D-Choc
ActiveD-Choc has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €146k and a net result of €52k. Equity is growing by ~63.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 26051 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 9.75 against 6.08 in 2023), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
7 d early
2022
12 d early
2021
32 d early
2020
24 d late
2019
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€146k▲ 55.7%
2023 · €94k
2018: €15k
2019: €12k
2020: €19k
2021: €40k
2022: €55k
2023: €94k
2018 → 2024
Total assets
€165k▲ 48.2%
2023 · €112k
2018: €116k
2019: €100k
2020: €86k
2021: €87k
2022: €70k
2023: €112k
2018 → 2024
Net result
€52k▲ 34.0%
2023 · €39k
2018: €-13k
2019: €-4k
2020: €8k
2021: €20k
2022: €34k
2023: €39k
2018 → 2024
Working capital
€145k▲ 62.0%
2023 · €90k
2018: €-53k
2019: €-52k
2020: €-19k
2021: €22k
2022: €48k
2023: €90k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€40k▲ 104%€55k▲ 38.8%€94k▲ 71.2%€146k▲ 55.7%
Operating result€9k-€23k▲ 165%€50k▲ 116%€62k▲ 24.6%€84k▲ 35.2%
Net result€8k-€20k▲ 159%€34k▲ 69.5%€39k▲ 14.4%€52k▲ 34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 35% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€3k▼ 21.9%
Current assets
€162k▲ 50.9%
Equity and liabilities €165k
Equity
€146k▲ 55.7%
Debt
€19k▲ 8.3%
The debt ratio falls from 15.9% to 11.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€85k▲
2023 · €67k
Cash flow
€53k▲
2023 · €44k
Solvency
88.4%▲
2023 · 84.1%
Current ratio
9.75▲
2023 · 6.08
Quick ratio
8.36▲
2023 · 4.92
Debt / equity
0.13▼
2023 · 0.19
ROE
35.8%▼
2023 · 41.6%
ROA
31.6%▼
2023 · 35.0%
Interest coverage
12.53▼
2023 · 15.62
Debt
€19k▲
2023 · €18k
Debt ≤ 1 year
€17k▼
2023 · €18k
Income taxes
€25k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€112k€165k▲
Fixed assets21/28€4k€3k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€1k€947▼
Plant, machinery and equipment23€97€32▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€50€50=
Current assets29/58€107k€162k▲
Stocks and contracts in progress3€21k€23k▲
Stocks30/36€21k€23k▲
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€19k€20k▲
Other amounts receivable41€2k€347▼
Current investments50/53-€60k
Cash at bank and in hand54/58€64k€55k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€112k€165k▲
Equity10/15€94k€146k▲
Contributions10/11€6k€6k=
Reserves13€88k€140k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€88k€140k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€17k▼
Trade debts44€8k€16k▲
Suppliers440/4€8k€16k▲
Advances received on contracts in progress46-€40
Taxes, remuneration and social security45€9k€543▼
Taxes450/3€9k€543▼
Other amounts payable47/48€149€538▲
Accrued charges and deferred income492/3€57€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€904▼
Other operating charges640/8€660€2k▲
Gross operating margin9900€68k€86k▲
Operating profit (loss)9901€62k€84k▲
Financial income75/76B€153€312▲
Recurring financial income75€153€312▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€58k€77k▲
Income taxes67/77€19k€25k▲
Profit (loss) for the period9904€39k€52k▲
Profit (loss) for the period to be appropriated9905€39k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€52k▲
Transfer from equity791/2€0-
Transfer to equity691/2€39k€52k▲
To other reserves6921€39k€52k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲34%
Operating result €84k, net result €52k, both a record.
31-12
Financial
Equity above €100kEq €146k ▲55.7%
5 profitable years in a row build equity to €146k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.29
Current ratio from 1.46 to 4.29; short-term debt falls from €47k to €15k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.46
Current ratio from 0.71 to 1.46; short-term debt falls from €67k to €47k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walstraat 68000 BruggeGround area
42 m²
Building footprint
42 m²
Volume, LiDAR
282 m³
Parcel 31803C1090/00D000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D-Choc
since 20152.244.125.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1090/00D000 | Flanders | 42 m² | 1 · 42 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.244.125.583
Similar companies · same sector, comparable size
Chocolat Essentiel
BE 0740.598.562
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BELODIUM
BE 0637.784.797
Sprimont · Eq €144k
Chocotale Group
BE 1016.391.833
Antwerpen · Eq €144k
LES PETITS BONHEURS DE JU
BE 0760.983.410
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BARILU
BE 0783.910.349
Grimbergen · Eq €154k
Of 897 companies in sector 47242 we hold annual accounts for 338. 287 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2015
Fiscal year end31-12
Activities, NACEBEL
47242Retail sale of chocolate and confectionery
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.