D'AGOSTINO
ActiveThe computed 12-month bankruptcy probability of D'AGOSTINO is 1.5% (moderate). The 2025 annual accounts show equity of €152k and a net result of €12k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 89% of 13270 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+65
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.57 against 4.32 in 2024; short-term debt: 20.2% and cash: 9.5% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
51 d early
2023
51 d early
2022
6 d early
2021
72 d early
2020
27 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 8.6%
2024 · €140k
2018: €98k
2019: €99k
2020: €100k
2021: €127k
2022: €135k
2023: €149k
2024: €140k
2018 → 2025
Total assets
€194k▲ 6.5%
2024 · €182k
2018: €194k
2019: €195k
2020: €188k
2021: €198k
2022: €205k
2023: €251k
2024: €182k
2018 → 2025
Net result
€12k
2024 · €-9k
2018: €-1k
2019: €1k
2020: €1,000
2021: €27k
2022: €8k
2023: €30k
2024: €-9k
2018 → 2025
Working capital
€140k▲ 7.1%
2024 · €131k
2018: €153k
2019: €154k
2020: €149k
2021: €167k
2022: €169k
2023: €183k
2024: €131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€135k▲ 6.6%€149k▲ 10.3%€140k▼ 6.2%€152k▲ 8.6%
Operating result€28k-€18k▼ 35.4%€35k▲ 93.3%€-7k€19k
Net result€27k-€8k▼ 69.1%€30k▲ 261%€-9k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€15k▲ 22.9%
Current assets
€179k▲ 5.4%
Equity and liabilities €194k
Equity
€152k▲ 8.6%
Debt
€42k▼ 0.4%
The debt ratio falls from 23.0% to 21.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €-4k
Cash flow
€15k▲
2024 · €-6k
Solvency
78.5%▲
2024 · 77.0%
Current ratio
4.57▲
2024 · 4.32
Quick ratio
4.48▲
2024 · 4.24
Debt / equity
0.27▼
2024 · 0.30
ROE
7.9%▲
2024 · -6.6%
ROA
6.2%▲
2024 · -5.1%
Interest coverage
9.38▲
2024 · -2.11
Debt
€42k▼
2024 · €42k
Debt ≤ 1 year
€39k▼
2024 · €39k
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€4k▲
2024 · €363
Staff costs
€33k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€194k▲
Fixed assets21/28€12k€15k▲
Tangible fixed assets22/27€11k€14k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€6k▲
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€815€815=
Current assets29/58€170k€179k▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€143k€157k▲
Trade receivables40€0-
Other amounts receivable41€143k€157k▲
Cash at bank and in hand54/58€22k€18k▼
Deferred charges and accrued income490/1€2k€340▼
Equity and liabilities
Total equity and liabilities10/49€182k€194k▲
Equity10/15€140k€152k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€120k€132k▲
Amounts payable17/49€42k€42k▼
Amounts payable after more than one year17€3k€3k=
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€39k€39k▼
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€15k€15k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€31k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€29k€13k▼
Gross operating margin9900€56k€69k▲
Operating profit (loss)9901€-7k€19k▲
Financial income75/76B€456€7▼
Recurring financial income75€456€7▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-9k€16k▲
Income taxes67/77€363€4k▲
Profit (loss) for the period9904€-9k€12k▲
Profit (loss) for the period to be appropriated9905€-9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€132k▲
Profit (loss) brought forward from the previous period14P€129k€120k▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €150kEq €152k ▲8.6%
Equity rises from €140k to €152k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼130%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €30k ▲261%
Operating result €35k, net result €30k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 12.76
Current ratio from 5.71 to 12.76; short-term debt falls from €32k to €14k.
31-12
Financial
Equity above €100kEq €127k ▲27.4%
3 profitable years in a row build equity to €127k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jourdanplein 331040 EtterbeekGround area
71 m²
Building footprint
71 m²
Volume, LiDAR
1,107 m³
Parcel 21005A0140/00Z000, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
L'Autobus
since 20072.168.681.260
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0140/00Z000 | Brussels | 71 m² | 1 · 71 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEtterbeek2.168.681.260
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-1984
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.