D'AGNOLO
ActiveSummary
D'AGNOLO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €1k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 95% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+71
Solvency100▲+6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 33.78 against 3.07 in 2023; short-term debt: 2.6% and cash: 57.7% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
20 d early
2022
19 d early
2021
12 d early
2020
40 d early
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€57k▲ 1.9%
2023 · €56k
2018: €115k
2019: €91k
2020: €88k
2021: €77k
2022: €77k
2023: €56k
2018 → 2024
Total assets
€59k▼ 26.7%
2023 · €81k
2018: €128k
2019: €105k
2020: €105k
2021: €91k
2022: €90k
2023: €81k
2018 → 2024
Net result
€1k
2023 · €-22k
2018: €-21k
2019: €-24k
2020: €-3k
2021: €-12k
2022: €780
2023: €-22k
2018 → 2024
Working capital
€51k▲ 4.8%
2023 · €49k
2018: €56k
2019: €55k
2020: €70k
2021: €67k
2022: €68k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€77k▼ 13.1%€77k▲ 1.0%€56k▼ 27.9%€57k▲ 1.9%
Operating result€-3k-€-11k▼ 348%€1k€-21k€1k
Net result€-3k-€-12k▼ 311%€780€-22k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €21k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€6k ▼ 21.9%
Current assets
€53k ▼ 27.2%
Equity and liabilities €59k
Equity
€57k ▲ 1.9%
Debt
€2k ▼ 90.8%
Debt's share of the balance-sheet total falls from 30.8% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2023 · €-20k
Cash flow
€3k▲
2023 · €-20k
Current ratio
33.78▲
2023 · 3.07
Quick ratio
27.49▲
2023 · 2.89
Debt to equity
0.04▼
2023 · 0.45
ROE
1.9%▲
2023 · -38.7%
ROA
1.8%▲
2023 · -26.8%
Interest coverage
14.92▲
2023 · -67.66
Debt ≤ 1 year
€2k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€81k€59k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€8k€6k▼
Financial fixed assets28€490€490=
Current assets29/58€73k€53k▼
Stocks and contracts in progress3€4k€10k▲
Stocks30/36€4k€10k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€784€4k▲
Other amounts receivable41€1k€175▼
Cash at bank and in hand54/58€62k€34k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€81k€59k▼
Equity10/15€56k€57k▲
Contributions10/11€12k€12k=
Reserves13€43k€45k▲
Distributable reserves133€43k€45k▲
Amounts payable17/49€25k€2k▼
Amounts payable within one year42/48€24k€2k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€151-
Taxes450/3€151-
Other amounts payable47/48€21k€154▼
Accrued charges and deferred income492/3€1k€715▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€975€1k▲
Gross operating margin9900€-19k€4k▲
Operating profit (loss)9901€-21k€1k▲
Financial income75/76B€45€120▲
Recurring financial income75€45€120▲
Financial charges65/66B€290€194▼
Recurring financial charges65€290€194▼
Profit (loss) for the period before taxes9903€-22k€1k▲
Profit (loss) for the period9904€-22k€1k▲
Profit (loss) for the period to be appropriated9905€-22k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€1k▲
Transfer from equity791/2€22k-
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 33.78
Current ratio from 3.07 to 33.78; short-term debt falls from €24k to €2k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €780
Net result €780 after 4 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processiestraat 593945 Tessenderlo-HamGround area
2,238 m²
Building footprint
190 m²
Volume, LiDAR
1,119 m³
Parcel 71033A0917/00E000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D'AGNOLO
since 20062.154.357.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033A0917/00E000 | Flanders | 2,238 m² | 1 · 190 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DELCOUR MAXIME TOITURE
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.