CUI
ActiveSummary
CUI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.14M and a net result of €-51k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-2
Solvency43=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.37 in 2024; short-term debt: 10.5% and cash: 1.4% of total assets), and 81.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.3%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-51k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
36 d early
2023
20 d early
2022
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.14M▼ 4.3%
2024 · €1.19M
2022: €914k
2023: €1.07M
2024: €1.19M
2022 → 2025
Total assets
€6.20M▼ 4.3%
2024 · €6.48M
2022: €6.31M
2023: €6.37M
2024: €6.48M
2022 → 2025
Net result
€-51k▼ 57.8%
2024 · €-32k
2022: €-436k
2023: €6k
2024: €-32k
2022 → 2025
Working capital
€-519k▼ 42.3%
2024 · €-365k
2022: €-230k
2023: €-344k
2024: €-365k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€914k-€1.07M▲ 17.0%€1.19M▲ 11.0%€1.14M▼ 4.3%
Operating result€-383k-€61k€44k▼ 27.7%€32k▼ 26.9%
Net result€-436k-€6k€-32k€-51k▼ 57.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.20M
Fixed assets
€6.07M ▼ 3.1%
Current assets
€131k ▼ 38.9%
Equity and liabilities €6.20M
Equity
€1.14M ▼ 4.3%
Debt
€5.06M ▼ 4.3%
Debt's share of the balance-sheet total stays at 81.7%.
Key figures and ratios
EBITDA
€394k▲
2024 · €378k
Cash flow
€310k▲
2024 · €301k
Current ratio
0.20▼
2024 · 0.37
Debt to equity
4.46=
2024 · 4.46
ROE
-4.5%▼
2024 · -2.7%
ROA
-0.8%▼
2024 · -0.5%
Interest coverage
4.70▼
2024 · 4.94
Debt ≤ 1 year
€650k▲
2024 · €579k
Debt > 1 year
€4.38M▼
2024 · €4.70M
Staff costs
€63k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.48M€6.20M▼
Fixed assets21/28€6.26M€6.07M▼
Intangible fixed assets21€1k€1k▼
Tangible fixed assets22/27€6.26M€6.07M▼
Land and buildings22€6.26M€6.07M▼
Plant, machinery and equipment23-€1k
Current assets29/58€215k€131k▼
Amounts receivable within one year40/41€57k€34k▼
Trade receivables40€56k€34k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€152k€89k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€6.48M€6.20M▼
Equity10/15€1.19M€1.14M▼
Contributions10/11€1.65M€1.65M=
Profit (loss) carried forward14€-463k€-514k▼
Amounts payable17/49€5.29M€5.06M▼
Amounts payable after more than one year17€4.70M€4.38M▼
Financial debts170/4€4.43M€4.11M▼
Other amounts payable178/9€270k€270k=
Amounts payable within one year42/48€579k€650k▲
Current portion of amounts payable after more than one year42€264k€268k▲
Trade debts44€224k€210k▼
Suppliers440/4€224k€210k▼
Advances received on contracts in progress46€40k-
Taxes, remuneration and social security45€51k€19k▼
Taxes450/3€51k€19k▼
Other amounts payable47/48-€153k
Accrued charges and deferred income492/3€12k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€334k€361k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€421k€459k▲
Operating profit (loss)9901€44k€32k▼
Financial income75/76B-€484
Recurring financial income75-€484
Financial charges65/66B€76k€84k▲
Recurring financial charges65€76k€84k▲
Profit (loss) for the period before taxes9903€-32k€-51k▼
Profit (loss) for the period9904€-32k€-51k▼
Profit (loss) for the period to be appropriated9905€-32k€-51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-463k€-514k▼
Profit (loss) brought forward from the previous period14P€-431k€-463k▼
Social balance
Average headcount (FTE)90871.01.2▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
State Gazette act
Appointment: KC Law BV (director)4 facts ▸
State Gazette act
Appointment: KC Law BV (director)
4 facts ▸
- General meeting, 03-09-2026
- Director appointment, KC Law BV (director)
- Board meeting, 01-09-2026
- Director appointment, KC Law BV (day-to-day manager)
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.07M ▲17%
Equity rises from €914k to €1.07M.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
KC Law
CurrentDirector · since 01-09-2026 · Private limited company · perm. rep.: Kristiaan Caluwaerts
01-09-2026
Appointed as Director
01-09-2026
Appointed as Day-to-day manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Potvlietlaan 62600 AntwerpenGround area
4,067 m²
Building footprint
949 m²
Volume, LiDAR
14,516 m³
2 parcels, Flanders · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CUI
since 20212.325.538.970
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0030/00S000 | Flanders | 2,151 m² | 1 · 474 m² | 20.1 m · 6 fl. |
| 11302A0095/00Z006 | Flanders | 1,916 m² | 1 · 475 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared corporate director
→
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.