D & DIFFUSION
ActiveSummary
D & DIFFUSION has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €130k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-2
Solvency40▼-16
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.39 in 2024; short-term debt: 85.2% and cash: 55.3% of total assets), and 85.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
13.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10359 sector peers (2025).
NBB · sector comparisonPosition among 10359 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
on the day
2022
on the day
2021
2 d early
2020
on the day
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€130k▲ 2.0%
2024 · €128k
2018: €213k
2019: €219k
2020: €436k
2021: €311k
2022: €125k
2023: €303k
2024: €128k
2018 → 2025
Working capital
€114k▼ 48.9%
2024 · €222k
2018: €124k
2019: €175k
2020: €80k
2021: €215k
2022: €-35k
2023: €94k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€30k▼ 85.0%€133k▲ 343%€260k▲ 96.3%€141k▼ 46.0%
Operating result€433k-€210k▼ 51.6%€421k▲ 101%€187k▼ 55.5%€195k▲ 4.1%
Net result€311k-€125k▼ 59.7%€303k▲ 142%€128k▼ 57.8%€130k▲ 2.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €947k
Fixed assets
€27k ▼ 29.1%
Current assets
€920k ▲ 15.1%
Equity and liabilities €947k
Equity
€141k ▼ 46.0%
Debt
€806k ▲ 39.7%
Debt's share of the balance-sheet total rises from 68.9% to 85.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€207k▲
2024 · €201k
Cash flow
€142k▲
2024 · €141k
Current ratio
1.14▼
2024 · 1.39
Quick ratio
0.84▼
2024 · 0.98
Debt to equity
5.74▲
2024 · 2.22
ROE
92.7%▲
2024 · 49.1%
ROA
13.8%▼
2024 · 15.3%
Interest coverage
11.24▲
2024 · 10.76
Debt ≤ 1 year
€806k▲
2024 · €577k
Income taxes
€46k▼
2024 · €47k
Staff costs
€471k▲
2024 · €405k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€837k€947k▲
Fixed assets21/28€38k€27k▼
Tangible fixed assets22/27€36k€27k▼
Plant, machinery and equipment23€36k€25k▼
Furniture and vehicles24€95€2k▲
Other tangible fixed assets26€109€0▼
Financial fixed assets28€2k€0▼
Current assets29/58€799k€920k▲
Stocks and contracts in progress3€234k€239k▲
Stocks30/36€234k€239k▲
Amounts receivable within one year40/41€128k€156k▲
Trade receivables40€5k€1k▼
Other amounts receivable41€123k€155k▲
Cash at bank and in hand54/58€433k€524k▲
Deferred charges and accrued income490/1€4k€485▼
Equity and liabilities
Total equity and liabilities10/49€837k€947k▲
Equity10/15€260k€141k▼
Contributions10/11€5k€5k=
Reserves13€255k€136k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€250k€131k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€577k€806k▲
Amounts payable within one year42/48€577k€806k▲
Trade debts44€534k€495k▼
Suppliers440/4€534k€495k▼
Taxes, remuneration and social security45€41k€61k▲
Taxes450/3€76€5k▲
Remuneration and social security454/9€41k€56k▲
Other amounts payable47/48€1k€250k▲
Accrued charges and deferred income492/3€140€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€405k€471k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€12k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€23k€0▼
Gross operating margin9900€632k€680k▲
Operating profit (loss)9901€187k€195k▲
Financial income75/76B€6k€123▼
Recurring financial income75€6k€123▼
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€175k€177k▲
Income taxes67/77€47k€46k▼
Profit (loss) for the period9904€128k€130k▲
Profit (loss) for the period to be appropriated9905€128k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€130k▲
Transfer from equity791/2-€120k
Transfer to equity691/2€128k€0▼
To other reserves6921€128k€0▼
Profit to be distributed694/7€0€250k▲
Return on contributions (dividend)694€0€250k▲
Social balance
Average headcount (FTE)908711.511.8▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200kEq €260k ▲96.3%
7 profitable years in a row build equity to €260k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €133k ▲343%
6 profitable years in a row build equity to €133k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €125k ▼59.7%
Net result drops to €125k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Highest result since 2018net €436k ▲98.8%
Operating result €588k, net result €436k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2013
Ground area
1,110 m²
Building footprint
1,110 m²
Volume, LiDAR
16,729 m³
Parcel 21443C0218/00G020, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PROXY COURONNE
since 20132.219.822.432
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0218/00G020 | Brussels | 1,110 m² | 1 · 1,109 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.219.822.432
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.