D-Consultancy Services
ActiveSummary
D-Consultancy Services has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €44k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+16
Solvency41▲+14
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.05 in 2024; short-term debt: 60.6% and cash: 17.9% of total assets), but 84.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
13.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €52k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d early
2023
36 d early
2022
19 d early
2021
31 d early
2020
15 d early
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▲ 2,664%
2024 · €2k
2018: €8k
2019: €3k
2020: €-20k
2021: €5k
2022: €2k
2023: €10k
2024: €2k
2018 → 2025
Working capital
€117k▲ 680%
2024 · €15k
2018: €47k
2019: €43k
2020: €19k
2021: €36k
2022: €34k
2023: €-13k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€30k▲ 9.0%€7k▼ 76.1%€9k▲ 21.7%€52k▲ 494%
Operating result€13k-€15k▲ 11.8%€21k▲ 40.7%€9k▼ 55.4%€71k▲ 654%
Net result€5k-€2k▼ 50.0%€10k▲ 285%€2k▼ 83.6%€44k▲ 2,664%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 654% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€14k ▼ 47.6%
Current assets
€317k ▼ 6.1%
Equity and liabilities €330k
Equity
€52k ▲ 494%
Provisions
€24k ▲ 114%
Debt
€254k ▼ 26.0%
Debt's share of the balance-sheet total falls from 94.5% to 76.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €29k
Cash flow
€57k▲
2024 · €21k
Current ratio
1.58▲
2024 · 1.05
Debt to equity
4.85▼
2024 · 38.93
ROE
83.2%▲
2024 · 17.9%
ROA
13.2%▲
2024 · 0.4%
Interest coverage
12.68▲
2024 · 6.78
Debt ≤ 1 year
€200k▼
2024 · €322k
Debt > 1 year
€50k▲
2024 · €20k
Income taxes
€21k▲
2024 · €4k
Staff costs
€10k▼
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€363k€330k▼
Fixed assets21/28€26k€14k▼
Intangible fixed assets21€623-
Tangible fixed assets22/27€25k€14k▼
Furniture and vehicles24€19k€9k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€337k€317k▼
Amounts receivable within one year40/41€216k€242k▲
Trade receivables40€197k€235k▲
Other amounts receivable41€19k€7k▼
Cash at bank and in hand54/58€105k€59k▼
Deferred charges and accrued income490/1€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€363k€330k▼
Equity10/15€9k€52k▲
Contributions10/11€6k€6k=
Reserves13€3k€46k▲
Distributable reserves133€3k€46k▲
Profit (loss) carried forward14€17€17=
Provisions and deferred taxes16€11k€24k▲
Provisions for liabilities and charges160/5€11k€24k▲
Other liabilities and charges164/5€11k€24k▲
Amounts payable17/49€343k€254k▼
Amounts payable after more than one year17€20k€50k▲
Other amounts payable178/9€20k€50k▲
Amounts payable within one year42/48€322k€200k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43€111k€51k▼
Credit institutions430/8€111k€51k▼
Trade debts44€150k€108k▼
Suppliers440/4€150k€108k▼
Taxes, remuneration and social security45€26k€41k▲
Taxes450/3€26k€41k▲
Other amounts payable47/48€33k-
Accrued charges and deferred income492/3€848€4k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€2k▲
Remuneration, social security and pensions62€151k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€14k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-14k€13k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€240€758▲
Gross operating margin9900€170k€110k▼
Operating profit (loss)9901€9k€71k▲
Financial income75/76B€0€74▲
Recurring financial income75€0€74▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€5k€64k▲
Income taxes67/77€4k€21k▲
Profit (loss) for the period9904€2k€44k▲
Profit (loss) for the period to be appropriated9905€2k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€44k▲
Profit (loss) brought forward from the previous period14P€1k€17▼
Transfer to equity691/2€3k€44k▲
To other reserves6921€3k€44k▲
Social balance
Average headcount (FTE)90871.30.6▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €44k ▲2664%
Operating result €71k, net result €44k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-20k ▼743%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 68 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roger Vandendriesschelaan 181150 Sint-Pieters-WoluweGround area
1,204 m²
Building footprint
704 m²
Volume, LiDAR
12,669 m³
Parcel 21019A0188/00Z006, Brussels · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Roger Vandendriesschelaan 18, 1150 Sint-Pieters-Woluwe
since 20142.226.258.084
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0188/00Z006 | Brussels | 1,204 m² | 1 · 704 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1014.314.152
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.