7% 24-25
Net profit
€11k
-52.8% 24-25
Cash flow
€35k
-16.6% 24-25
Total assets
€96k
-10.4% 24-25
Equity
€36k
+43.5% 24-25
Working capital
€-8k
+54.3% 24-25
Employees (FTE)
3
- 24-25
Staff costs
€37k
+4239.4% 24-25
Income taxes
€3k
-40.4% 24-25
Debt
€60k
-27.0% 24-25
Debt ≤ 1y
€39k
-19.8% 24-25
Debt > 1y
€21k
-37.5% 24-25
Current ratio
0.80
+22.5% 24-25
Quick ratio
0.80
+22.5% 24-25
Solvency
37.7%
+60.1% 24-25
Debt / equity
1.65
-49.1% 24-25
ROE
30.3%
-67.1% 24-25
ROA
11.4%
-47.3% 24-25
Interest coverage
32.88
+520.3% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue€0
EBITDA€39k
Net profit€11k
Cash flow€35k
Staff costs€37k
Income taxes€3k
Dividends-
Total assets€96k
Equity€36k
Debt€60k
of which ≤ 1y€39k
of which > 1y€21k
Working capital€-8k
Employees (FTE)2.6
Ratios (computed)
2025
Current ratio0.80
Quick ratio0.80
Working capital ratio-7.9%
Solvency37.7%
Debt / equity1.65
Long-term debt ratio0.57
Interest coverage32.88
Gross margin-
Net margin-
ROA11.4%
ROE30.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€96k
Fixed assets 21/28€64k
Tangible fixed assets 22/27€64k
Current assets 29/58€31k
Amounts receivable within one year 40/41€17k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€96k
Equity 10/15€36k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€34k
Amounts payable 17/49€60k
Amounts payable after one year 17€21k
Amounts payable within one year 42/48€39k
Trade debts payable within one year 44€1k
Income statement
Turnover 70€0
Gross operating margin 9900€78k
Operating result 9901€16k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€14k
Income taxes 67/77€3k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
61 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • GANGAN Lilla
    Director
    State Gazette act 25030371 (04-03-2025)
    Current
    12-02-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Private limited company(610)
Incorporation21-04-2023
StatusActive
Postal code4000

Structure & network

Locations & real estate

Registered office

on the map · from the address register
Liège exact location from the address register
2 companies at this address See who is registered here

Establishment units

2 locations
D&G SOLUTIONS
Rue Oscar Flesch 8, 4000 LiègeHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20232.344.479.409
impact Academies&Camps Liège
Place Saint-Jacques 24, 4000 LiègeOverige vormen van onderwijs
since 20242.364.673.225
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,224 m²
Buildings2
Building footprint171 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62803A1372/00W000 Wallonia 784 m² 1 · 102 m² -
62818G0471/00X000 Wallonia 440 m² 1 · 69 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
04-03-2025 GANGAN Lilla appointed as director Director changes
  • GANGAN Lilla, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health61Profitability100Solvency54Growth52Stability94
72 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 61
Profitability 100
Solvency 54
Growth 52
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR D&G SOLUTIONS
Registered office
Rue Oscar Flesch 8
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.