D.C.M.
ActiveD.C.M. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €248k and a net result of €12k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 75% of 2924 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
89
/ 100
Excellent▲ +41 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability23▲+23
Solvency83▲+10
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.06 in 2023), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-01-2025, 182 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
182 d early
2023
75 d early
2022
27 d early
2021
3 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€248k▲ 4.9%
2023 · €236k
2018: €238k
2019: €251k
2020: €286k
2021: €324k
2022: €288k
2023: €236k
2018 → 2024
Total assets
€438k▼ 9.8%
2023 · €486k
2018: €500k
2019: €661k
2020: €604k
2021: €631k
2022: €541k
2023: €486k
2018 → 2024
Net result
€12k
2023 · €-52k
2018: €41k
2019: €13k
2020: €35k
2021: €38k
2022: €-36k
2023: €-52k
2018 → 2024
Working capital
€42k▲ 401%
2023 · €8k
2018: €22k
2019: €15k
2020: €30k
2021: €69k
2022: €51k
2023: €8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€286k-€324k▲ 13.4%€288k▼ 11.2%€236k▼ 18.0%€248k▲ 4.9%
Operating result€50k-€46k▼ 6.4%€-30k€-44k▼ 43.7%€20k
Net result€35k-€38k▲ 9.2%€-36k€-52k▼ 42.2%€12k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €44k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €438k
Fixed assets
€275k▼ 16.9%
Current assets
€163k▲ 5.6%
Equity and liabilities €438k
Equity
€248k▲ 4.9%
Debt
€191k▼ 23.6%
The debt ratio falls from 51.4% to 43.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▲
2023 · €17k
Cash flow
€55k▲
2023 · €9k
Solvency
56.5%▲
2023 · 48.6%
Current ratio
1.35▲
2023 · 1.06
Quick ratio
1.26▲
2023 · 0.96
Debt / equity
0.77▼
2023 · 1.06
ROE
4.7%▲
2023 · -21.9%
ROA
2.6%▲
2023 · -10.7%
Interest coverage
8.40▲
2023 · 2.40
Debt
€191k▼
2023 · €250k
Debt ≤ 1 year
€121k▼
2023 · €146k
Debt > 1 year
€69k▼
2023 · €104k
Income taxes
€835▼
2023 · €970
Staff costs
€241k▼
2023 · €244k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€486k€438k▼
Fixed assets21/28€332k€275k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€332k€275k▼
Land and buildings22€264k€235k▼
Plant, machinery and equipment23€45k€33k▼
Furniture and vehicles24€22k€8k▼
Current assets29/58€154k€163k▲
Stocks and contracts in progress3€15k€11k▼
Stocks30/36€15k€11k▼
Amounts receivable within one year40/41€126k€138k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€116k€117k▲
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€486k€438k▼
Equity10/15€236k€248k▲
Contributions10/11€31k€31k=
Reserves13€205k€217k▲
Distributable reserves133€205k€217k▲
Amounts payable17/49€250k€191k▼
Amounts payable after more than one year17€104k€69k▼
Financial debts170/4€104k€69k▼
Amounts payable within one year42/48€146k€121k▼
Current portion of amounts payable after more than one year42€45k€16k▼
Financial debts43€41k€31k▼
Credit institutions430/8€41k€31k▼
Trade debts44€27k€44k▲
Suppliers440/4€27k€44k▲
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€16k€11k▼
Remuneration and social security454/9€16k€16k▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€244k€241k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€44k▼
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A€147-
Gross operating margin9900€265k€314k▲
Operating profit (loss)9901€-44k€20k▲
Financial income75/76B€12€3▼
Recurring financial income75€12€3▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-51k€12k▲
Income taxes67/77€970€835▼
Profit (loss) for the period9904€-52k€12k▲
Profit (loss) for the period to be appropriated9905€-52k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€12k▲
Transfer from equity791/2€52k-
Transfer to equity691/2-€12k
To other reserves6921-€12k
Social balance
Average headcount (FTE)90875.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
The Lodge Group
CurrentDirector · since 18-02-2025
18-02-2025
The Lodge Group: Appointed as Director
18-02-2025
Filip Mergeay: Resigned as Director
18-02-2025
Guy Peters: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsesteenweg 643052 Oud-HeverleeGround area
1,002 m²
Building footprint
332 m²
Volume, LiDAR
1,596 m³
Parcel 24013A0020/00K000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vers Namur
since 19922.058.078.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24013A0020/00K000 | Flanders | 1,002 m² | 1 · 332 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOud-Heverlee2.058.078.001
Dual-learning approval
11 endedSimilar companies · same sector, comparable size
SAN MARCO
BE 0446.298.681
Bonheiden · Eq €248k
LES SAVEURS DE CHINE
BE 0467.458.638
Pepinster · Eq €248k
CHICA
BE 0864.811.418
Zonhoven · Eq €248k
WORLD-TOBACCO
BE 0860.556.383
Izegem · Eq €248k
Monsieur Spoon
BE 0728.858.592
Ham-sur-Heure-Nalinnes · Eq €247k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 8,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-1992
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:016 40 05 03