CUVEE HOEVE
ActiveSummary
CUVEE HOEVE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767k and a net result of €46k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 5.04 against 4.67 in 2024; short-term debt: 19% and cash: 5.6% of total assets), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
15 d early
2022
31 d early
2021
71 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€767k▲ 6.3%
2024 · €722k
2018: €4k
2019: €-54k
2020: €-38k
2021: €432k
2022: €475k
2023: €570k
2024: €722k
2018 → 2025
Total assets
€948k▲ 3.5%
2024 · €916k
2018: €142k
2019: €129k
2020: €127k
2021: €623k
2022: €714k
2023: €754k
2024: €916k
2018 → 2025
Net result
€46k▼ 69.8%
2024 · €151k
2018: €-58k
2019: €-59k
2020: €16k
2021: €471k
2022: €42k
2023: €96k
2024: €151k
2018 → 2025
Working capital
€728k▲ 2.3%
2024 · €712k
2018: €69k
2019: €-13k
2020: €-3k
2021: €443k
2022: €475k
2023: €561k
2024: €712k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€432k-€475k▲ 9.8%€570k▲ 20.2%€722k▲ 26.5%€767k▲ 6.3%
Operating result€621k-€83k▼ 86.7%€109k▲ 31.9%€202k▲ 85.4%€84k▼ 58.4%
Net result€471k-€42k▼ 91.0%€96k▲ 126%€151k▲ 58.0%€46k▼ 69.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€39k ▲ 295%
Current assets
€909k ▲ 0.3%
Equity and liabilities €948k
Equity
€767k ▲ 6.3%
Debt
€180k ▼ 7.1%
Debt's share of the balance-sheet total falls from 21.2% to 19.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €206k
Cash flow
€57k▼
2024 · €155k
Current ratio
5.04▲
2024 · 4.67
Quick ratio
5.02▲
2024 · 4.65
Debt to equity
0.23▼
2024 · 0.27
ROE
6.0%▼
2024 · 21.0%
ROA
4.8%▼
2024 · 16.5%
Interest coverage
6.22▼
2024 · 17.73
Debt ≤ 1 year
€180k▼
2024 · €194k
Income taxes
€23k▼
2024 · €54k
Staff costs
€514k▲
2024 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€916k€948k▲
Fixed assets21/28€10k€39k▲
Tangible fixed assets22/27€10k€39k▲
Plant, machinery and equipment23€8k€29k▲
Furniture and vehicles24€0€7k▲
Other tangible fixed assets26€2k€3k▲
Current assets29/58€906k€909k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€772k€847k▲
Trade receivables40€11k€8k▼
Other amounts receivable41€761k€839k▲
Cash at bank and in hand54/58€123k€53k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€916k€948k▲
Equity10/15€722k€767k▲
Contributions10/11€19k€19k=
Reserves13€703k€748k▲
Distributable reserves133€703k€748k▲
Amounts payable17/49€194k€180k▼
Amounts payable within one year42/48€194k€180k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€54k€53k▼
Credit institutions430/8€54k€53k▼
Trade debts44€42k€51k▲
Suppliers440/4€42k€51k▲
Taxes, remuneration and social security45€90k€49k▼
Taxes450/3€51k€22k▼
Remuneration and social security454/9€39k€26k▼
Other amounts payable47/48€8k€27k▲
Income statement
Code20242025
Remuneration, social security and pensions62€367k€514k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€582k€617k▲
Operating profit (loss)9901€202k€84k▼
Financial income75/76B€15k€361▼
Recurring financial income75€15k€361▼
Financial charges65/66B€12k€15k▲
Recurring financial charges65€12k€15k▲
Profit (loss) for the period before taxes9903€205k€69k▼
Income taxes67/77€54k€23k▼
Profit (loss) for the period9904€151k€46k▼
Profit (loss) for the period to be appropriated9905€151k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€46k▼
Transfer to equity691/2€151k€46k▼
To other reserves6921€151k€46k▼
Social balance
Average headcount (FTE)90878.710.1▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €570k ▲20.2%
4 profitable years in a row build equity to €570k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 71 days late
2021
31-12
Financial
Highest result since 2018net €471k ▲2851%
Operating result €621k, net result €471k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.66
Current ratio from 0.98 to 3.66.
31-12
Financial
Equity above €200kEq €432k
2 profitable years in a row build equity to €432k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boudewijnstraat 202960 BrechtGround area
596 m²
Building footprint
296 m²
Volume, LiDAR
1,579 m³
Parcel 11332H0332/00G000, Flanders · tallest building 12.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CUVEE HOEVE
since 20022.096.145.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11332H0332/00G000 | Flanders | 596 m² | 1 · 296 m² | 12.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrecht2.096.145.551
Similar companies · same sector, comparable size
LILA DIWA
BE 0837.032.992
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VAN KEER
BE 0439.893.515
Lebbeke · Eq €768k
MGRI
BE 0845.562.262
Thuin · Eq €766k
Yakar
BE 0835.597.491
Oudenaarde · Eq €769k
DE BRUG
BE 0429.399.895
Herent · Eq €770k
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 5,029 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.