CVR Consulting
ActiveCVR Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €69k. Equity is shrinking by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.43 in 2024; short-term debt: 72.7% and cash: 61.4% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
39%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-03-2026, 152 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
152 d early
2024
204 d early
2023
168 d early
2022
137 d early
2021
104 d early
2020
35 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 39.0%
2024 · €79k
2019: €80k
2020: €220k
2021: €362k
2022: €82k
2023: €86k
2024: €79k
2019 → 2025
Total assets
€177k▼ 9.7%
2024 · €196k
2019: €116k
2020: €267k
2021: €393k
2022: €250k
2023: €205k
2024: €196k
2019 → 2025
Net result
€69k▼ 3.8%
2024 · €72k
2019: €73k
2020: €140k
2021: €142k
2022: €75k
2023: €79k
2024: €72k
2019 → 2025
Working capital
€17k▼ 62.4%
2024 · €45k
2019: €75k
2020: €205k
2021: €349k
2022: €53k
2023: €52k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€362k-€82k▼ 77.2%€86k▲ 4.6%€79k▼ 8.1%€48k▼ 39.0%
Operating result€183k-€105k▼ 42.9%€92k▼ 11.8%€92k▼ 0.6%€88k▼ 3.6%
Net result€142k-€75k▼ 47.3%€79k▲ 5.1%€72k▼ 8.9%€69k▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€32k▼ 32.9%
Current assets
€146k▼ 2.4%
Equity and liabilities €177k
Equity
€48k▼ 39.0%
Debt
€129k▲ 10.2%
The debt ratio rises from 59.6% to 72.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▼
2024 · €108k
Cash flow
€84k▼
2024 · €88k
Solvency
27.3%▼
2024 · 40.4%
Current ratio
1.13▼
2024 · 1.43
Quick ratio
1.13▼
2024 · 1.43
Debt / equity
2.66▲
2024 · 1.47
ROE
142.8%▲
2024 · 90.5%
ROA
39.0%▲
2024 · 36.6%
Interest coverage
112.78▲
2024 · 89.29
Debt
€129k▲
2024 · €117k
Debt ≤ 1 year
€129k▲
2024 · €104k
Income taxes
€19k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€177k▼
Fixed assets21/28€47k€32k▼
Tangible fixed assets22/27€47k€32k▼
Furniture and vehicles24€41k€27k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€149k€146k▼
Amounts receivable within one year40/41€35k€37k▲
Trade receivables40€34k€36k▲
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€114k€109k▼
Equity and liabilities
Total equity and liabilities10/49€196k€177k▼
Equity10/15€79k€48k▼
Contributions10/11€8k€8k=
Reserves13€72k€41k▼
Distributable reserves133€72k€41k▼
Amounts payable17/49€117k€129k▲
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€104k€129k▲
Current portion of amounts payable after more than one year42€18k€12k▼
Trade debts44-€529
Suppliers440/4-€529
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Other amounts payable47/48€74k€106k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€816€638▼
Gross operating margin9900€109k€105k▼
Operating profit (loss)9901€92k€88k▼
Financial income75/76B€138€569▲
Recurring financial income75€138€569▲
Financial charges65/66B€1k€921▼
Recurring financial charges65€1k€921▼
Profit (loss) for the period before taxes9903€91k€88k▼
Income taxes67/77€19k€19k▲
Profit (loss) for the period9904€72k€69k▼
Profit (loss) for the period to be appropriated9905€72k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€69k▼
Transfer from equity791/2€79k€72k▼
Transfer to equity691/2€72k€41k▼
To other reserves6921€72k€41k▼
Profit to be distributed694/7€79k€100k▲
Return on contributions (dividend)694€79k€100k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €69k ▼3.8%
Net result drops to €69k, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-12
State Gazette act
Board meeting · General meeting
Director reappointment · Permanent representative
27-03
State Gazette act
Publication
27-03
State Gazette act
Board meeting · Director appointment
Permanent representative
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
11-03
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
2021
31-12
Financial
Highest result since 2019net €142k ▲1.8%
Net result €142k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 12.35
Current ratio from 5.36 to 12.35; short-term debt falls from €47k to €31k.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €220k ▲174%
2 profitable years in a row build equity to €220k.
07-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
07-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
26-05
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Van Bauwelstraat(WIE) 242222 Heist-op-den-BergGround area
1,114 m²
Building footprint
234 m²
Volume, LiDAR
1,383 m³
Parcel 12039A0566/00G002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CVR Consulting
since 20192.291.237.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039A0566/00G002 | Flanders | 1,114 m² | 1 · 234 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,989 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.