D.D.M.L.
ActiveD.D.M.L. has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €5k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 3259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-7
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 3.46 in 2024), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
26 d late
2022
31 d late
2021
69 d late
2020
64 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 27.4%
2024 · €7k
2018: €15k
2019: €18k
2020: €2k
2021: €8k
2022: €20k
2023: €-2k
2024: €7k
2018 → 2025
Working capital
€100k▲ 12.6%
2024 · €89k
2018: €89k
2019: €91k
2020: €95k
2021: €106k
2022: €84k
2023: €74k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€138k▲ 17.1%€137k▼ 1.3%€144k▲ 5.1%€149k▲ 3.5%
Operating result€14k-€28k▲ 100%€-2k€10k€7k▼ 28.7%
Net result€8k-€20k▲ 152%€-2k€7k€5k▼ 27.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€49k▼ 14.7%
Current assets
€121k▼ 2.9%
Equity and liabilities €170k
Equity
€149k▲ 3.5%
Debt
€21k▼ 44.7%
The debt ratio falls from 21.0% to 12.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€32k▼
2024 · €34k
Cash flow
€30k▼
2024 · €32k
Solvency
87.5%▲
2024 · 79.0%
Current ratio
5.72▲
2024 · 3.46
Quick ratio
5.72▲
2024 · 3.46
Debt / equity
0.14▼
2024 · 0.27
ROE
3.4%▼
2024 · 4.8%
ROA
3.0%▼
2024 · 3.8%
Interest coverage
203.81▲
2024 · 63.06
Debt
€21k▼
2024 · €38k
Debt ≤ 1 year
€21k▼
2024 · €36k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€170k▼
Fixed assets21/28€57k€49k▼
Tangible fixed assets22/27€36k€11k▼
Furniture and vehicles24€26k€4k▼
Other tangible fixed assets26€9k€7k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€21k€38k▲
Current assets29/58€125k€121k▼
Amounts receivable within one year40/41€80k€91k▲
Trade receivables40€80k€90k▲
Other amounts receivable41-€235
Cash at bank and in hand54/58€45k€30k▼
Deferred charges and accrued income490/1€484€499▲
Equity and liabilities
Total equity and liabilities10/49€182k€170k▼
Equity10/15€144k€149k▲
Contributions10/11€19k€19k=
Reserves13€117k€121k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€115k€119k▲
Profit (loss) carried forward14€8k€9k▲
Amounts payable17/49€38k€21k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€36k€21k▼
Current portion of amounts payable after more than one year42€13k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€17k€17k▲
Taxes450/3€17k€17k▲
Other amounts payable47/48€4k€102▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€896€2k▲
Gross operating margin9900€35k€34k▼
Operating profit (loss)9901€10k€7k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€546€155▼
Recurring financial charges65€546€155▼
Profit (loss) for the period before taxes9903€10k€8k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€13k▼
Profit (loss) brought forward from the previous period14P€7k€8k▲
Transfer to equity691/2€6k€4k▼
To other reserves6921€6k€4k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €20k ▲152%
Net result €20k, the highest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 69 days late
2021
03-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 64 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 94 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲20.5%
2 profitable years in a row build equity to €108k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 35 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve-Waide 194670 BlégnyGround area
1,386 m²
Building footprint
172 m²
Volume, LiDAR
1,092 m³
Parcel 62103A0373/00R000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62103A0373/00R000 | Wallonia | 1,386 m² | 1 · 172 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 941 companies in sector 69203 we hold annual accounts for 658. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2011
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.