Active BE 0629.993.818Private limited company (pre-2019)

CRYSTALIS

Beizegemstraat 43 ·1120 Brussel, Belgium· 11 yrs active

Sector: Beauty care and other beauty treatments (96220)

Conclusion Checked

CRYSTALIS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €1k. Its solvency ranks better than 41% of 388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€10k
Net result	€1k
Better than sector	41%
Active	11 yrs

Financial profile 5 of 5 axes measured · computed by Checked

71 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 74

Solvency 25

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.1% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2015, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

76 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€500

estimate, not credit advice

Score history

61 2024

76 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.14 (≥ 1.0) +5

Quick ratio Quick ratio 1.10 (≥ 1.0) +5

Leverage Debt/equity 5.55 (> 3.0) -10

Profitability ROE 15% (≥ 10%) +10

Interest coverage Interest coverage 7.1× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview9 NBB filings

Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 96, Personal service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	15.3%	25.9%	better than 41% of 388 sector peers
Net result	€1k	€5k	better than 39% of 387 sector peers
Equity	€10k	€16k	better than 43% of 389 sector peers
Gross operating margin	€13k	€29k	better than 34% of 387 sector peers
Total assets	€64k	€67k	better than 48% of 388 sector peers

EBITDA

€12k

-34.1% 24-25

Net profit

€1k

+101.7% 24-25

Cash flow

€11k

-28.8% 24-25

Total assets

€64k

+35.6% 24-25

Equity

€10k

+17.3% 24-25

Working capital

€6k

+61.8% 24-25

Income taxes

€-518

- 24-25

Debt

€54k

+39.5% 24-25

Debt ≤ 1y

€40k

+140.1% 24-25

Debt > 1y

€14k

-35.4% 24-25

Current ratio

1.14

-5.6% 24-25

Quick ratio

1.10

-9.2% 24-25

Solvency

15.3%

-13.5% 24-25

Debt / equity

5.55

+18.9% 24-25

ROE

14.8%

+71.9% 24-25

ROA

2.3%

+48.8% 24-25

Interest coverage

7.08

-28.2% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€12k	€19k
Net profit	€1k	€717
Cash flow	€11k	€16k
Staff costs	-	-
Income taxes	€-518	€1k
Dividends	-	-
Total assets	€64k	€47k
Equity	€10k	€8k
Debt	€54k	€39k
of which ≤ 1y	€40k	€17k
of which > 1y	€14k	€22k
Working capital	€6k	€3k
Employees (FTE)	-	-

Ratios (computed)

	2025	2024
Current ratio	1.14	1.21
Quick ratio	1.10	1.21
Working capital ratio	8.7%	7.3%
Solvency	15.3%	17.6%
Debt / equity	5.55	4.67
Long-term debt ratio	1.47	2.68
Interest coverage	7.08	9.86
Gross margin	-	-
Net margin	-	-
ROA	2.3%	1.5%
ROE	14.8%	8.6%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €19k · 29.0% Current assets €46k · 71.0%

Equity & liabilities

Equity €10k · 15.3% Debt €54k · 84.7%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€64k	€47k
Fixed assets	21/28	€19k	€27k
Tangible fixed assets	22/27	€19k	€27k
Current assets	29/58	€46k	€20k
Stocks & contracts in progress	3	€2k	-
Amounts receivable within one year	40/41	€25k	€7k
Investments	50/53	€4k	€4k
Cash & bank	54/58	€15k	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€64k	€47k
Equity	10/15	€10k	€8k
Contributions / capital	10/11	€6k	€6k
Reserves	13	€201	€201
Accumulated profits (losses)	14	€3k	€2k
Amounts payable	17/49	€54k	€39k
Amounts payable after one year	17	€14k	€22k
Amounts payable within one year	42/48	€40k	€17k
Trade debts payable within one year	44	€852	€3k
Income statement
Gross operating margin	9900	€13k	€20k
Operating result	9901	€3k	€4k
Financial income	75	€79	€131
Financial charges	65	€2k	€2k
Result before taxes	9903	€928	€2k
Income taxes	67/77	€-518	€1k
Net result for the period	9904	€1k	€717
Result to be appropriated	9905	€1k	€717

Legal Structure

NACE primary	Beauty care and other beauty treatments(96220)
Legal form	Private limited company (pre-2019)(015)
Incorporation	12-05-2015
Status	Active
Postal code	1120

Establishment units 1 location

CRYSTALIS

Kasteleinsplein 38, 1050 ElseneConstruction of roads and motorways

since 20152.241.988.615

Real-estate footprint Source: CBE × cadastre

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21819C0050/00V002	Brussels	145 m²	1 · 90 m²	14.0 m · 4 fl.
21447B0215/00B007	Brussels	110 m²	1 · 92 m²	20.4 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 9 events

All 9Filings 9

Next filing, fiscal year 2026, expected by 31-01-2027

2026

28-01