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D.A. CONSTRUCT

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Chaussée de Hosdent 9 ·4261 Braives, Belgium
KBO/BCE: BE 1003.657.317
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Age2 yrs
Staff (FTE)1.6
Real estate1 parcel · 456 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D.A. CONSTRUCT is 3.0% (moderate). The 2024 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 23% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3827 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 29-09-2025 60 d late 2025-00508579

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€-6k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.2% 39.4%
better than 23% of 3827 sector peers
Net result €2k €9k
better than 31% of 3824 sector peers
Equity €4k €29k
better than 16% of 3832 sector peers
Gross operating margin €90k €26k
better than 84% of 3822 sector peers
Staff costs €82k €16k
higher than 82% of 1125 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€6k
Net profit€2k
Cash flow€4k
Staff costs€82k
Income taxes€579
Dividends-
Total assets€27k
Equity€4k
Debt€23k
of which ≤ 1y€21k
of which > 1y€2k
Working capital€-6k
Employees (FTE)1.6
Ratios (computed)
2024
Current ratio0.70
Quick ratio0.70
Working capital ratio-22.8%
Solvency15.2%
Debt / equity5.58
Long-term debt ratio0.52
Interest coverage4.03
Gross margin-
Net margin-
ROA7.7%
ROE50.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€27k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€12k
Current assets 29/58€14k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€27k
Equity 10/15€4k
Contributions / capital 10/11€2k
Reserves 13€2k
Amounts payable 17/49€23k
Amounts payable after one year 17€2k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€90k
Operating result 9901€4k
Financial income 75€219
Financial charges 65€2k
Result before taxes 9903€3k
Income taxes 67/77€579
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Hosdent 94261 Braives

Establishment units

1 location
D.A. CONSTRUCT
Chaussée de Hosdent 9, 4261 BraivesOptrekken van de ruwbouw van gebouwen met celstructuur (appartementsgebouwen, enz.)
since 20232.353.210.102
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area456 m²
Buildings1
Building footprint66 m²
Volume (LiDAR)531 m³
Tallest building9.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64041A0259/00W000 Wallonia 456 m² 1 · 66 m² 9.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health48Profitability100Solvency15Growth-Stability67
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 15
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 2,818 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203Waterdichtingswerken van muren43421Metselwerk43910Waterdichtingswerken van muren43991Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameFR D.A. CONSTRUCT
Registered office
Chaussée de Hosdent 9
4261 Braives, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.