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D&D SERVICES

Active
Private limited company·Algemene reiniging van gebouwen· 3 yrs active
Route d'Ath(J) 261 ·7050 Jurbise, Belgium
KBO/BCE: BE 0802.958.674
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 509 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D&D SERVICES is 2.6% (moderate). The 2025 annual accounts show equity of €56k and a net result of €34k. Its solvency ranks better than 53% of 500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-04-2026 92 d early 2026-00098215
31-12-2024 31-07-2025 17-05-2025 75 d early 2025-00100399

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€34k+110.0%
Working capital€39k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · volledig
€0€20k€40kOperating result 2024: €23k€23kNet result 2024: €16k€16kOperating result 2025: €47k€47kNet result 2025: €34k€34k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 81, Cleaning & landscape services · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 40.0% 38.5%
better than 53% of 500 sector peers
Net result €34k €13k
better than 73% of 496 sector peers
Equity €56k €42k
better than 58% of 500 sector peers
Gross operating margin €56k €56k
better than 50% of 495 sector peers
Staff costs €1k €50k
higher than 10% of 242 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€54k
+60.3% 24-25
Net profit
€34k
+110.0% 24-25
Cash flow
€41k
+50.2% 24-25
Total assets
€141k
+66.7% 24-25
Equity
€56k
+153.5% 24-25
Working capital
€39k
- 24-25
Staff costs
€1k
- 24-25
Income taxes
€13k
+104.5% 24-25
Debt
€85k
+35.8% 24-25
Debt ≤ 1y
€85k
+35.8% 24-25
Current ratio
1.45
+52.3% 24-25
Quick ratio
1.45
+52.3% 24-25
Solvency
40.0%
+52.0% 24-25
Debt / equity
1.50
-46.4% 24-25
ROE
60.5%
-17.1% 24-25
ROA
24.2%
+26.0% 24-25
Interest coverage
883.94
+13.7% 24-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€54k
Net profit€34k
Cash flow€41k
Staff costs€1k
Income taxes€13k
Dividends-
Total assets€141k
Equity€56k
Debt€85k
of which ≤ 1y€85k
of which > 1y-
Working capital€39k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.45
Quick ratio1.45
Working capital ratio27.3%
Solvency40.0%
Debt / equity1.50
Long-term debt ratio-
Interest coverage883.94
Gross margin-
Net margin-
ROA24.2%
ROE60.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€141k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Financial fixed assets 28€120
Current assets 29/58€123k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€107k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€141k
Equity 10/15€56k
Contributions / capital 10/11€6k
Reserves 13€50k
Amounts payable 17/49€85k
Amounts payable within one year 42/48€85k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€56k
Operating result 9901€47k
Financial income 75€7
Financial charges 65€62
Result before taxes 9903€47k
Income taxes 67/77€13k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
89 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Route d'Ath(J) 2617050 Jurbise

Establishment units

1 location
Route d'Ath(J) 261, 7050 Jurbise
Isolatiewerkzaamheden
since 20232.346.495.722
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area509 m²
Buildings1
Building footprint144 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53044B0632/00C003 Wallonia 509 m² 1 · 144 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Capital history · 1
26-11-2025
v3.2
All acts · 2 updated 8 months ago
2025
26-11-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
2023
23-06-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health89Profitability100Solvency72Growth78Stability94
87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 89
Profitability 100
Solvency 72
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 850 of the 7,243 companies in this sector. 708 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
Legal nameFR D&D SERVICES
Registered office
Route d'Ath(J) 261
7050 Jurbise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.