CS CONSULTING
ActiveSummary
CS CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.71M and a net result of €9k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+2
Solvency69▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 5.73 in 2024; short-term debt: 13.5% and cash: 0.5% of total assets), but 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
28 d late
2023
30 d early
2022
31 d early
2021
23 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.71M▲ 0.5%
2024 · €1.70M
2018: €1.46M
2019: €1.47M
2020: €1.47M
2021: €1.47M
2022: €1.54M
2023: €1.72M
2024: €1.70M
2018 → 2025
Total assets
€3.85M▲ 4.7%
2024 · €3.68M
2018: €3.16M
2019: €3.14M
2020: €2.93M
2021: €2.90M
2022: €2.89M
2023: €3.12M
2024: €3.68M
2018 → 2025
Net result
€9k
2024 · €-16k
2018: €30k
2019: €1k
2020: €5k
2021: €3k
2022: €62k
2023: €182k
2024: €-16k
2018 → 2025
Working capital
€1.01M▼ 3.4%
2024 · €1.05M
2018: €748k
2019: €721k
2020: €730k
2021: €666k
2022: €629k
2023: €882k
2024: €1.05M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.54M▲ 4.2%€1.72M▲ 11.9%€1.70M▼ 0.9%€1.71M▲ 0.5%
Operating result€32k-€127k▲ 295%€298k▲ 134%€-45k€55k
Net result€3k-€62k▲ 2,169%€182k▲ 196%€-16k€9k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €55k after a loss of €45k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.85M
Fixed assets
€2.32M ▼ 3.7%
Current assets
€1.53M ▲ 20.5%
Equity and liabilities €3.85M
Equity
€1.71M ▲ 0.5%
Debt
€2.14M ▲ 8.2%
Debt's share of the balance-sheet total rises from 53.8% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€136k▲
2024 · €104k
Cash flow
€90k▼
2024 · €133k
Current ratio
2.96▼
2024 · 5.73
Debt to equity
1.25▲
2024 · 1.16
ROE
0.5%▲
2024 · -0.9%
ROA
0.2%▲
2024 · -0.4%
Interest coverage
1.03▲
2024 · 0.90
Debt ≤ 1 year
€518k▲
2024 · €222k
Debt > 1 year
€1.51M▼
2024 · €1.59M
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.68M€3.85M▲
Fixed assets21/28€2.41M€2.32M▼
Tangible fixed assets22/27€1.39M€1.30M▼
Land and buildings22€1.24M€1.19M▼
Plant, machinery and equipment23-€7k
Furniture and vehicles24€151k€109k▼
Financial fixed assets28€1.02M€1.02M=
Current assets29/58€1.27M€1.53M▲
Amounts receivable within one year40/41€1.18M€1.41M▲
Trade receivables40€32k€12k▼
Other amounts receivable41€1.15M€1.40M▲
Cash at bank and in hand54/58€16k€19k▲
Deferred charges and accrued income490/1€74k€99k▲
Equity and liabilities
Total equity and liabilities10/49€3.68M€3.85M▲
Equity10/15€1.70M€1.71M▲
Contributions10/11€1.35M€1.35M=
Reserves13€359k€361k▲
Distributable reserves133€359k€361k▲
Profit (loss) carried forward14€-7k€0▲
Amounts payable17/49€1.98M€2.14M▲
Amounts payable after more than one year17€1.59M€1.51M▼
Financial debts170/4€1.59M€1.51M▼
Amounts payable within one year42/48€222k€518k▲
Current portion of amounts payable after more than one year42€139k€82k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Other amounts payable47/48€61k€419k▲
Accrued charges and deferred income492/3€169k€108k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149k€81k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€106k€140k▲
Operating profit (loss)9901€-45k€55k▲
Financial income75/76B€156k€98k▼
Recurring financial income75€82k€98k▲
Non-recurring financial income76B€74k€0▼
Financial charges65/66B€116k€133k▲
Recurring financial charges65€116k€133k▲
Profit (loss) for the period before taxes9903€-5k€20k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€-16k€9k▲
Profit (loss) for the period to be appropriated9905€-16k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€2k▲
Profit (loss) brought forward from the previous period14P-€-7k
Transfer from equity791/2€8k€0▼
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-16k ▼109%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €182k ▲196%
Operating result €298k, net result €182k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsevoetweg 289820 Merelbeke-MelleGround area
2,012 m²
Building footprint
184 m²
Parcel 44043A0681/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
CS Consulting
since 20122.205.804.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0681/00K000 | Flanders | 2,012 m² | 1 · 184 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUILDING INTELLIGENT LIFESCIENCE SOLUTIONS
BE 0713.961.471
Niel · Eq €1,711,565
DOBBELAERE & PARTNERS
BE 0436.340.048
Tielt · Eq €1,712,192
Ekwadraat
BE 0861.409.488
Turnhout · Eq €1,712,589
SD HOLDING
BE 0691.781.036
Brussel · Eq €1,709,445
HOMES & DREAMS
BE 0458.899.080
Knokke-Heist · Eq €1,712,900
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 21,955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.