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CY Management

Active
Drève du Tumulus 37 ·1495 Villers-la-Ville, Belgium
KBO/BCE: BE 0797.085.523
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Age3 yrs
Real estate1 parcel · 1,418 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CY Management is 0.5% (low). The 2024 annual accounts show equity of €83k and a net result of €26k. Its solvency ranks better than 21% of 12463 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 12463 sector peers (2024).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 13-08-2025 13 d late 2025-00373636
31-12-2023 31-07-2024 29-10-2024 90 d late 2024-00528516

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€26k-21.5%
Working capital€24k+360.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 13-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2023: €46k€46kNet result 2023: €33k€33kOperating result 2024: €43k€43kNet result 2024: €26k€26k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 23.5% 60.6%
better than 21% of 12463 sector peers
Net result €26k €31k
better than 45% of 12465 sector peers
Equity €83k €63k
better than 59% of 12471 sector peers
Gross operating margin €45k €52k
better than 45% of 12451 sector peers
Total assets €352k €124k
better than 83% of 12464 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€45k
-4.3% 23-24
Net profit
€26k
-21.5% 23-24
Cash flow
€28k
-17.4% 23-24
Total assets
€352k
+50.9% 23-24
Equity
€83k
+43.1% 23-24
Working capital
€24k
+360.1% 23-24
Income taxes
€10k
-27.0% 23-24
Dividends
€859
- 23-24
Debt
€269k
+53.5% 23-24
Debt ≤ 1y
€269k
+53.5% 23-24
Current ratio
1.09
+5.7% 23-24
Quick ratio
1.09
+5.7% 23-24
Solvency
23.5%
-5.2% 23-24
Debt / equity
3.25
+7.3% 23-24
ROE
31.1%
-45.2% 23-24
ROA
7.3%
-48.0% 23-24
Interest coverage
6.51
-55.8% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€45k
Net profit€26k
Cash flow€28k
Staff costs-
Income taxes€10k
Dividends€859
Total assets€352k
Equity€83k
Debt€269k
of which ≤ 1y€269k
of which > 1y-
Working capital€24k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.09
Quick ratio1.09
Working capital ratio6.7%
Solvency23.5%
Debt / equity3.25
Long-term debt ratio-
Interest coverage6.51
Gross margin-
Net margin-
ROA7.3%
ROE31.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€352k
Fixed assets 21/28€59k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€50k
Current assets 29/58€293k
Amounts receivable within one year 40/41€236k
Cash & bank 54/58€530
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€352k
Equity 10/15€83k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€58k
Amounts payable 17/49€269k
Amounts payable within one year 42/48€269k
Trade debts payable within one year 44€387
Income statement
Gross operating margin 9900€45k
Operating result 9901€43k
Financial charges 65€7k
Result before taxes 9903€36k
Income taxes 67/77€10k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
68 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drève du Tumulus 371495 Villers-la-Ville

Establishment units

1 location
CY MANAGEMENT
Drève du Tumulus 37, 1495 Villers-la-VilleOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.340.602.773
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,418 m²
Buildings1
Building footprint209 m²
Volume (LiDAR)926 m³
Tallest building5.9 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25102B0283/00N000 Wallonia 1,418 m² 1 · 209 m² 5.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health68Profitability100Solvency36Growth52Stability94
70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 68
Profitability 100
Solvency 36
Growth 52
Stability 94

Ask AI about this company

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Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,317 of the 82,003 companies in this sector. 12,583 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR CY Management
Registered office
Drève du Tumulus 37
1495 Villers-la-Ville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.