CVC INVEST
ActiveSummary
CVC INVEST has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €23k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 40% of 181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+4
Solvency59▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 9.25 against 10.23 in 2024; short-term debt: 8.5% and cash: 73.9% of total assets), but 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 35
Relative position
BE, all sectors
reference
Sector 35
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 11.8%
2024 · €196k
2019: €123k
2020: €141k
2021: €146k
2022: €162k
2023: €179k
2024: €196k
2019 → 2025
Total assets
€647k▲ 5.1%
2024 · €615k
2019: €260k
2020: €260k
2021: €604k
2022: €667k
2023: €698k
2024: €615k
2019 → 2025
Net result
€23k▲ 31.5%
2024 · €18k
2019: €18k
2020: €18k
2021: €5k
2022: €17k
2023: €16k
2024: €18k
2019 → 2025
Working capital
€454k▲ 10.4%
2024 · €411k
2019: €-12k
2020: €-29k
2021: €331k
2022: €401k
2023: €464k
2024: €411k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€162k▲ 11.4%€179k▲ 10.1%€196k▲ 9.8%€220k▲ 11.8%
Operating result€18k-€45k▲ 149%€48k▲ 7.7%€54k▲ 13.2%€60k▲ 11.2%
Net result€5k-€17k▲ 230%€16k▼ 1.3%€18k▲ 7.7%€23k▲ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€138k ▼ 13.6%
Current assets
€509k ▲ 11.7%
Equity and liabilities €647k
Equity
€220k ▲ 11.8%
Debt
€427k ▲ 2.0%
Debt's share of the balance-sheet total falls from 68.1% to 66.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €76k
Cash flow
€45k▲
2024 · €39k
Current ratio
9.25▼
2024 · 10.23
Quick ratio
9.11▲
2024 · 3.38
Debt to equity
1.95▼
2024 · 2.13
ROE
10.5%▲
2024 · 9.0%
ROA
3.6%▲
2024 · 2.9%
Interest coverage
3.13▲
2024 · 2.68
Debt ≤ 1 year
€55k▲
2024 · €45k
Debt > 1 year
€346k=
2024 · €346k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€615k€647k▲
Fixed assets21/28€160k€138k▼
Tangible fixed assets22/27€160k€138k▼
Plant, machinery and equipment23€160k€138k▼
Current assets29/58€455k€509k▲
Stocks and contracts in progress3€305k€8k▼
Stocks30/36€305k€8k▼
Amounts receivable within one year40/41€25k€22k▼
Trade receivables40€25k€22k▼
Other amounts receivable41€654-
Cash at bank and in hand54/58€125k€478k▲
Deferred charges and accrued income490/1€481€511▲
Equity and liabilities
Total equity and liabilities10/49€615k€647k▲
Equity10/15€196k€220k▲
Contributions10/11€33k€33k=
Reserves13€150k€174k▲
Distributable reserves133€150k€174k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€419k€427k▲
Amounts payable after more than one year17€346k€346k=
Financial debts170/4€346k€346k=
Amounts payable within one year42/48€45k€55k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€5k€16k▲
Other amounts payable47/48€37k€37k=
Accrued charges and deferred income492/3€28k€26k▼
Income statement
Code20242025
Non-recurring operating income76A€30k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€1k€4k▲
Gross operating margin9900€77k€86k▲
Operating profit (loss)9901€54k€60k▲
Financial income75/76B€0€782▲
Recurring financial income75€0€782▲
Financial charges65/66B€28k€26k▼
Recurring financial charges65€28k€26k▼
Profit (loss) for the period before taxes9903€26k€35k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€18k€23k▲
Profit (loss) for the period to be appropriated9905€18k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€36k▲
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€18k€23k▲
To other reserves6921€18k€23k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €23k ▲31.5%
Operating result €60k, net result €23k, both a record.
30-06
Financial
Equity above €200kEq €220k ▲11.8%
7 profitable years in a row build equity to €220k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €162k ▲11.4%
4 profitable years in a row build equity to €162k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €5k ▼71.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 11current ratio 6.01
Current ratio from 0.53 to 6.01.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wiedauwkaai 879000 GentGround area
1.4 ha
Building footprint
289 m²
Volume, LiDAR
867 m³
Parcel 44807G0474/00B003, Flanders · tallest building 8.1 m. Linked by address, not a title deed.
1 establishment unit
Wiedauwkaai 87, 9000 Gent
since 20122.207.388.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0474/00B003 | Flanders | 1.4 ha | 1 · 289 m² | 8.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Energy Power Solutions
BE 0787.196.669
Aartselaar · Eq €218k
GOUYNRG
BE 0769.298.288
Tournai · Eq €222k
ELECTRICITE - AUTOMATISME - INFORMATIQUE
BE 0401.598.806
Charleroi · Eq €223k
RWE Generation Belgium
BE 0810.884.366
Hasselt · Eq €213k
Just Connect
BE 0775.406.716
Waregem · Eq €228k
Of 563 companies in sector 35150 we hold annual accounts for 230. 136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2012
Fiscal year end30-06
Activities, NACEBEL 2025
35150Electricity, gas, steam and air conditioning supply
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.