CVL AAA SERVICES
ActiveCVL AAA SERVICES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €25k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 11.64 against 12.68 in 2024), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
20.9%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
37 d early
2023
30 d early
2022
31 d early
2021
33 d early
2020
24 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 29.0%
2024 · €85k
2018: €32k
2019: €34k
2020: €44k
2021: €40k
2022: €49k
2023: €65k
2024: €85k
2018 → 2025
Total assets
€119k▲ 29.0%
2024 · €92k
2018: €49k
2019: €55k
2020: €47k
2021: €57k
2022: €68k
2023: €76k
2024: €92k
2018 → 2025
Net result
€25k▲ 23.3%
2024 · €20k
2018: €13k
2019: €3k
2020: €10k
2021: €-4k
2022: €9k
2023: €16k
2024: €20k
2018 → 2025
Working capital
€91k▲ 16.9%
2024 · €78k
2018: €31k
2019: €32k
2020: €42k
2021: €37k
2022: €47k
2023: €63k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€49k▲ 23.1%€65k▲ 32.5%€85k▲ 30.8%€110k▲ 29.0%
Operating result€2k-€18k▲ 861%€29k▲ 64.0%€34k▲ 18.1%€41k▲ 20.6%
Net result€-4k-€9k€16k▲ 73.1%€20k▲ 25.6%€25k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€19k▲ 158%
Current assets
€100k▲ 17.8%
Equity and liabilities €119k
Equity
€110k▲ 29.0%
Debt
€9k▲ 28.4%
The debt ratio stays at 7.2%.
Key figures and ratios
EBITDA
€44k▲
2024 · €35k
Cash flow
€28k▲
2024 · €21k
Solvency
92.8%=
2024 · 92.7%
Current ratio
11.64▼
2024 · 12.68
Quick ratio
11.64▼
2024 · 12.68
Debt / equity
0.08▼
2024 · 0.08
ROE
22.5%▼
2024 · 23.6%
ROA
20.9%▼
2024 · 21.8%
Interest coverage
1026.91▲
2024 · 177.10
Debt
€9k▲
2024 · €7k
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€16k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€119k▲
Fixed assets21/28€7k€19k▲
Tangible fixed assets22/27€7k€19k▲
Land and buildings22-€12k
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24-€2k
Current assets29/58€85k€100k▲
Amounts receivable within one year40/41€18k€30k▲
Trade receivables40€17k€20k▲
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€66k€70k▲
Equity and liabilities
Total equity and liabilities10/49€92k€119k▲
Equity10/15€85k€110k▲
Contributions10/11€7k€7k=
Reserves13€79k€104k▲
Distributable reserves133€79k€104k▲
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€766-
Taxes450/3€766-
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€234€485▲
Gross operating margin9900€36k€45k▲
Operating profit (loss)9901€34k€41k▲
Financial income75/76B€16€31▲
Recurring financial income75€16€31▲
Financial charges65/66B€200€43▼
Recurring financial charges65€200€43▼
Profit (loss) for the period before taxes9903€34k€41k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€20k€25k▲
Profit (loss) for the period to be appropriated9905€20k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€25k▲
Transfer to equity691/2€20k€25k▲
To other reserves6921€20k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Highest result since 2018net €25k ▲23.3%
Operating result €41k, net result €25k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲29%
4 profitable years in a row build equity to €110k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 7.13
Current ratio from 3.50 to 7.13; short-term debt falls from €19k to €10k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k ▼141%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Liquidity times 8current ratio 19.14
Current ratio from 2.53 to 19.14; short-term debt falls from €21k to €2k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auwegemvaart 222800 MechelenGround area
116 m²
Building footprint
71 m²
Volume, LiDAR
598 m³
Parcel 12404F0632/00P002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Style 2 Sell
since 20072.165.005.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0632/00P002 | Flanders | 116 m² | 1 · 70 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hexa Fund Management
BE 0803.823.954
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DESFICO
BE 0756.774.204
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NEW TONE
BE 0880.505.721
Mechelen · Eq €110k
DRAVAGO
BE 0886.657.501
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NDE SRL
BE 0787.730.664
Namur · Eq €110k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.